25 September 2016

Innovation in Financial Services

A Finextra Community Group

1,277Posts 5,445,871Views 1,624Comments

Latest blog posts

Graham SeelBankTech Consulting - Concord

Is Blockchain Really the Answer to Global Payments?

21 September 2016  |  5221 views  |  0 comments | recommendations Recommends 0

Ripple (amongst others) promises to disrupt correspondent banking by driving out delay, cost, complexity, and uncertainty. Will it deliver on this promise? Ripple has recently announced Series B funding of $55 million from some pretty prestigious players. After announcing the Ripple Global Settlement Network, they have 15 of the world’s 50 larges...

David MannVarious - Los Angeles

Structuring for Financial Innovation

16 September 2016  |  6032 views  |  0 comments | recommendations Recommends 0

Structuring a business so it is capital and tax efficient sounds boring to most who aren’t accountants, but if you can pay your staff better and compete in the market more aggressively, it’s no longer a boring topic. If you can operate more efficiently with business units set in rapid response structures to drive marketshare, and deliver better pro...

TagsInnovationStart ups
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James Blake
James BlakeHello Soda - Manchester

How advanced data analytics empowers banks to better service customers

14 September 2016  |  4270 views  |  0 comments | recommendations Recommends 0

A recent study by the Financial Conduct Authority (FCA) found that banks were turning away or closing the accounts of customers deemed to be high risk, which includes foreign nationals and students. I...

TagsMobile & onlineFinancial inclusion
Alex Kreger
Alex KregerUX Design Agency - Riga

Will Technology Force Banks to Cut Millions of Jobs in The Next Decade?

12 September 2016  |  4458 views  |  0 comments | recommendations Recommends 0

Many job titles have disappeared throughout history, and the reason for that is technology. The idea behind technology was to make human life much easier and more convenient, e.g., calculating incredi...

TagsMobile & onlineInnovation
Bo Harald
Bo HaraldZEF and Real Time Economy Program - Helsinki region

Half planned is well done

08 September 2016  |  4510 views  |  0 comments | recommendations Recommends 0

I continue to come across digitalisation projects where there is too much emphasis on planning - leading to slow progress and lack of flexibility once started. Sometimes people refer to the wisdom fro...

TagsMobile & onlineInnovation
Richard Carter
Richard CarterNostrum Group - Harrogate

The winner from PSD2 will be the consumer, but what about banks and lenders?

04 September 2016  |  7001 views  |  1 comments | recommendations Recommends 1

The recent Competition and Markets Authority (CMA) report on the state of the UK banking market had a number of things to say about future direction, though perhaps the most important was the endor

TagsPaymentsRetail banking
Alex Kreger
Alex KregerUX Design Agency - Riga

Is it true that traditional banks are engaged in self-deception?

29 August 2016  |  5186 views  |  6 comments | recommendations Recommends 0

We are constantly discuss that financial design should be clear, simple and helpful in solving user issues. Traditional banks agree, but they wonder why we have to constantly repeat what appears to be...

TagsMobile & onlineInnovation
Bo Harald
Bo HaraldZEF and Real Time Economy Program - Helsinki region

New work - a renaissance in humaneness..

28 August 2016  |  5084 views  |  0 comments | recommendations Recommends 0

On the road to a fascinating and much better future of work and private life my take would include the following main milestones: Moores law making computing expontially more efficient, cheaper and...

Graham Seel
Graham SeelBankTech Consulting - Concord

Is Community Bank Innovation Strategic or Tactical? Yes

25 August 2016  |  5586 views  |  1 comments | recommendations Recommends 2

Everyone likes to think they’re strategic. And that they can be tactical when they need to. When it comes down to it, though, how many of us are really either? How often have you heard someone ask wha...

TagsRetail bankingInnovation
Alex Kreger
Alex KregerUX Design Agency - Riga

How Banks Are Losing Millions by Ignoring UX Design

22 August 2016  |  12972 views  |  7 comments | recommendations Recommends 1

I wrote this article because of an incident that happened to my friend last week; let's call him Steve. Steve wanted to buy a house by taking a loan at a bank he desired, but, in the end, he used anot...

TagsMobile & onlineInnovation
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Founded by Elton Cane
Date 12 Nov 2007
Group profile
A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.
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Alex Kreger
Alex Kreger

Banking & Fintech User Experience St...

Richard Carter
Richard Carter

Chief Executive of Nostrum, a provider o...

David Mann
David Mann

Executive Specialist focused on USA Mark...

Graham Seel
Graham Seel

Consultant to Fintech firms selling to,...

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