283 Results from 2010, /payments
Retired Member
The 2008 $48 billion VISA and Mastercard interchange fees that Senator Durbin mentions all throughout his bill is as a result of $2.864 trillion of VISA and MC debit and credit card charges. What this means is that the average interchange fee is a very reasonable 1.676%. Senator Durbin also mentions that the the U.S. interchange fee is the highes...
25 May 2010 /payments Private Equity Investing in Financial Technology
Rik Coeckelbergs Independent Advisor, Opinion Maker and Consultant at The Banking Scene
Trialpay surprised me this week with a couple of interesting surveys: one on the effect of Motherday on the revenue in social gaming and one on ad-funded payments. Let us start with the ad funded payments. In fact, after reading the paper it looks more like a real marketing instrument rather than a payment instrument, but nevertheless it is worth...
24 May 2010 /payments /retail Innovation in Financial Services
Roy McPherson
This week, and for many weeks, George Osborne will be taking steps to rein in unnecessary expenditure, halt future white elephant projects and seek ways to reduce the Brown/Blair legacy of £157 bn pounds deficit. The newspapers are talking up the prospect of cuts to the tune of £6bn a mere 3.82% of the overall sum. The previous Government should b...
24 May 2010 /payments /regulation
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
Equens and a number of partners (Fraunhofer, IBM etc.) do a regular survey on what banks, customers etc. want in payments, innovations etc. The attached chart from the results (published yesterday) is giving the strongest of signals: Just behind the obvious (electronic funds transfer, credit/debit cards) we see as top priority: - cash and liquidit...
20 May 2010 /payments Innovation in Financial Services
Nick Ogden Chairman at Ogden Research
The latest version of the EU eMoney directive comes into force in April 2011. Having attended the World Roundtable on Electronic Money Management, hosted by the Malaysian Central Bank, Bank Negara in Malaysia on Saturday, it was a fascinating topic to debate. The meeting was held at the start on the two day OMFIF meeting, and attendees included re...
17 May 2010 /payments
Douwe Lycklama Founding partner at INNOPAY
Some weeks after the EPCA Conference in Disneyland some thought keep coming back in my mind: payments business will never be the same … Let me summarize: 1. people’s behaviour is continuously changing giving way for new ways of transacting. Social networks, mobile phones, growing e-commerce, businesses and supply chains integrate 2. the banking i
17 May 2010 /payments EBAday
Uri Rivner CEO and Co-Founder at Refine Intelligence
My sister who works in Paypal sent me this oldie. Didn’t see it before and I thought it’s too fun not to share ;) Video: http://www.youtube.com/watch?v=f1nKR3gYRY8 I don suffer no be small Upon say I get sense Poverty no good at all, no Na im make I join this business 419 no be thief, its just a game Everybody dey play am if anybody fall mugu, ha...
17 May 2010 /payments Innovation in Financial Services
Two videos (week 18) with signposts on the road to a networked real time economy.
16 May 2010 /payments Innovation in Financial Services
Blog is related to any news linked to the payment institution . This new structure created by the PSD allows alternative players to provide payment services and compete with banks.
15 May 2010 /payments Innovation in Financial Services
As I stated in my last blog I was going to elaborate a bit more on the market opportunities of Biometric Payments these days. Through a couple of recent examples I hope to give you a better idea on how and where Biometric Payments can be a succes and what the pitfalls currently are in a business case on Biometric Payments. Last time I gave the ex...
14 May 2010 /security /payments Innovation in Financial Services
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