Police in Devon and Cornwall are warning the public to be extra-vigilant after discovering three card skimming devices at cash machines in the south of England.
It's a mark of how far we've come that such a scam - which duped hundreds of customers and may have netted the crooks hundreds of thousands of pounds - seems too mundane to even register on the Finextra news desk.
Police have told the
BBC that the devices used in this instance were so sophisticated that they would be hard for experts to spot. The gang who planted the skimmers also tampered with a speaker grill above the PIN pad, inserting a camera to record user keying.
As a result, police are now urging ATM users to be extra-cautious and to shield their hands from above when tapping in their PINs.
Surely it's time for the industry to accept that the mag-stripe is finished. It's too easy to copy and - with the advent of Chip and PIN - there are now just too many locations and too many opportunities for criminals to gain access to user codes.
Worse still, it's no longer a dirty industry secret. Too many cards have been compromised and re-issued for most people not to know someone who has fallen prey to the card cloners.
National banking associations that have converted to chip cards should stop waiting for laggards in other countries to get their act together and unilaterally institute a programme to phase out mag-stripes on their own turf for good. Failure to do so would
be a dereliction of duty to customer care.