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5034 Results from /payments

Nikunj Gundaniya

Nikunj Gundaniya Product manager at Digipay.guru

Step-by-step guide: how to set up QR code payments for your business

Today, there is cutthroat competition in the market and in this environment of fast-changing technologies, businesses can and must adopt innovative payment solutions. QR code has proved to be an innovation, which has enabled customers to make payments within the shortest time, safely and without physical contact. If adopted into your business, it...

/payments

Jeremy Light

Jeremy Light Co-founder at Fourdotzero

Consumer protection in payments - open banking implications

Do payments systems need consumer protections built into them? Most countries have consumer protection laws for purchases, with additional protections if paid with credit, removing the need for payment systems to define their own rules. However, payment systems need users and it benefits them to be user friendly, in particular in three areas whe...

/payments /retail Open Banking

Sebastian Fantini

Sebastian Fantini Product Director at EBANX

Brazil skipped the line in digital payment innovation

Would you face a block-long line to pay for a product you just bought online? I didn't think so either, until the day when that was my only option to pay for furniture for my new apartment in Buenos Aires. I've lived in Brazil for more than two decades, having moved there as a child, but a few years ago, I spent some time in my native country. Sin...

/payments /inclusion Payments strategies 2015-2020-2030

Sujatha Venkatraman

Sujatha Venkatraman Product Director Payments at Temenos

Corporate Banking and navigating the complexities of Payments Modernisation

The future of corporate payments is being built on modern technology and agility, not legacy. The emergence of platforms offering single API access to multiple payment rails, including instant payments, signals a decisive break from legacy systems. ClearBank, for example, has pioneered this model, empowering fintechs and non-banks to reshape corpo...

/payments

Patrick Bermingham

Patrick Bermingham CEO at Adflex

What trends will dominate the B2B payments world in 2025?

The beginning of the end for Direct Debits and Card on File? In mid-2025, expect to see the first implementations of commercial Variable Recurring Payments (cVRPs) in the UK, beginning with regulated industries that already have strong consumer protections, such as payments to utility companies, governments and charities. Until now, VRPs have la

/payments

Brian Mahlangu

Brian Mahlangu VP Product: Digital Platforms Mobile at Absa Bank, CIB.

Africa: The Unlikely Global Leader in Mobile Payments (Yes, Really!)

Let’s face it: pulling out cash or swiping a card feels ancient these days. We’re living in the era of “tap, pay, and go,” where your phone is your wallet, and a coffee run happens with a flick of your wrist. But here’s the kicker—while Silicon Valley obsesses over crypto and Apple Pay, Africa’s been quietly running circles around the world in mob...

/payments /inclusion Mobile Financial Services (MFS)

Sergio Barbosa

Sergio Barbosa CIO of Global Kinetic, and CEO of FutureBank. at Global Kinetic and FutureBank

Banks need a complete app overhaul to remain generationally relevant

It’s not just technology that is changing at breakneck speed, how different groups of customers engage with new technology is also shifting. While banks have spent fortunes on protecting their customers against fraud, this has slowed down spending in other areas. And the cracks are beginning to show. Currently, banks release a single app for thei...

/payments /retail Digital Banking

John Bertrand

John Bertrand MD at Tec 8 Limited

Instant Payment Fraud: Consumer/Business Trends in the UK, US, and EU

In the UK, H1 2024, £570 ($720) million was stolen in payment fraud of which Authorised Push Payments) Payor to Payee bank accounts accounted for 30%. From 2020 to 2023 £1.4 ($1.8) billion has been scammed from customer bank accounts. Fraud accounts for 40% of all crime in England and Wales. In the US, traditional payment fraud totals $4 with onli...

/payments /regulation Banking Strategy, Digital and Transformation

John Bertrand

John Bertrand MD at Tec 8 Limited

Growing Sophistication of Payment Fraud: Business & Personal Sectors Need Different Solutions

As we navigate through 2024, a concerning trend is emerging in the payment fraud landscape: while case volumes are declining, the financial impact per case is intensifying. This paradox reveals a sophisticated evolution in fraudster tactics that demands our attention - and different approaches for personal and business sectors. The Numbers Tell a ...

/payments /identity Banking Strategy, Digital and Transformation

Francesco Fulcoli

Francesco Fulcoli Chief Compliance and Risk Officer at Flagstone

Big Tech and Digital Wallets: Next Steps from the FCA and PSR Feedback Statement

The Financial Conduct Authority (FCA) and the Payment Systems Regulator PSR) have released their latest Feedback Statement (FS25/1) on Big Tech and digital wallets. This comprehensive document consolidates feedback received from stakeholders following their July 2024 Call for Information (CFI). It highlights the rapid adoption of digital wallets...

/payments /regulation Fintech

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