19 November 2017


a non-active Finextra member

The evolution of cash

30 August 2017  |  8686 views  |  0 comments | recommendations Recommends 0

For years we’ve been reading stories about the imminent death of old-fashioned notes and coins and how we’re all going to be spending money via digital wallets and smartphones as hard currency becomes obsolete. But while pundits claim we will see a cashless society by 2020, in today’s world, cash is still king, particularly in the US where it has...

TagsCardsFinancial inclusion
Paul UnderwoodThames Card Technology - Essex

10 years of contactless

21 August 2017  |  10389 views  |  0 comments | recommendations Recommends 0

It is staggering to write this down, but contactless in the UK is nearly ten! And it’s exciting that ‘tap and go’ payments are going from strength to strength. Since the introduction of contactless cards in September 2007, it has gradually become the payment method of choice for many, as society gradually moves away from cash. More than half of a...

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Andrew Marshman
Andrew MarshmanACI Worldwide (EMEA) Ltd - Watford

Are Card Payments Getting Simpler Or More Complex?

16 August 2017  |  12070 views  |  3 comments | recommendations Recommends 3

Throughout the year, there has been plenty of discussion around frictionless payments, and reducing complexity for both consumers and for merchants. So, are card payments getting simpler, or more comp...

Milos Dunjic
Milos DunjicTD Bank Group - Toronto

WANTED: Unified Contactless Kernel at POS

05 August 2017  |  10461 views  |  0 comments | recommendations Recommends 0

Contactless/proximity payments are promising technology, bringing speed and convenience to the checkout counter. They are supported by pretty much all payment schemes – Mastercard has PayPass, Visa ha...

TagsCardsInnovationGroupInnovation in Financial Services
Ketharaman Swaminathan
Ketharaman SwaminathanGTM360 Marketing Solutions - Pune

How To Fight Credit Card Surcharge And Take CashlessIndia To The Next Level

18 July 2017  |  14013 views  |  0 comments | recommendations Recommends 1

I recently read the following tweet: "After Banks figure this out and do something with eKYC, they will realize that people are not ready to pay MDR, want privacy" (https://twitter.com/logic...

Chris Brown
Chris BrownTrusek - Amersham

What will replace the card schemes?

07 July 2017  |  12971 views  |  5 comments | recommendations Recommends 3

There has been much talk recently about how card payments will replace cash altogether in the future. I have talked previously about my opinion that the card schemes (Visa, MasterCard, Amex etc)

TagsCardsPaymentsGroupInnovation in Financial Services
Bo Harald
Bo HaraldZEF, Transmeri, Real Time Economy Program - Helsinki Region

Demise of cash

05 July 2017  |  9387 views  |  0 comments | recommendations Recommends 0

Bank of Finland report - ATMs (branch share very small): 2014: 145,1 million times 2015: 136,9 2016: 123,4 Billion € 2014: 14,4 2015: 13,9 2016: 12,9 Old expensive habit exiting.

TagsCardsInnovationGroupDigital Banking Trends
Lu Zurawski
Lu ZurawskiACI Worldwide - London

Do ATMs dream of electric money?

26 June 2017  |  6831 views  |  0 comments | recommendations Recommends 0

Its nearly half a century since the famous American science fiction writer, Philip K. Dick wrote the novel, "Do Androids Dream of Electric Sheep?", which went on to become the Ridley Scott m...

Andy Ramsden
Andy RamsdenGDMS - Wembley, Middlesex

Panic! Contactless card fraud is on the rise!

01 June 2017  |  12420 views  |  1 comments | recommendations Recommends 3

So, contactless card fraud hit £7m in the UK in 2016, up from £153k in 2014. Cue click-bait headlines about fraud soaring by almost 4,500%. When you dig a bit deeper, this is both mischievous scaremo...

Myles Dawson
Myles DawsonAdyen - London

4 tips to optimize your recurring and subscription payments

10 May 2017  |  12097 views  |  0 comments | recommendations Recommends 0

Increasingly, businesses are adopting subscription and recurring business models, as championed by the likes of Netflix and Spotify. Indeed, Zuora’s latest Subscription Economy Index highlighted how s...

TagsCardsPaymentsGroupPayments strategies 2015-2020-2030
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