15 August 2018


Ketharaman SwaminathanGTM360 Marketing Solutions - Pune

Technology Platform - Go Wide Or Go Deep?

13 August 2018  |  3397 views  |  0 comments | recommendations Recommends 0

We come across the “Go Wide or Go Deep?” question regularly in our outsourced product management engagements. (Should the term “outsourced product management” intrigue you, see Who The Heck Outsources Product Management?). Let’s take a typical scenario: An IT company has developed a horizontal technology platform without reference to any specific s...

Bo HaraldZEF, Transmeri, Demos, Real Time Economy Program, - Helsinki Region

Demise of cash continuing in Finland

29 July 2018  |  5083 views  |  0 comments | recommendations Recommends 0

A population of 5,5m (and some tourists) produced the following ATM volumes: Million times/billion €s: 2014: 145,1 million times/14,4billion € 2015: 137,1m/13,9bn 2016: 124,3m/13,0bn 2017: NA yet m/12,1bn So the rate of decline of €s has doubled to 7% in 2017 compared to 2015. Serious cost savings for all. Shops are not refusing cash yet - unlike S...

TagsCardsPaymentsGroupPayments strategies 2015-2020-2030
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Bob Lyddon
Bob LyddonLyddon Consulting Services - Thames Ditton

Research phase of Project Carlton, new UK payment services design

20 July 2018  |  5764 views  |  0 comments | recommendations Recommends 0

Two weeks ago, in a blog here on Finextra, we stated that our company had obtained initial funding and support for a project to design a new suite of UK payment services, to set against those being im...

TagsCardsPaymentsGroupTransaction Banking
Rune Sørensen
Rune SørensenNets A/S - Copenhagen

Why the Nordic Banks Outsource Card Processing

16 July 2018  |  6451 views  |  0 comments | recommendations Recommends 0

The Nordic countries constitute the most advanced and digitally ready payment market in Europe, and one of the most advanced in the world[1]. The penetration of card, contactless card and mobile paym...

TagsCardsRetail bankingGroupInnovation in Financial Services
Bob Lyddon
Bob LyddonLyddon Consulting Services - Thames Ditton

Visa outage in Europe: letter to Charlotte Hogg from the UK's Treasury Select Committee

06 June 2018  |  8987 views  |  6 comments | recommendations Recommends 0

This letter is now public on the www.parliament.uk website, under /documents/commons-committees/treasury/Correspondence/2017-19/ This file name is visa-charlotte-hogg-040618.pdf Some tough questions t...

TagsCardsPaymentsGroupTransaction Banking
Louis Peake
Louis PeakeCompass Plus - Nottingham

The rise of contactless cards in the UK

21 May 2018  |  9216 views  |  0 comments | recommendations Recommends 0

A London Business School professor recently made the rather dramatic claim that parting with cash is “psychologically painful”, but that paying for items with a contactless card “anaesthetises the psy...

Lina Andolf Orup
Lina Andolf OrupFingerprint Cards AB - Malmö

Combating our love-hate relationship with contactless payments

09 May 2018  |  9305 views  |  0 comments | recommendations Recommends 0

Contactless payments’ popularity is undeniable. Of the 3.5 billion payment cards produced annually, about half are now contactless. With new figures highlighting rapid adoption across Europe, contactl...

Ward Hagenaar
Ward HagenaarConnective Payments - Hilversum

Will a PSD2 based initiative from the airline sector drive sales and reduce costs?

07 May 2018  |  7756 views  |  0 comments | recommendations Recommends 0

This remains to be seen. IATA and Deutsche Bank launch a PSD2 based initiative focussed on potential cost reduction with card payments in the airline industry. Certainly an interesting move by Interna...

TagsCardsMobile & onlineGroupPayments strategies 2015-2020-2030
Patrick Bermingham
Patrick BerminghamAdflex - Essex

Payments as a Value Creator in the B2B Supply Chain

26 April 2018  |  10942 views  |  0 comments | recommendations Recommends 1

Today’s digital payments tech is delivering far more than process and cost efficiency in the B2B supply chain, says Patrick Bermingham, CEO, Adflex – it’s also creating new value by changing how buyer...

Ketharaman Swaminathan
Ketharaman SwaminathanGTM360 Marketing Solutions - Pune

When Will Fintechs Sell What Consumers Want To Buy?

01 April 2018  |  11538 views  |  0 comments | recommendations Recommends 0

As soon as my daughter was born, I opened a bank account in her name. As a minor, her account was held jointly in her parents' name all these years. My daughter turned 18 recently. I went to the bank ...

TagsCardsRetail banking
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