09 December 2016

Innovation in Financial Services

A Finextra Community Group

1,300Posts 5,663,931Views 1,631Comments

Latest blog posts

Sarah ClarkMitek - San Diego

Identity verification in an era of data breaches

1 hour ago  |  764 views  |  0 comments | recommendations Recommends 0

Cyberattacks and breaches have grown in frequency, and losses are on the rise. In 2015 the number of U.S. data breaches continued to break records with 781 reported impacting about the same, but the number of records exposed doubled to about 169 million records, according to the Identity Theft Resource Center. For a more global view, as of the f...

TagsSecurityRisk & regulation
Kevin CullenVolante Technologies - Jersey City

How RegTech Could Keep a Firm from Being Overprotective

01 December 2016  |  3853 views  |  0 comments | recommendations Recommends 0

One solution to protecting financial data is simply to treat all data as sensitive. This would avoid the complicated work of developing and implementing complex data aggregation tools and procedures. However, this all-or-nothing approach would lead to unnecessarily large data storage requirements, especially in large firms. If a firm has global lo...

TagsRisk & regulationInnovation
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Konstantin Rabin
Konstantin RabinKontomatik - Warsaw

Banking Data For Third Parties

29 November 2016  |  5848 views  |  0 comments | recommendations Recommends 0

Money is not the only thing banks store in their premises. The other valuables are counted in bytes — or even petabytes, i.e. client data. Everything about customers, from their personal information t...

TagsRetail bankingInnovation
Alex Kreger
Alex KregerUX Design Agency - Riga

Banking UX Design Challenges and Opportunities in 2017

29 November 2016  |  6495 views  |  0 comments | recommendations Recommends 0

User Experience (UX) in banking is about human feelings, impressions and behaviours while using banking digital interfaces. For my UXDA agency the aim of banking UX engineering is to create financial ...

TagsMobile & onlineRetail banking
Michael Carter
Michael CarterBizEquity - Pennsylvania

How A Business Valuation Can Help Your Insurance Needs

22 November 2016  |  3371 views  |  0 comments | recommendations Recommends 0

The consequences for under-insured businesses are one of the most series issues that business owners face today. The value of insurance and a company’s chosen policies become truly apparent when a cri...

TagsInnovation
Graham Seel
Graham SeelBankTech Consulting - Concord

Squeezed Interest Margins - Incentive for Innovation

09 November 2016  |  3958 views  |  1 comments | recommendations Recommends 0

Because of increasing competition, and low interest rates, net interest income is going down. This isn’t what our shareholders and members want. But what can we do about it? In a previous post, I lis...

TagsRetail bankingInnovation
Alex Noble
Alex NobleVizolution - London

Identity, verification and blockchains

08 November 2016  |  6168 views  |  0 comments | recommendations Recommends 1

It’s been a while since I last blogged. Since then, one of the things I’ve been spending a lot of time on is the concept of ID&V, especially the challenge of joining the “ID” (identity) and “V” (v...

TagsBlockchainInnovation
Saurabha Sahu
Saurabha SahuMindtree - Bangalore

An Innovative Financial Platform for Banking: Single Window Finance

04 November 2016  |  2529 views  |  0 comments | recommendations Recommends 0

This document is intended towards Banks, Financial Regulatory Authority and the Information technology organizations, who are working towards the innovative solution providing for the financial ecosys...

TagsPost-trade & opsFinancial inclusion
Bo Harald
Bo HaraldZEF and Real Time Economy Program - Helsinki region

Choose the broadest staircase

01 November 2016  |  7093 views  |  0 comments | recommendations Recommends 0

My experience from being a part of payments, e-banking, mobile, e-id etc development work has been that one should start with services that "all people" (Ms Same Guy in her their private, en...

TagsInnovationTransaction banking
Bo Harald
Bo HaraldZEF and Real Time Economy Program - Helsinki region

Real Time Taxation

31 October 2016  |  4233 views  |  0 comments | recommendations Recommends 0

The Real Time Economy program in Finland listed 1. the national income register, 2. automated real time accounting, 3. automated VAT reporting and 4. XBRL general ledger standard as top priorities. Al...

TagsMobile & onlineInnovation
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Founded by Elton Cane
Date 12 Nov 2007
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A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.
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Graham Seel
Graham Seel

Consultant to Fintech firms selling to,...

Alex Kreger
Alex Kreger

Banking & Fintech User Experience St...

Konstantin Rabin
Konstantin Rabin

Konstantin has taken part in various pro...

Michael Carter
Michael Carter

Harnessing Big Data and the Cloud, our o...

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