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Jamel Derdour

CMO
Transact365 - www.transact365.io
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Jamel Derdour

Open Banking in Europe: Accelerating Growth and Innovation

Since the implementation of PSD2 in 2018, open banking has gained significant traction across Europe. By 2020, approximately 12.2 million Europeans were utilising Open Banking services, accounting for nearly half of the global user base at that time. In 2023, the European open banking market generated approximately USD 9.28 billion in revenue. Proj...

28 April 2025 /payments /markets Open Banking

Jamel Derdour

From Cash to Clicks: The Digital Transformation of Payments in South Africa

South Africa is experiencing a significant transformation in the way payments are made, driven by technological advancements, consumer preferences, and financial inclusion initiatives. The adoption of digital payments in South Africa has been fuelled by several factors, including the rise of e-commerce, smartphone penetration, and the growing deman...

14 April 2025 /payments /markets Financial Inclusion

Jamel Derdour

Winning the Payments Game: How To Prepare for Sporting Events like the Indian Premier League

Sporting events, whether local, national, or global, present significant opportunities for merchants to capitalise on increased consumer spending. Fans flock to online stores, creating a surge in transactions. To maximise revenue and ensure seamless customer experiences, merchants must prepare their payment systems effectively. Here’s how business...

10 March 2025 /payments /markets Innovation in Financial Services

Jamel Derdour

PIX, Boleto and E-Wallets: The Digital Payment Boom in Brazil

The rapid growth of digital payments in Brazil is attributed to various factors, including the rise of e-commerce, widespread smartphone usage, and the demand for cashless, seamless transactions. Businesses and consumers alike are embracing digital wallets, mobile banking apps, and contactless payments, highlighting the convenience and security of...

04 March 2025 /payments /markets Payments strategies 2015-2020-2030

Jamel Derdour

Unlocking Growth: The Boom of Digital Payments in Nigeria

Nigeria, Africa's largest economy by GDP and population, is witnessing a rapid transformation in its payment ecosystem. The growth of digital payments in the country is reshaping how businesses, individuals, and the government conduct financial transactions. Driven by increased smartphone penetration, fintech innovation, and a youthful population ...

10 February 2025 /payments /markets Payments strategies 2015-2020-2030

Jamel writes about

  • security
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Jamel's opinion archive

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Jamel's long read archive

  • 2022 (1)
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