19 October 2017

Latest blog posts

Kenneth Marrittwww.meredigital.com - Daresbury, United Kingdom

PSD2: A Ghost Town That Needs To Come To Life

1 hour ago  |  706 views  |  0 comments | recommendations Recommends 0

European banks are required to provide secure APIs and Developer portals to allow licensed 3rd parties to access bank customer data with their consent. This is as a result of the new Open Banking regulation (PSD2) coming into effect in January 2018. The regulation aims to provide customers with control over their data and increase competitiveness i...

TagsRisk & regulationOpen APIsGroupInnovation in Financial Services
Kenneth Marrittwww.meredigital.com - Daresbury, United Kingdom

Open Banking APIs: Are They As Useful As An Ashtray On A Motorbike?

2 hours ago  |  882 views  |  1 comments | recommendations Recommends 1

Over the past several months I have signed up and written code for a number of bank APIs. Below are my general observations with my experience using the developer portals and testing sandboxes. Average On Boarding Experiences Of the 250+ banks in Europe, less than 10% currently have a publicly available developer portal or an “our API is comin...

TagsRisk & regulationOpen APIsGroupInnovation in Financial Services
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Kenneth Marritt
Kenneth Marrittwww.meredigital.com - Daresbury, United Kingdom

Open Banking: Silo Thinking Is Harming Progress

2 hours ago  |  693 views  |  0 comments | recommendations Recommends 0

Open Banking promises an exciting future. It can revolutionise financial services for Europe’s 540 million banking customers. The vision of providing customers more control over their data, increasin...

TagsRisk & regulationOpen APIsGroupInnovation in Financial Services
James Stickland
James SticklandVeridium - London

Data Breaches: The Definition of Insanity

15 hours ago  |  1305 views  |  0 comments | recommendations Recommends 0

Sadly, it’s not hyperbole to say that literally every week we hear of a new data breach. In September, we learned that Equifax, one of the United States’ three major credit reporting agencies, fell p...

Barry Kislingbury
Barry KislingburyACI Worldwide - London

How can you realise instant payments?

16 hours ago  |  1333 views  |  0 comments | recommendations Recommends 0

This is the question on everyone’s lips across the payments industry, and nowhere more so than in Europe, where the looming deadline for PSD2 (January 2018) has some scrambling to catch up. But how ca...

TagsPaymentsOpen APIsGroupUK Faster Payments
Crystal Berry
Crystal BerryValidis - Austin

Using Data Standardization Technology as a Competitive Advantage

17 hours ago  |  1470 views  |  0 comments | recommendations Recommends 0

Data is a key resource – if not the resource – that powers modern business. Yet, unless it is in a homogenized package, its benefits are limited, thus limiting what industries – especially the account...

TagsArtificial IntelligenceInnovationGroupDigital Banking Trends
John Bertrand
John BertrandSAP - London

Digital Transformation Adaption or Extinction

18 hours ago  |  2331 views  |  0 comments | recommendations Recommends 0

Charles Darwin’s research showed it isn’t the strongest of the species that survives, nor the most intelligent, it is the one that is the most adaptable to change. This sentiment may have come to ligh...

TagsMobile & onlineInnovationGroupTrends in Financial Services
Paul Irvine
Paul IrvineFortinet - London

Why should Financial Services organisations automate their threat intelligence

23 hours ago  |  2243 views  |  0 comments | recommendations Recommends 0

It can often feel like cybercriminals are two steps ahead. The result is that security professionals are constantly creating and updating their security protocols to match the volume of equally sophis...

TagsArtificial IntelligenceSecurityGroupInformation Security
Breana Patel
Breana PatelBonova Advisory | Risk &Regulatory Advisory - Manhattan

AML BSA compliance : Revised CDD rule

17 October 2017  |  2329 views  |  0 comments | recommendations Recommends 0

Background 11.5 million documents, a staggering number, were leaked from Panamanian law firm ‘Mossack Fonseca’ in 2015. The contents of these documents, mostly financial information about wealthy indi...

TagsRisk & regulationWholesale bankingGroupFinancial Services Regulation
Molly Yakubian
Molly YakubianCordium - London

Developments in RIA Record-Keeping Obligations

17 October 2017  |  1765 views  |  0 comments | recommendations Recommends 0

There has been a lot of chatter in the industry related to the impacts of the EU’s Marketing in Financial Instruments Directive (MiFID II) on investment managers around the globe which are expected to...

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