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5178 Results from /payments

Onkar Chachad

Onkar Chachad Product Specialist at Veefin

The Sci-Fi Saga of Cash Management Systems: From Ancient Ledgers to AI Guardians

Cash has always been humanity’s oldest companion in the grand bazaar of existence. In the early chapters of our financial saga, societies functioned on barter systems, much like the resource exchange dynamics found in Isaac Asimov’s Foundation series. Coins and currency eventually appeared as the first tools of cash management, their metallic clink...

/payments /wholesale

Anand Vaidya

Anand Vaidya Principal Solutions Consultant at Icon Solutions

Why the U.S. has reached a real-time tipping point

The need for speed, convenience and certainty is driving demand for faster payment services in the U.S. Same day Automated Clearing House (ACH) payments rose 19.1% year-over-year in the first quarter of 2025[1]. FedNow is also reporting significant growth, with more than 1.3 million transactions settled in the same period[2]. Similarly, a record ...

/payments

Retired Member

Retired Member 

Tech-Driven BNPL: How Sophisticated Technologies Are Reshaping the BNPL Market

By 2028, the number of users of BNPL services (Buy Now, Pay Later) is predicted to double to 670 million, an explosive 107% growth compared to 2024. However, as the industry flourishes, so inevitably do the risks ranging from fraud to late payments. To address these issues, international leaders such as Klarna, Afterpay, PayPal, and Affirm are a

/payments /markets BNPL

John Bertrand

John Bertrand MD at Tec 8 Limited

Core Banking Systems evolution to cloud technology

Historical Core banking systems can trace their origins 50 years ago to independent, branch-specific solutions running on IBM computers using legacy languages like RPG, COBOL, and Assembler. The branch bank industry consolidated around two major players - Temenos' Globus and Finastra's Midas - each serving over 300 banks, often with many installat...

/payments /cloud Banking Strategy, Digital and Transformation

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

The huge-savings curse. Part II (e-invoicing)

Like in e- and mobile banking the e-invoicing as an interconnecting-customers service was not started off as a good-for-society at large program – but for customer convenience. I still remember how customers complained that we had outsourced the keying in on ever-growing lengths of reference numbers and other payment data from branch and back-offi...

/payments /retail Innovation in Financial Services

Retired Member

Retired Member 

Every Business Needs a Digital-First Payment Strategy-Why ?

“The way businesses handle payments is no longer a back-end decision. It’s a front-line strategy that shapes customer experience, trust, and growth.” In today’s always-on world, digital transformation is no longer a trend — it’s a necessity. Businesses are embracing cloud platforms, AI tools, and automated workflows to stay competitive. Yet one are...

/payments Fintech

Nikunj Gundaniya

Nikunj Gundaniya Product manager at Digipay.guru

Top 5 Benefits of Closed-Loop Cards That Can Transform Your Business

Modern businesses don’t suffer from a lack of payment options; they suffer from a lack of control they have over payment experiences. Open-loop payments get the job done. But they’re built to serve the transaction, not the relationship. These generic payment networks don’t know your brand. They don’t carry your identity, and they certainly don’t he...

/payments

Sam Boboev

Sam Boboev Founder at Fintech Wrap Up

Deep Dive: Inside the Fiserv Flywheel

Fiserv might not grab fintech headlines like flashier startups, but this Fortune 500 financial technology provider is in the midst of a significant evolution. The company has transformed from a traditional back-office tech vendor for banks into a powerhouse of merchant payments and commerce enablement. Today, Fiserv handles over $20 billion in an

/payments

Arun Poojari

Arun Poojari CEO & Co - Founder at Cashinvoice

How Payment-Linked Lending Reduces Credit Risk for MSME

Payment-linked lending (PLL) is re-shaping the cash flow realities of small businesses by synchronizing credit repayments with actual revenues. The model provides MSMEs the convenience they require to control working capital without being burdened with fixed repayment schedules. In recent years, MSMEs have been in a better financial position, than...

/payments /startups

Ivan Navodnyy

Ivan Navodnyy Chief Product Officer at B2BROKER

Money Is Going Mobile: Reshaping The Future Of Financial Services

These days, it seems like everyone is glued to their smartphones, with the average person spending around 6 to 8 hours a day staring at their screens. What was once a simple convenience has now become a way of life. Due to this shift, creating a mobile app has become a crucial strategy for any business seeking to succeed in the digital world. With...

/payments /devops

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