Payments - Long Reads, News, Articles & Research: Finextra

Why 65% of the banking industry is not fully prepared for DORA: Key Insights from NextGen Nordics

Henna Cheema Researcher at Finextra

Why 65% of the banking industry is not fully prepared for DORA: Key Insights from NextGen Nordics

Set against the dynamic backdrop of the Nordic financial landscape, the NextGen Nordics 2025 event in Stockholm, Sweden on 29 April 2025 featured key findings from Finextra’s latest survey, highlighting the Nordic community’s concerns and aspirations. Real time data gathered from interactive audience polls throughout the event offered live insight...

20 June 2025 /payments

Payments modernisation: How banks can leverage partnerships to scale up

Sehrish Alikhan Reporter at Finextra

Payments modernisation: How banks can leverage partnerships to scale up

As digital-first banks and neobanks take the lead in the global payments space, traditional financial institutions are looking to evolve. To keep up with the rapid pace of the industry, banks need to be in a constant stage of evolution. How can legacy banks modernise, and what tools are available to support them in their digital transformation jou...

16 June 2025 /payments

What happens when money thinks for itself?

Hamish Monk Senior Reporter at Finextra

What happens when money thinks for itself?

This is an excerpt from The Future of European Fintech 2025: A Money20/20 Special Edition. The evolution of financial technology is characterised by increasing levels of simplicity, efficiency, and integration. We saw this in 2016, when Europe’s second Payment Services Directive (PSD2) encouraged financial institutions to open up their data and i...

04 June 2025 /payments

4 ways payment providers are transforming customer experience

Julie Bolan Head of Payments Markets Oceania at SWIFT

4 ways payment providers are transforming customer experience

Today’s customers expect cross-border payments to come with the same convenience, transparency and predictability as domestic payments. Julie Bolan, head of payments, APAC, at Swift, outlines four ways that payment providers are rising to this challenge. Cross-border payments are an essential component of international trade. But they’re usually m

15 May 2025 /payments

Michelle Price Senior Consultant at PSE Consulting

A future without cash? Not so fast

Although digital payments are on the rise, cash continues to play a key role in everyday life, particularly for those who rely on it for financial control and security. While the use of cash is steadily declining in many countries, its significance has not diminished—especially for individuals managing tight budgets or preparing for unforeseen eme...

13 May 2025 /payments

Confronting cyber-fraud and risk strategies in US payments

Madhvi Sonia Head of Content at Finextra

Confronting cyber-fraud and risk strategies in US payments

This is an excerpt from The Future of US Digital Payments 2025: ACH & Beyond. Kinexys by J.P. Morgan’s Gloria Wan referenced the Trustpair US Fraud Survey Report in conversation with Finextra, and mentioned that 90% of US companies experienced cyber fraud in 2024. Nearly half (47%) of US companies also suffered a loss of over $10 million. Wan ...

12 May 2025 /payments

What new technologies are redefining US payments?

Madhvi Sonia Head of Content at Finextra

What new technologies are redefining US payments?

This is an excerpt from The Future of US Digital Payments 2025: ACH & Beyond. New technologies are transforming the way transactions are initiated, processed, and settled and at the same time, challenging what the US knows of their payment infrastructure today. Real-time processing is now converging with programmability, cryptographic security...

06 May 2025 /payments

How RTP and FedNow are evolving faster payments through interoperability and innovation

Madhvi Sonia Head of Content at Finextra

How RTP and FedNow are evolving faster payments through interoperability and innovation

This is an excerpt from The Future of US Digital Payments 2025: ACH & Beyond. What RTP and FedNow have achieved mark significant inflection points in US payments infrastructure. By engineering instant movement of money, they have allowed a new range of financial products, embedded experiences, and business models to emerge. As adoption of fast...

02 May 2025 /payments

Examining challenges and opportunities in the 2025 Nordic financial landscape

Henna Cheema Researcher at Finextra

Examining challenges and opportunities in the 2025 Nordic financial landscape

Finextra’s latest survey report, which included responses from 150 financial services professionals across Denmark, Finland, Iceland, Norway, and Sweden, highlights how firms are navigating the current landscape and their strategic priorities for 2025. Conducted between 5–21 March 2025, the survey captured insights from C-level executives to mana...

29 April 2025 /payments

How ACH payments are driving innovation in US business models

Madhvi Sonia Head of Content at Finextra

How ACH payments are driving innovation in US business models

This is an excerpt from The Future of US Digital Payments 2025: ACH & Beyond. The ACH network, known as the backbone of the US payments infrastructure, is evolving to become a flexible, programmable, and fraud-aware payment rail. This is to ensure the needs of new business models are met across on-demand payouts, gig economy payments, or insta...

28 April 2025 /payments

How to meet the G20’s cross-border payments targets

Hamish Monk Senior Reporter at Finextra

How to meet the G20’s cross-border payments targets

At a November 2020 summit, a coalition of the world’s largest economies, the Group of Twenty (G20), tabled a roadmap aimed at enhancing international retail, wholesale and remittance transactions. By 2021, working alongside the Financial Stability Board (FSB), the G20 issued a set of qualitative targets – across access, cost, speed, and transparen...

22 April 2025 /payments

Conducting the payments orchestra: SaaS, IT, and the future of transaction banking models

Henna Cheema Researcher at Finextra

Conducting the payments orchestra: SaaS, IT, and the future of transaction banking models

Finextra’s latest webinar – ‘Conducting the payments orchestra: Why IT will drive future transaction banking models’ – hosted in association with Bottomline, discussed practical use cases of SaaS adoption, and how it helps banks build effective transaction banking models that not only address current trends, but future-proof the business. Hosted b...

09 April 2025 /payments

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