28 October 2016

Innovation in Financial Services

A Finextra Community Group

1,289Posts 5,533,967Views 1,630Comments

Latest blog posts

Stuart LaceyTrunomi - Mountain View

Data is money: who is taking their fair share?

1 hour ago  |  772 views  |  0 comments | recommendations Recommends 0

If you look at the huge corporate successes of recent years, they’re all very good at monetising data. Or to put it another way: they’re very good at monetising our data. Look at Google – it earns 90 percent of its income from advertising. It can only do that by scooping up data we leave on the sites we visit, anonymising it, and selling it to bran...

TagsMobile & onlineInnovation
Brett KingMoven - New York

The day I realized Fintech was becoming just the same as everything else

25 October 2016  |  8678 views  |  2 comments | recommendations Recommends 0

I've been in Fintech since before we called it Fintech. Some would say that Fintech has been around for decades, as soon as Bank of America deployed ERMA (Electronic Recording Method of Accounting) in the 1950s, but even though the term was commonplace by 2009 amongst practitioners, the term Fintech got very little industry use until 2013, and the...

TagsInnovationStart ups
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Richard Carter
Richard CarterNostrum Group - Harrogate

Why are we more interested in how many steps we take rather than our credit score?

24 October 2016  |  4010 views  |  3 comments | recommendations Recommends 0

We live in a world where an ever growing amount of us have Fitbits, Jawbones and other tracking devices that are increasingly measuring and comparing our physical performance. We know how many steps

TagsRetail bankingFinancial inclusion
Paul Lashmet
Paul LashmetNorth Castle Integration LLC - Armonk

Artificial Ignorance - Not Normal Is an Opportunity

19 October 2016  |  3993 views  |  0 comments | recommendations Recommends 0

‘Artificial Ignorance’ may sound like a parody that expresses a blissful retreat from the hype and fears of Artificial Intelligence. But it is not. In this case, ignorance is the act of ignoring unimp...

TagsRisk & regulationInnovation
Vinod Sharma
Vinod SharmaEconet Wireless Zimbabwe - Harare

Will Banks ever be successful in Mobile Payments or Mobile Financial Services

19 October 2016  |  4195 views  |  0 comments | recommendations Recommends 2

Abstract – This article is only meant for discussion and healthy arguments, its not a conclusion by any means this is just an assumption and current picture focused on African & few other markets....

TagsMobile & onlineInnovation
Graham Seel
Graham SeelBankTech Consulting - Concord

OK We Need to Innovate. But Where Do We Start?

17 October 2016  |  3897 views  |  0 comments | recommendations Recommends 0

Community banks need to innovate. Most of us accept that. Too much is changing around us, too many other players are jumping on our turf. Regulators seem out to strangle us. And customers demand more...

TagsRetail bankingInnovation
Vinod Sharma
Vinod SharmaEconet Wireless Zimbabwe - Harare

NFC FinTech Banking Technology and Speed

17 October 2016  |  6175 views  |  1 comments | recommendations Recommends 0

NFC – FinTech, Banking, Technology and Speed. Abstract – African financial services industry is in the midst of extraordinary change more and more of the population is becoming part of the formal fi...

Veejay Jadhaw
Veejay JadhawSAP, Global Financial Services - New York

How to Radically Transform Payments Operations through Digitization

13 October 2016  |  3164 views  |  0 comments | recommendations Recommends 0

If you look at major banks across the world today, you'll find that most banks have set up innovation arms that are now working at the frontier of digital technology's potential in banking. Five years...

Graham Seel
Graham SeelBankTech Consulting - Concord

Models Are Essential for Banks, but How Do We Know They’re Right?

13 October 2016  |  3484 views  |  0 comments | recommendations Recommends 0

Banks are dependent upon models of all kinds. This is because reality is much too complex for us to understand well enough for perfect predictions of the future. Models are used as a simplification of...

TagsRisk & regulationInnovation
Alex Kreger
Alex KregerUX Design Agency - Riga

Three Banking User Experience Mistakes You Have To Avoid

28 September 2016  |  3622 views  |  0 comments | recommendations Recommends 0

I found 3 key findings in Capgemini and Efma annual Retail Banking Report 2016 about banking customer experience, which I want to share with you. 1. Banks are focused on older customers leaving Gen...

TagsMobile & onlineRetail banking
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Founded by Elton Cane
Date 12 Nov 2007
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A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.
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Vinod Sharma
Vinod Sharma

Currently holds senior role in a MNO in...

Brett King
Brett King

Brett King is an Amazon bestselling auth...

Graham Seel
Graham Seel

Consultant to Fintech firms selling to,...

Richard Carter
Richard Carter

Chief Executive of Nostrum, a provider o...

Paul Lashmet
Paul Lashmet

Paul Lashmet is a business integration a...

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