Latest opinions that Jamel Derdour has shared on Finextra

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Jamel Derdour

CMO

Transact365 - www.transact365.io

Member since

18 Jun 2021

Location

London

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Jamel's opinions

The Expanding Range of Digital Payments in North Africa

North Africa’s payments landscape is changing fast. What was a region long defined by cash, big informal economies and limited card reach is now seeing a proliferation of digital payment rails — from instant bank transfers and mobile wallets to tokenized cards, contactless acceptance and merchant-focused point-of-sale solutions. That shift is bein...

13 October 2025 /payments /markets Payments strategies 2015-2020-2030

Financial Inclusion Through Innovation: Scaling Digital Payments in India

India’s shift toward becoming a global leader in digital payments continues at a rapid pace. UPI, mobile wallets, and fintech platforms have scaled impressively: UPI recorded 18.67 billion transactions worth ₹25.14 trillion in May 2025, averaging 602 million transactions daily. (The Times of India) For FY24–25, UPI handled approximately 186 billio...

31 July 2025 /payments /markets Payments strategies 2015-2020-2030

Open Banking in Europe: Accelerating Growth and Innovation

Since the implementation of PSD2 in 2018, open banking has gained significant traction across Europe. By 2020, approximately 12.2 million Europeans were utilising Open Banking services, accounting for nearly half of the global user base at that time. In 2023, the European open banking market generated approximately USD 9.28 billion in revenue. Proj...

28 April 2025 /payments /markets Open Banking

From Cash to Clicks: The Digital Transformation of Payments in South Africa

South Africa is experiencing a significant transformation in the way payments are made, driven by technological advancements, consumer preferences, and financial inclusion initiatives. The adoption of digital payments in South Africa has been fuelled by several factors, including the rise of e-commerce, smartphone penetration, and the growing deman...

14 April 2025 /payments /markets Financial Inclusion

Winning the Payments Game: How To Prepare for Sporting Events like the Indian Premier League

Sporting events, whether local, national, or global, present significant opportunities for merchants to capitalise on increased consumer spending. Fans flock to online stores, creating a surge in transactions. To maximise revenue and ensure seamless customer experiences, merchants must prepare their payment systems effectively. Here’s how business...

10 March 2025 /payments /markets Innovation in Financial Services

PIX, Boleto and E-Wallets: The Digital Payment Boom in Brazil

The rapid growth of digital payments in Brazil is attributed to various factors, including the rise of e-commerce, widespread smartphone usage, and the demand for cashless, seamless transactions. Businesses and consumers alike are embracing digital wallets, mobile banking apps, and contactless payments, highlighting the convenience and security of...

04 March 2025 /payments /markets Payments strategies 2015-2020-2030

Unlocking Growth: The Boom of Digital Payments in Nigeria

Nigeria, Africa's largest economy by GDP and population, is witnessing a rapid transformation in its payment ecosystem. The growth of digital payments in the country is reshaping how businesses, individuals, and the government conduct financial transactions. Driven by increased smartphone penetration, fintech innovation, and a youthful population ...

10 February 2025 /payments /markets Payments strategies 2015-2020-2030

Accessing New Opportunities for Digital Payment Growth in India

India's transition to a digital payment powerhouse has been remarkable, driven by the success of platforms like UPI, mobile wallets, and the e-commerce boom. Yet, the journey is far from over. Numerous untapped opportunities exist to further accelerate the growth of digital payments, paving the way for a more inclusive and efficient financial ecos...

17 December 2024 /payments /markets Innovation in Financial Services

Digital Dominance: The Growth of Digital Payments in South Korea

South Korea, known for its technological prowess and rapid adoption of new innovations, has become a global leader in digital payment systems. Over the past decade, the country has experienced a dramatic transformation in how financial transactions are conducted, moving from traditional cash and card payments to seamless digital solutions. This sh...

13 November 2024 /payments /markets Payments strategies 2015-2020-2030

Unlocking the Untapped Potential of Digital Payments in Bangladesh

With a burgeoning economy, a growing middle class, and increasing internet penetration, the country is ripe for a digital payments transformation. Despite significant strides in recent years, the potential for digital payments in Bangladesh remains largely untapped, offering immense opportunities for economic growth, financial inclusion, and impr

08 October 2024 /payments /markets Trends in Financial Services