Join the Community

23,527
Expert opinions
41,382
Total members
362
New members (last 30 days)
189
New opinions (last 30 days)
29,142
Total comments

Latest expert opinions

clear
clear
Dmytro Spilka

Dmytro Spilka Director and Founder at Solvid, Coinprompter

Opening a JISA Account in 2025: 5 Must-Know Factors to Consider

A Junior Individual Savings Account (JISA) is a tax-free way to save or invest for children in the UK. Opening and contributing money to a JISA is an excellent way to prepare for your child's financial future. However, there are five must-know factors to consider when opening a JISA account on behalf of your child in 2025. 1. There are two types o...

/wealth

Prakash Bhudia

Prakash Bhudia HOD โ€“ Product & Growth at Deriv

Is the Yen quietly reclaiming its role in carry trades?

Once considered a relic of pre-2008 trading, the yen carry trade is beginning to stir once more - like a familiar ghost returning to old haunts. With traders eyeing up Japanโ€™s ultra-low rates and a Fed still wary of inflation, some are quietly positioning for a return to a strategy that once defined global capital flows. Sure, headlines have been ...

/markets

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Should verifiable data be mandatory for LLMs

Yes โ€” it is very much planned and already in progress that large language models (LLMs) will use verifiable data (e.g., Verifiable Credentials, or VCs) when available. This is a key area of development at the intersection of AI and digital trust infrastructure. ๐Ÿ” What does this mean? LLMs are powerful at text generation and reasoning, but they do ...

/ai /identity Artificial Intelligence and Financial Services

Nick Jones

Nick Jones CEO at Zumo

The UK has one of the most vibrant crypto retail markets in the world - it needs to capitalise on it

The value of the global cryptocurrency market recently reached $4 trillion for the first time, with retail investors all around the world eyeing up the exciting new opportunities on offer. In Spain, BBVA has unveiled its cryptocurrency trading and custody service for Bitcoin and Ether, which is now available to all retail customers of legal age i...

/regulation /crypto

Slava Mehovich

Slava Mehovich Founder at AKDev Group

๐—™๐—ฎ๐—ฐ๐—ฒ ๐—œ๐—— ๐˜ƒ๐˜€. ๐—™๐—ถ๐—ป๐—ด๐—ฒ๐—ฟ๐—ฝ๐—ฟ๐—ถ๐—ป๐˜๐˜€

Biometric technologies such as Face ID and fingerprint scanning are actively discussed in the financial technology industry. Let's figure out which one is more reliable in the context of financial transactions. Face ID uses an infrared TrueDepth camera that projects more than 30,000 dots to create a 3D map of the face. The data is converted into a...

/security /identity Biometrics

Nikunj Gundaniya

Nikunj Gundaniya Product manager at Digipay.guru

How to Prepare Your Bank for a Seamless Digital Payment System Shift

Did you know that over 80% of global consumers now use digital payment methods regularly? That number keeps growing every year. Your customers expect you to keep up. They donโ€™t want to wait in lines or deal with outdated systems; they want speed, ease, and control. As Bill Gates once said, โ€œBanking is necessary, banks are not.โ€ If you donโ€™t adapt...

/payments

Vipin Kumar Sharma

Vipin Kumar Sharma IT and Consulting Delivery Manager at Infosys Ltd

AI and the Future of Finance: Sam Altman at the Federal Reserve

Sam Altman joined the Federal Reserve this week to talk about AIโ€™s growing role in finance, and every FinTech leader should be paying attention. On July 22, 2025, OpenAI CEO Sam Altman joined the Federal Reserve Vice Chair Michelle Bowman in Washington, D.C. to explore how artificial intelligence is reshaping banking, security, and the future of fi...

/regulation /markets RegTech

Konstantin Rabin

Konstantin Rabin Head of Marketing at Kontomatik

How voice technology and emotional AI shape the future of financial services

Financial services are undergoing a transformation as voice technology and emotional AI become more deeply integrated into digital banking and payments. These innovations are not just about convenienceโ€”they are fundamentally changing how institutions interact with customers, streamline operations, and create more human-centric experiences. As fint...

Dave Glaser

Dave Glaser CEO at Dwolla

Why Payment Speed Alone Won't Win the Real-Time Race

The payments industry has become obsessed with speed. Headlines trumpet the arrival of instant payments, real-time rails, and millisecond processing times as if velocity were the sole measure of progress. Yet this singular focus on speed misses a fundamental truth: enterprises don't just want faster paymentsโ€”they want smarter, more reliable, and ...

/payments

Kseniya Shemets

Kseniya Shemets Software Developer at https://finage.co.uk

From Bloomberg Terminals to Open APIs: How Developers are Rebuilding Access to Stock Market Data

In the past, access to live stock market data was the domain of institutional players. Bloomberg terminals, costing thousands per month, dominated trading desks and financial institutions. Retail investors, developers, and early-stage startups had limited options โ€” both in terms of pricing and flexibility. But over the past decade, a quiet trans...

/markets API

Now Hiring