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With the introduction earlier this year of Host Card Emulation (HCE) and last month’s reveal of the iPhone 6, Near Field Communication (NFC) technology is making a strong move to fulfill its promise t...
Chances are you have been hearing a lot about mobile payments lately. Thanks to the likes of Apple Pay, everyone wants a piece of the action, with Google and Amazon working on plans to enter the marke...
The payments landscape is in a state of flux and has been for the last ten years. However, we finally have the technological agility to deal with change and meet consumer expectation. It is this syner...
The ramifactions of a cap on interchange are more profound than meets the eye As interchange revenues will inevitably dwindle, issuers now have to create new revenue opportunities. One low hanging fru...
The adoption of the ISO20022 standard as the format of choice for corporate payments has really gathered momentum. Kick-started perhaps by SEPA, it is now rapidly being used by the bigger banks for e...
Recently, I wrote a piece highlighting some of the startling data released on the true costs of fraud published in a report by Lexis Nexis. This report examined the costs of fraud across a number of d...
Host Card Emulation (HCE) technology support is growing by leaps and bounds. Since it was introduced in the KitKat version of the Android operating system, HCE support in smartphones has been growing ...
Given the critical role national payments systems perform in making economies tick, it’s only natural that regulators around the world are increasingly looking at ways to increase payments speed in or...
There are many aspects to delivering excellent customers service, particularly in financial services where credit-based decisions can often leave customers deeply disappointed. There is an entire indu...
The demand for cash management services by corporates is not new for our banks. However there is now more pressure than ever on transaction banks to provide more comprehensive cash management solution...
We all know there's been a battle brewing for a while. Silicon Valley, with its innate ability to innovate around technology and build models for deepening customer relationships, has been squaring of...
Today most companies understand that having their branded mobile app in a consumer’s smart phone is the closest connection they have ever had with their customers. With time spent on mobile devices ri...