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Anand Salodkar

Anand Salodkar Manager at Dolby Labs

Google’s Agent Payments Protocol (AP2): A New Chapter in Agentic Commerce

The way we pay for things has always followed a familiar pattern: a human browses, selects, and approves a transaction at checkout. But what happens when that “human in the loop” is replaced or at least supported by an intelligent agent that can shop, negotiate, and purchase on our behalf? Google’s recent announcement of the Agent Payments Protoco...

/payments /regulation

Dmytro Spilka

Dmytro Spilka Director and Founder at Solvid, Coinprompter

Can I Manage My Own SIPP? Pros and Cons of Private Pensions

Self-invested personal pensions (SIPPs) are great if you want to build your pension pot on your terms and use your experience, or that of a trusted account manager, to grow your wealth ahead of retirement. However, there are some considerations to keep in mind. By definition, a SIPP is a form of personal pension that’s designed for individuals wh...

/payments

Gertjan De Wilde

Gertjan De Wilde CEO at Apideck

When AI Actually Works in Finance: The Reality Behind the $97 Billion Bet

Picture this: Your legal team spends 360,000 hours annually reviewing loan agreements. That’s 180 people working full-time, every single day, just reading contracts. Now imagine reducing that to seconds. JPMorgan Chase didn’t just imagine it. They built it, deployed it, and saved millions. This isn’t another breathless AI prophecy about the future...

/ai /retail

Sudha Rajamanickam

Sudha Rajamanickam Software Engineer at Episode six

The Payment Story: Chapter 1- The Central Bank’s Invisible Hand

In every financial system, there are more players than just the customer and the bank. Behind the scenes, the central bank plays the crucial role of referee, regulator, and stabiliser. While commercial banks serve customers directly, the central bank ensures systemic stability. Think of the central bank not merely as a “money printer,” but as a d

/payments Fintech

Dmytro Spilka

Dmytro Spilka Director and Founder at Solvid, Coinprompter

48% of UK Recruitment is Done With AI: Is the Technology Really Better at Eliminating Bias?

A recent HR News study has revealed that just under half of UK recruitment agencies now use AI to enhance the hiring process. With more than 75% of recruiters now using an AI-powered Application Tracking System (ATS) or another tech-driven recruiting tool to review applicants, the role of AI is becoming more apparent in an increasingly tech-driven...

/ai

Alex Kreger

Alex Kreger Founder and CEO at UXDA Financial UX Design

The Future of Banking: From Separate Products to Contextual Platforms

For decades, banks have measured success by the number of products they distribute — accounts, cards, loans, mortgages — scaled across as many customers as possible. But in today’s digital-first world, people don’t need more separate financial products. They need personalized user journeys that embed into their lives and businesses. The next era o...

/ai /retail Innovation in Financial Services

Sam Boboev

Sam Boboev Founder at Fintech Wrap Up

Deep Dive: A Guide to Payment Facilitation and Facilitators (Payfacs)

Payment facilitation might not get as much buzz as crypto or AI, but it underpins a growing share of digital commerce. Today’s PayFacs process billions in transactions, and by 2025 the model is expected to handle more than $4 trillion globally. These providers act as master merchants, aggregating countless sub‑accounts to let SaaS platforms, mark

/payments

Erica Andersen

Erica Andersen Marketing at smartR AI

The AI Tsunami: Is Assistive Intelligence the Way to Navigate the Waves of Innovation in Finance?

The financial industry is experiencing a seismic shift. The buzz surrounding Artificial Intelligence (AI) is no longer a whisper; it's a roar, echoing through boardrooms and trading floors alike. From generative AI to hyperautomation, the transformative power of AI is reshaping how financial institutions operate, compete, and serve their customer

/ai /predictions Artificial Intelligence and Financial Services

Srinivasa Atta

Srinivasa Atta Cloud & AI at Google

Your Multi-Cloud AI Strategy Isn't Resilient, It's a 'Franken-stack' Waiting to Collapse

For years, the gospel of multi-cloud has been preached from every CTO’s pulpit. The promise was clear: avoid vendor lock-in, optimize costs, and build true operational resilience. Now, as we rush to deploy generative AI across these complex estates, we are discovering a fatal flaw in this strategy. We haven't built a resilient, interconnected syst...

/ai /cloud Artificial Intelligence and Financial Services

Raktim Singh

Raktim Singh Senior Industry Principal at Infosys

The Future of Finance: How Post-Quantum Cryptography Will Secure Banking and Payments

Quantum computing threatens the cryptography that secures banking, payments, and digital assets. Discover how post-quantum cryptography (PQC) can future-proof financial systems, build customer trust, and prepare institutions for regulatory mandates. Introduction: The Invisible Clock About every generation, financial infrastructure experiences a gen...

/security /payments

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