20 February 2018


Gavin ScrubySmartDebit - Bagshot

What does Open Banking mean for Direct Debit - and how does it tie in to Star Wars?

20 January 2018  |  6486 views  |  1 comments | recommendations Recommends 1

I went to see the new Star Wars film recently. At the time, I had Open Banking on my mind. I was thinking about its effects on Direct Debit, as the two could easily seem to conflict in a galactic, well UK-wide, struggle. It made me think back to the original films and ask myself: is Open Banking Vader to Direct Debit’s Obi Wan Kenobi? And, will Di...

TagsCardsPaymentsGroupOpen Banking
Andrew MarshmanACI Worldwide (EMEA) Ltd - Watford

The Terrible, Horrible, No Good, Very Bad Omni-Channel Day

07 December 2017  |  6263 views  |  0 comments | recommendations Recommends 0

I have been proclaiming for some time that ‘omni-payment’ is the missing element in many retailers’ full omni-channel customer service offering. What I mean is that many retailers offer their goods and services in-store and through various digital channels, but payments are often still processed by different systems and operate in silos. There are...

TagsCardsPaymentsGroupDisruption in Retail Banking
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Alex Letts
Alex LettsU - Sheffield

Why I said No to a Bitcoin debit card

06 December 2017  |  7392 views  |  1 comments | recommendations Recommends 0

I got a call from a trusted chum who has been a wonderful source of advice and inspiration to me in building our non-bank for the credit impaired. He is London-based, progressive, innovative and fear...

Retired Member
a non-active Finextra member

The evolution of cash

30 August 2017  |  12297 views  |  0 comments | recommendations Recommends 0

For years we’ve been reading stories about the imminent death of old-fashioned notes and coins and how we’re all going to be spending money via digital wallets and smartphones as hard currency becomes...

TagsCardsFinancial inclusion
Paul Underwood
Paul UnderwoodThames Card Technology - Essex

10 years of contactless

21 August 2017  |  13488 views  |  0 comments | recommendations Recommends 0

It is staggering to write this down, but contactless in the UK is nearly ten! And it’s exciting that ‘tap and go’ payments are going from strength to strength. Since the introduction of contactless ca...

Andrew Marshman
Andrew MarshmanACI Worldwide (EMEA) Ltd - Watford

Are Card Payments Getting Simpler Or More Complex?

16 August 2017  |  15108 views  |  3 comments | recommendations Recommends 3

Throughout the year, there has been plenty of discussion around frictionless payments, and reducing complexity for both consumers and for merchants. So, are card payments getting simpler, or more comp...

Milos Dunjic
Milos DunjicTD Bank Group - Toronto

WANTED: Unified Contactless Kernel at POS

05 August 2017  |  11480 views  |  0 comments | recommendations Recommends 0

Contactless/proximity payments are promising technology, bringing speed and convenience to the checkout counter. They are supported by pretty much all payment schemes – Mastercard has PayPass, Visa ha...

TagsCardsInnovationGroupInnovation in Financial Services
Ketharaman Swaminathan
Ketharaman SwaminathanGTM360 Marketing Solutions - Pune

How To Fight Credit Card Surcharge And Take CashlessIndia To The Next Level

18 July 2017  |  15575 views  |  0 comments | recommendations Recommends 1

I recently read the following tweet: "After Banks figure this out and do something with eKYC, they will realize that people are not ready to pay MDR, want privacy" (https://twitter.com/logic...

Chris Brown
Chris BrownTrusek - Amersham

What will replace the card schemes?

07 July 2017  |  13753 views  |  5 comments | recommendations Recommends 3

There has been much talk recently about how card payments will replace cash altogether in the future. I have talked previously about my opinion that the card schemes (Visa, MasterCard, Amex etc)

TagsCardsPaymentsGroupInnovation in Financial Services
Bo Harald
Bo HaraldZEF, Transmeri, Demos, Real Time Economy Program - Helsinki Region

Demise of cash

05 July 2017  |  9718 views  |  0 comments | recommendations Recommends 0

Bank of Finland report - ATMs (branch share very small): 2014: 145,1 million times 2015: 136,9 2016: 123,4 Billion € 2014: 14,4 2015: 13,9 2016: 12,9 Old expensive habit exiting.

TagsCardsInnovationGroupDigital Banking Trends
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