Research

The Future of UK Fintech - 2015-2035

15 Apr 2024  |  58 downloads

With UK Fintech Week’s flagship event - Innovate Finance Global Summit (ifgs) - returning for its 10th anniversary, Finextra and Innovate Fi...

Definitive Differentiators - Forging a future-proof payments model

18 Mar 2024  |  437 downloads

Over the last few decades, banks have been forced to reconsider their business model for transaction services. During the era of low-interest rates, t...

APP Fraud Liability: A Guide for Banks

06 Mar 2024  |  459 downloads

Fraud is running rampant. The UK Government's 2023 'Fraud Strategy' report highlighted that fraud now accounts for over 40% of crime, yet...

Mastering DORA: A Strategic Guide to Operational Resilience

28 Feb 2024  |  550 downloads

In the rapidly evolving fintech world, robust, reliable, and resilient systems are more crucial than ever. The industry must grapple not just with the...

8 Steps to Efficient Transaction Fraud Monitoring

08 Feb 2024  |  517 downloads

In the wake of the widespread shift to digital banking and ecommerce, fraud teams have seen a sharp increase in card transaction fraud. Since 2014, ca...

AI and Cloud: The Proving Ground for Regulatory Resilience in 2024

22 Dec 2023  |  637 downloads

The current macroeconomic landscape is marked by exceptional volatility and uncertainty, posing challenges to traditional models in the financial serv...

Payments: The key to unlocking new ecosystems and why merchant services are on the up

06 Dec 2023  |  659 downloads

To say things have changed in payments, and, as a result, the merchants services space is to understate a dramatic and fast-moving digital and cultura...

UK Open Banking API Performance 2022-2023

07 Nov 2023  |  631 downloads

The UK continues to be at the forefront of the global Open Banking revolution thanks to the proactive attitude of regulators.  As the most a...

What should European Banks prioritise in their payments modernisation journeys?

06 Nov 2023  |  513 downloads

Payments modernisation is no longer a luxury for financial institutions. Dramatic shifts in consumer appetite, complete overhauls of financial regulat...

How can the future state of information technology combat fraud and money laundering?

02 Nov 2023  |  386 downloads

Modernisation programmes, digital service proliferation, client demand and advancing technology are all shaping the evolution and the future of financ...

The Future of Digital Banking in North America 2024

23 Oct 2023  |  718 downloads

2023 was characterised by increasing amounts of uncertainty and a lack of clarity across the financial world. The collapse of banks, including Silicon...

The Future of the Global Financial Ecosystem 2024

07 Sep 2023  |  1030 downloads

A Sibos Special Edition. Our world has experienced several unexpected and unprecedented events over the last few years, which show no signs of slowin...