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224 Results from 2016, /payments

Retired Member

Retired Member 

The Payment Switch - A Complex Fabric of Business and Technology

Payment Switch is a complex fabric in which functionality and technicality are intricately woven to provide a solid platform to deliver ever increasing different type of payment services with high throughput & resilience. From 10000 Feet view, it might seem that “PS” is a generic platform used to transform and route different kind-off payment

/payments

Murtaza Husain

Murtaza Husain Sr. Product Manager at Nucleus Software Exports Ltd

Reconciliation : Key to Effective Cash Management

Reconciliation in corporate banking is very critical to manage the cash management. The reconciliation is process of matching two sets of corresponding transaction data which finally needs to be in agreement. Corporate normally have pain in account reconciliation or invoice reconciliation. Account reconciliation is used to make sure that company...

/payments

Retired Member

Retired Member 

Biometrics: The future of payment authentication?

If you could authenticate online payments with a press of your finger, a quick selfie or an iris scan instead of using a traditional password, would you? Advances in payment technology not only have the potential to improve payment security, but also user experience. Biometric measures bypass passwords, which are becoming increasingly complex and ...

/security /payments

Retired Member

Retired Member 

Virtual Account- A complete Reconciliation Tool for Account Receivables

Corporates keeps on facing challenges in dealing with their AR, specially on the reconciliation of the receiving transaction. An absence of remitter’s information on approaching receipts coming in commonly brings about the procedure separating with considerable authoritative time and cost spent investigating and resolving receivables matching. The...

/payments

Parth Desai

Parth Desai Founder and CEO at Pelican

Building Intelligence: Part Two

While there are potentially endless opportunities for the technology in financial services, there is currently a gap in understanding how Artificial Intelligence (AI) works. As part of a series of blogs looking into what it means for the financial services industry, I have already explored the basics of AI. In this blog, I will look at how we can b...

/payments

Nanda Kumar

Nanda Kumar CEO at SunTec Business Solutions

Sibos Day One roundup - D-Day for Banks -

This year’s Sibos in Geneva wrapped its first day with more innovation than ever. The buzzwords which dominated this year; were 'The Three Ds' Digitisation, Disruption, and the newly minted Distributed (Ledger). Where now for FinTech? The crowd for the ‘Blockchain 101’ session learnt how ancient clay tablets became the encrypted distributed ledger...

/payments /sibos

Dennis Gada

Dennis Gada Vice President, Financial Services at Infosys

Why banking passwords will soon disappear

Banks, understandably concerned with improving security amidst rising investments in payment technologies, are turning to biometrics for an answer. It is estimated that the market for biometric identification in financial services applications will increase from $123 million in 2015 to $657 million in 2019. A year later, in 2020, payments worth $5...

/security /payments

Retired Member

Retired Member 

Brexit: Further Clarity for Consumer Payments?

Although it has been three months since the UK population voted to leave the European Union, there is very little additional clarity on the impact that Brexit may have on consumer payments. Below we have focussed on two specific areas where the impacts are likely to be highest. PASSPORTING: In terms of the impact of Brexit on the regulatory and pa...

/payments

Andy Brown

Andy Brown Operations Director at Equiniti International Payments

Better together: banks and fintechs join forces

In recent years, as the nascent growth of financial technology has started to bloom, there has been marked industry opposition between fintechs and banks. The emergence of fresh, lean start-ups using technology to speed up financial processes and cut costs has had a disruptive effect on the traditional banking system, and has threatened the robust...

/payments

Graham Seel

Graham Seel Principal Consultant at BankTech Consulting

Is Blockchain Really the Answer to Global Payments?

Ripple (amongst others) promises to disrupt correspondent banking by driving out delay, cost, complexity, and uncertainty. Will it deliver on this promise? Ripple has recently announced Series B funding of $55 million from some pretty prestigious players. After announcing the Ripple Global Settlement Network, they have 15 of the world’s 50 larges...

/payments Innovation in Financial Services

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