13 Nov 2018
“The more things change, the more they stay the same.” The wisdom in this old adage appears to ring true when applied to the early phases of the evolution of Open Banking (or open payments). Especially when you contrast it with the early days of ATM withdrawals; particularly those made in the dead of night so you could pay cash for your after-par
26 Jun 2017
Its nearly half a century since the famous American science fiction writer, Philip K. Dick wrote the novel, "Do Androids Dream of Electric Sheep?", which went on to become the Ridley Scott movie, Blade Runner. (Spoiler alert if you have not seen it). Today also marks the 50th anniversary of the world’s first cash-dispensing ATM (Automate...
28 Mar 2017
Today's introduction of the new one pound coin has nudged me into contemplation. Isn't it a bit weird that our that society still relies on increasingly complicated metal disks as a way of exchanging value? How deeply rooted is cash in our society? Is it ever likely to be replaced completely by electronic money? A quick consideration of amusement a...
13 May 2016
I came across an interesting article about Björn Ulvaeus in this month’s Wired magazine. I hadn’t realized how much of an anti-cash crusader the former Abba star had become. Perhaps the early signs were there - Abba rose to fame with “Waterloo” - possibly a reference to MasterCard, whose European HQ is at Waterloo near Brussels. Bjorn wrote “Money...
07 Oct 2019
14 Nov 2018
29 Mar 2018
19 Feb 2018