Join the Community

23,590
Expert opinions
41,345
Total members
351
New members (last 30 days)
188
New opinions (last 30 days)
29,160
Total comments

Latest expert opinions

clear
clear

477 Results from 2007

Retired Member

Retired Member 

Plastic China

According to a recent statistic published by China Union Pay, Chinese banks have issued more than 1.3 billion debit, credit and ‘quasi’-credit cards through the end of September. This means that, on average, every man, woman and child in China now carries a piece of plastic. Quite a staggering number and, at first glance, quite promising. Howe...

Asia Financial Services

Retired Member

Retired Member 

A Fintech Opportunity in National Security

In July, 2003, the Pentagon's Defense Advanced Research Projects Agency (DARPA) scuttled an ill-conceived terrorism futures market. While the project was a political failure, the idea underscores the ongoing need for innovative thought in the area of indications & warning (I&W). The construction of a terror futures exchange wherein marke...

Information Security

Retired Member

Retired Member 

How an unregulated interchange model can benefit merchants

Regulating interchange fees would eliminate a powerful incentive for payment schemes to create innovative products and services which benefit merchants. Payment schemes should be able to compete with each other to make their products more useful and valuable to merchants, their incentive being the ability to generate higher interchange and, in con...

/payments

Alan Goodrich

Alan Goodrich Regional Sales Manager at ERI

Can You Have Your Corporate Cake and Eat It?

The subject of “Innovation in Financial Services” seems to highlight a real and present danger that many senior bankers are struggling with... i.e. how to achieve the “plumbing” and innovate simultaneously, in particular around the corporate financial supply chain... Did you make it to SIBOS this year? Well, the good news was that SIBOS focused a ...

/payments /sibos Financial Supply Chain

Retired Member

Retired Member 

What About Personal Risk Management?

In 2003, Yale University professor Dr. Robert Shiller ("Irrational Exuberance") published his widely heralded tome, "The New Financial Order: Risk in the 21st Century." In it Shiller lays out his ideas for "radical financial innovation," and, specifically, the development of financial products and services which pro...

Trends in Financial Services

Retired Member

Retired Member 

IBanks: Time for Evolution

These are difficult times for investment banks. I will spare readers a painful rehash of the past three months, but suffice it to say that the days of the centrally-planned, highly conglomerated uber-IBanks are clearly numbered. To survive going forward, investment banks must embrace a doctrine of strategic differentiation. The future financial la...

Paul Penrose

Paul Penrose Head of Research at Finextra

The future of global financial markets

Panelists in the exchange consolidation session at Finextra’s Fintech M&A event in London on Tuesday were asked to look ten years into the future and hazard a guess at the likely winners in the global exchange race. Lee Olesky, president of Thomson TradeWeb cast his vote in favour of a new entrant – a Google or Facebook for the financial servi...

/retail /wholesale Finextra50 fintech index

Retired Member

Retired Member 

What has MiFID done for us?

If you like British comedy, you may remember that old John Cleese sketch about “What did the Romans do for us?” OK, they gave us a legal system, the basis for our language, roads…but besides that, what did the Romans do for us? So MiFID’s here – what’s MiFID done for us? Well, NYSE has bought (not merged with) Euronext, so in one move it owns excha...

Retired Member

Retired Member 

PwC releases Internal Audit 2012

PwC released this study a few months ago titled "Internal Audit 2012* - A study examining the future of internal auditing and the potential decline of a controls-centric approach" Five key trends were identified as: 1. Globalisation 2. Changing internal audit roles 3. Changes in risk management 4. Talent and organisational issues 5. Techn...

Internal Auditors in Financial Services

Alan Goodrich

Alan Goodrich Regional Sales Manager at ERI

The Distribution Dilemma

Hmmm... I wondered whether it was worth blogging about anything other than MiFID this week... but then decided that perhaps someone might want to read about something else..? Anyway, I finished my previous blog on the funds distribution topic with Tim Keaney’s (co-CEO at BNY Mellon Asset Servicing) statement at SIBOS that “more than 80% of the tra...

/sibos Trends in Financial Services

Now Hiring