273 Results from 2015, /payments
Retired Member
A huge investment has been made around the world over several decades in card payment infrastructure and Point-Of-Sale (POS) terminals. However, MasterCard research indicates that 85% of all retail transactions are still conducted in cash. This post looks at how innovative digital cash solutions could give new life to and increase the ROI of ex
04 February 2015 /payments
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
Taking the previous blog forward - asking myself questions - and moving the horizontal slider to the right when considering an issue important (in this case for banks) - and the vertical slider up when being surer. 1. Is the stable and cheap funding created by transaction accounts (private & corporate) important (full score for most banks)? H...
04 February 2015 /payments Innovation in Financial Services
Lu Zurawski founder, iKnowMe at Lu Zurawski
This week’s announcement (www.finextra.com/news/fullstory.aspx?newsitemid=26946 ), of Visa’s product placement deal to show contactless payment technology on popular ITV soap operas like Coronation Street, may be far more revolutionary than I had first thought. Here is a challenge for you; can you find any examples of realistic, electronic consume...
03 February 2015 /payments
From the land that brought some of the most remarkable inventions in the world between 2000 BC and 200 BC, such as cast iron and the suspension bridge, the new frontier for modern day innovation in 2015 is Digital Money. There is a drama unfolding in China with continued strategies and lobbying between the top players – Alibaba, Tencent, Baidu, Chi...
03 February 2015 /payments Innovation in Financial Services
That a company like Google is leading talks to acquire Softcard, a mobile payments company, heralds a shake up in the mobile payments space. The creep of companies like Google and Apple into payments, and organisations like Tesco into banking, highlights the massive change that financial services is undergoing. Previous challenger banks have strug...
30 January 2015 /payments /retail
Technology is repainting the payments landscape. Given the complexity of the payments ecosystem in various countries, change happens slowly. Sometimes it takes decades, but change does happen. Newer digital technologies may accelerate this evolution. This post looks at the future of money and how it will evolve to become cash-less, card-less
28 January 2015 /payments
As security breaches continue to grab headlines, I was intrigued by new claims that not only could online security be improved for consumers, but it could actually become a more delightful user experience. The launch of Apple Pay has proven to us that this is possible. With over 150 FIDO members, the Board of Directors alone reads like a Who’s Wh...
28 January 2015 /security /payments Innovation in Financial Services
Expectations, and the pace at which they’re changing, are creating new pressures for the payments industry. While the future is always difficult to predict, one thing is certain: we are going to continue to see a lot of change in the industry. Verifone is at the heart of all of this change because of the technology and services we provide. To get a...
27 January 2015 /security /payments
Timing is important. It has been said: if you’re too early, no one will understand; and if you’re too late, everyone will have already forgotten. Leveraging today’s technologies can help your bank penetrate the under-banked segment and drive new revenue growth. This post looks at some new financial services whose time may have come. This rec
26 January 2015 /payments
For a while already Mobey Forum has been hearing rumours that Samsung is planning a rival for Apple Pay, and has predicted this model in the NFC Business Model Whitepaper (2011). According to industry expectations, Samsung plans to announce SamsungPay during the S6 launch at the Mobile World Congress on March 2nd. Samsung is believed to be working ...
23 January 2015 /payments
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