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Retired Member

Retired Member 

AI Development Services: How Is It Beneficial for Your Business?

Technology in the form of artificial intelligence is a phenomenon that is changing the operations of various companies in various industries. AI development services that help businesses with solutions that boost operations are driving this evolution. What are AI development services, and how have they emerged? Where are they heading in the future...

Artificial Intelligence

Retired Member

Retired Member 

Develop Valuable Commercial Relationships with Treasury Management Services

Rising interest rates create challenges for community bankers in terms of retaining lowcost core deposits – which are critical to profitable lending. Providing treasury management services is one prudent and practical approach to retain and grow commercial deposits of small and medium business customers. The success of this strategy is predicated...

/retail /markets Banking Strategy, Digital and Transformation

Retired Member

Retired Member 

Biometric Payments: Security and Convenience in the Digital Age

In the rapidly evolving landscape of digital finance, biometric payments have emerged as a transformative technology, merging security with unparalleled convenience. This technology leverages unique biological traits, such as fingerprints, facial recognition, and iris scans, to authenticate transactions. As digital payments become increasingly ub...

Retired Member

Retired Member 

With physical bank branches disappearing, how will the UK’s move to digital finance play out?

Earlier this year, on February 22nd, the last remaining bank branch in the whole of the Peak District, Natwest in Bakewell, closed its doors for good. The closure leaves thousands of locals without a physical bank to visit, with the closest Natwest, for instance, now in Chesterfield—almost a half an hour’s drive away. Brick-and-mortar branches ...

/predictions Banking

Retired Member

Retired Member 

Transforming Banking: Generative AI's Role in Driving Innovation and Resilience

In the dynamic realm of banking, innovation has been the cornerstone of evolution and customer satisfaction. From the pioneering days of ATMs to the digital revolution brought forth by internet and mobile banking, financial institutions have always been at the forefront of embracing technological advancements. Today, as we embark on the cusp of a ...

/ai /retail Artificial Intelligence and Financial Services

Retired Member

Retired Member 

Restaking in Crypto: The Next Big Thing or a Risky Gamble?

The cryptocurrency market has recently been witnessing a significant shift towards restaking, a process where crypto assets are locked up to earn additional rewards. In fact, it has become the second-largest sector in DeFi, with over $18 billion worth of crypto moving towards such platforms by the end of May 2024. However, as restaking gains pop...

/crypto /markets

Retired Member

Retired Member 

Observations from EBADay Lisbon and a Reflection from the Past

Lessons from the Past Prove Why Instant Payments Must Prioritize Security by Design Having just returned from an incredible week in Lisbon at EBADay 2024, I am eager to share insights from this year’s theme, “Orchestrating the Dialogue on Payments - The Collaborative Advantage.” The event encouraged collaboration and featured provocative conversat...

/security /payments API

Retired Member

Retired Member 

Putting an End to the Trade Digitisation Waiting Game

As we see different industries exploring how digitisation can improve their business practices, it’s particularly exciting to consider how innovative technology can enhance global trade practices. However, the complex nature of the industry creates unique challenges that will require the global community to come together to effectively drive a fri...

/payments /regulation

Retired Member

Retired Member 

Beyond Borders, Beyond Fraud: Securing the Future of Finance

The contemporary banking system operates in a dynamic and interconnected global landscape. While this presents vast opportunities, it also introduces novel challenges to financial security. According to a report by Deloitte’s Center for Financial Services, generative AI could drive fraud losses in the United States to an estimated $40 billion by 2...

/regulation /crime

Retired Member

Retired Member 

Embedded finance: What does it mean for Europe?

Embedded Finance is transforming the EU's financial landscape, driven by technology and regulatory frameworks unique to the region. This transformation is not uniform; it varies significantly across member states, influenced by Electronic Money Institution licenses, interchange caps, and a spectrum of compliance requirements. The EU's EF sector th...

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