Open APIs

2321 articles tagged with this keyword

/retail

ClearBank and Ozone API form open banking pact

Today, Ozone API, the global open banking leader, and ClearBank, an enabler of real-time clearing and embedded banking, are excited to announce a new multinational partnership.

/sustainable

Navigating the carbon market, in conversation with ZERO13

In conversation with Finextra, Hirander Misra, chairman and CEO of GMEX Group, and CEO of its carbon tracking company ZERO13, spoke on the complexities of the carbon market and untapped potential for its growth.

/payments

Smarter, faster, still relevant: Experts weigh future of US payment systems

Nacha’s Smarter Faster Payments conference in New Orleans highlighted the growing momentum behind real-time payments, emphasising their transformative potential across commercial and technological verticals. Yet, amid this digital shift, sessions also acknowledged the enduring relevance of traditional rails like wire transfers, ACH, and even cheques - each facing its own modernisation challenges.

/security

IBM, BillGo on securing payments against quantum computing threats

At Nacha event Smarter Faster Payments 2025 in New Orleans, a weekend panel session explored how financial institutions must establish an internal risk committee that assesses and mitigates future quantum-related threats.

/payments

Nacha and JP Morgan's Kinexys collaborate on account validation

US clearing house Nacha is working with JP Morgan's Kinexys blockchain business to facilitate information exchange between their respective payment information networks.

/payments

Bloom Credit snags $10.5 million growth investment; secures contract with Navy Federal

Bloom Credit, a modern cash flow reporting and credit data infrastructure platform, today announced Navy Federal, the largest credit union in the U.S., has selected its consumer permissioned data solution, Bloom+, as a new checking account feature for its 14 million members.

/retail

Latin American open finance platform Belvo raises $15m

Mexico City-based open finance API platform Belvo has raised $15 million in a round led by Quona Capital and joined by Citi Ventures.

/payments

Inside the tech behind the transformation: Sponsors announced for NextGen Nordics

Ever wanted to be in the same room as the senior executives leading payments innovation across the Nordics and Europe? NextGen Nordics on 29 April 2025 at the Münchenbryggeriet in Stockholm, Sweden, is your chance to hear from the technology vendors that are supporting financial institutions expertly navigate a convoluted web of regulations, at a time when fraud is at an all-time high and consumer experience must be kept front of mind.

/retail

Ozone API launches tool for US banks to calculate the cost of building API infrastructure

Today, Ozone API, the global leader in open banking technology, announces it has launched an industry-first tool which forecasts an accurate estimated cost for US banks planning on building their own API infrastructure.

/payments

Luxembourg banks pick LuxHub as VoP provider

Open banking startup LuxHub has signed up six major banks in Luxembourg to its Verification of Payee (VoP) and Routing and Verification Mechanism (RVM) technology.

/retail

Plaid raises $575m at $6.1bn valuation

Plaid has raised $575 million in a secondary share sale that sees the open banking platform's valuation drop from $13.4 billion in 2021 to $6.1 billion.

/payments

Top 5 challenges facing Nordic banks in 2025 - and how NextGen Nordics can help

The Nordic banking sector, known for its advanced digital landscape and commitment to financial innovation, is experiencing a wave of new challenges in 2025. These challenges are largely driven by rapid technological advancements, stringent regulations, and the evolving demands of consumers.

/retail

Bectran integrates with Plaid for faster credit reviews

Bectran, Inc., the industry leader in credit, collections and accounts receivable management technology, has introduced a new integration with Plaid, a data network powering the digital financial ecosystem, to provide a powerful and secure way to expedite bank verifications.

/payments

Dwolla and Plaid expand integration

Dwolla, a leading U.S.-based account-to-account (A2A) payment solution, today announced the general availability of its expanded integration with Plaid, a data network powering the digital financial ecosystem.

/Open APIs

The US Instant Payments Landscape: Navigating Growth and Challenges

349 downloads

/wholesale

Treasury management fintech Embat buys Necto

Madrid-based treasury management startup Embat has acquired Necto, a US bank API connectivity specialist. Financial terms were not disclosed.

/Open APIs

Cross-border payments: How is the market addressing G20 targets?

483 downloads

/retail

Fintech Cushion shuts down

Cushion, an app that helped Americans negotiate bank and credit card fees to get refunds, has shut down.

/retail

Algebrik AI partners Plaid to simplify loan approvals

Algebrik AI Inc., a Delaware-incorporated company headquartered in New York City, pioneering the world’s 1st cloud-native, AI-powered, digital-era Loan Origination Platform (LOS), today announced its partnership with Plaid, the data network powering the digital financial ecosystem.

/payments

Wells Fargo and Derivative Path bring global payments to regional banks

Wells Fargo is working with capital markets technology provider Derivative Path to boost the global payments capabilities available to regional and community banks.