Join the Community

23,967
Expert opinions
40,637
Total members
363
New members (last 30 days)
198
New opinions (last 30 days)
29,264
Total comments

Latest expert opinions

clear
clear

218 Results from 2008, /payments

Gary Wright

Gary Wright Analyst at BISS Research

A New Era for Banking

Despite the financial crisis and the dramatic bailouts of banks it is far from the end of banking. It might be the end of banking as we have known it but as one door closes a new door opens. Now is the time to modify banking and market structures and build a financial services industry that gives its customers a genuinely, good service at a lower p...

/payments EBAday

Nick Ogden

Nick Ogden Chairman at Ogden Research

Meltdown Monday and so in God we Trust

I was in Reykjavik, Iceland on the Monday when the Icelandic economy meltdown occurred. By co-incidence I was also on Wall Street when the 1997 crash happened and being in both locations was, I promise, purely co-incidental. In 1997 I was with professional investors, where $400m loss hurt but they didn’t die. In 2008 in Reykjavik the only experien...

/payments /retail Innovation in Financial Services

Retired Member

Retired Member 

How to make online banking and e-commerce secured

https://www.finextra.com/finchannel.asp?topic=security Published: 31 October 2008 - 15:53 Trojan steals 500,000+ bank and card details The login credentials for hundreds of thousands of online bank accounts and debit and credit cards have been stolen by "one of the most pervasive and advanced pieces of crimeware ever created," acc

/security /payments

Nick Ogden

Nick Ogden Chairman at Ogden Research

POS fraud, E-Commerce challenges, Consumer confidence?

Following a report in The Telegraph earlier this month that described the international scale of what is known as a “supply chain attack” powered by Chip-and-PIN readers across the globe (http://www.telegraph.co.uk/news/newstopics/politics/lawandorder/3173346/Chip-and-pin-scam-has-netted-millions-from-British-shoppers.html), it does make me questi...

/payments /retail Innovation in Financial Services

Retired Member

Retired Member 

Bye Bye Cheque Truncation..

It is interesting to note that after a little more than a decade, Canada has decided to stop investing and creating technologies and market infrastructure for cheque imaging to make the paper clearing process faster, safer and better. North American countries in particular have been investing a lot, over the last couple of decades, on imaging prog...

/payments /wholesale Futuristic Banking

Retired Member

Retired Member 

Mobile Payments and Balances - Not Banking For Now

It isn't hard to see why customers prefer to do their banking and bill-paying using a PC, rather than a mobile. Well it is hard to see, and that's the problem. Those tiny little mobile screens aren't in the race for the bigscreen financial view. Who would want to make a mistake or stress out about all those numbers? Why bother? The perception that ...

/payments Innovation in Financial Services

Gary Wright

Gary Wright Analyst at BISS Research

PSD Breeds European Fragmentation

SEPA credit transfers went live at the beginning of this year and to date can hardly be called a resounding success. What is presented in the media and the party political line spouted by various pundits masks the truth, that there are fundamental problems with SEPA. The problems have a direct line to the drafting of the Payments Services Directi...

/payments SEPA and European Payments

Retired Member

Retired Member 

Nobody is spared by the phisers, not even the president

Its amazing hos phisers manage to crack into On-line banking sites, obtain user authentication details and siphon money. Multi-factor authentication, bio-metric identification and enhanced security will go a long way in minimising/preventing such happennings. Most banks across the globe are tightening their user authentication mechanisms which can...

/payments Online Banking

Retired Member

Retired Member 

Deal Idea: PFM Acquisition of Billeo

There are scores of start-ups in the emerging financial technology space, many of which provide substantially overlapping services, and all of which are, at some level, free. As we move through the current crisis on Wall Street into whatever awaits on the other side one thing is clear: start-ups will need to spend their equity capital wisely, as ...

/payments Finance 2.0

Gary Wright

Gary Wright Analyst at BISS Research

Bank shareholders booking preference seats in the lifeboat

It's understandable that shareholders of banks are upset with the terms of the government lifeboat. The payment of dividends to shareholders is a prime reason for investment and in many cases the dividends form a vital part of pension's provisions. However, the tax payer is the innocent party in the financial crisis and the debacle of the banks ab...

/payments /regulation EBAday

Now Hiring