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961 Results from 2012

Retired Member

Retired Member 

Banks need intelligent IT to increase workforce IQ

Banks need intelligent IT to increase workforce IQ In another Finextra blog post this month, it was highlighted that as banks move towards agile forms of managing their business, they are dismissing the importance of traditional testing, which can support the overall execution of achieving business goals. Whilst this is a good point to surface...

/security /regulation

Retired Member

Retired Member 

Visibility and control: the liquidity management mantra

Liquidity has moved further and further up banking executives’ agendas thanks to the growing industry focus as well as regulatory demands for more liquidity to be available in banks. Following the 2008 crash, liquidity has established itself as a risk concern for banks like never before – the failure of Northern Rock was essentially one of liquidi...

/payments /regulation

Nick Ogden

Nick Ogden Chairman at Ogden Research

Alternative lending and Government spending

The relationship between banking and small business financing is not a healthy one. Recently this has become more extreme as media attention increasingly focuses on the failures of high street banks in the lending stakes. Now we see banks, non-banks and politicians alike entering the fore in a bid to support small businesses. But given current ec...

Innovation in Financial Services

Retired Member

Retired Member 

Lighting Up Dark Pools and Dissing Dodd-Frank

Shadow banking may sound like the demon brainchild of Dr. Evil and Gordon Gekko, but about half of the banking system’s assets are in this mostly unregulated realm of finance. And global regulators at the Financial Stability Board recently looked at taming that realm. Liquidity buffers, leverage limits and standards on how to make calculations wer...

/regulation

Patricia Hines

Patricia Hines Head of Corporate Banking at Celent

Sibos 2012: The Impact of Regulation on Cloud Computing

As many others in the Finextra Community did, I recently attended the Sibos 2012 annual conference in Osaka, Japan. Not surprisingly, the three main topic areas for Sibos 2012 were: Global shifts of economic power Regulation: Tangled in red tape? Technology: Keeping pace in an interconnected world Global shifts of economic power As we’ve seen in...

/regulation Transaction Banking

Elizabeth Lumley

Elizabeth Lumley Global FinTech Commentator at Girl, Disrupted

The future is LEGO!

This post was originally called Atheists versus Evangelicals...then I walked away from it. Then I toyed with the idea of 'Battlefield Payments'...but what I really wanted to talk about was more than payments and I'm really not that big a John Travolta fan anymore. Then two (well, really three) things happened at Sibos in Osaka this year. (Yes, I ...

/payments /sibos Finance 2.0

Retired Member

Retired Member 

Bottoms up to Bottom Up Annual Planning

As you reach the end of your annual planning cycle raise a glass with me to Bottom Up Annual financial planning, I really think it can work. Be honest though, is your Company’s annual plan a bottom up plan, a top down plan or a plan that started out as a bottom up exercise, lurched through a few iterations of that and finally ended up as a top do...

/payments

Retired Member

Retired Member 

Green, the new black

Since it burst into our collective conscience in the sixties, modern environmentalism has become an increasingly dominant motif in policy parlance. For businesses this translates into the need to make green integral to business strategy rather than managing it as an incidental or tactical activity. Thankfully, green has the potential to be the new...

Retired Member

Retired Member 

Channel Banking: Automated yet Human

At 11 a.m. there was maddening rush in my branch. It was peak summer, temperatures were soaring and customers were frustrated with how long the cashier was taking to single-handedly attend to them. Ironically, there was also a kiosk available for depositing cash, but it was completely ignored by the throng of people who preferred to wait in line s...

Retired Member

Retired Member 

How to turn a Customer into a Fan

No it’s not a magic trick with smoke and mirrors, though come to think of it many will probably consider it so. On the occasions when I have experienced the transition from simply being a customer to being a fan I have concluded that it is essentially down to the 3 P’s – Professional, Personal and Personable and more often than not it’s nothing e...

/payments

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