961 Results from 2012
Retired Member
I attend many payments industry conferences and meet with many payments professionals, and I continually hear the same theme around vendor enrollment, also referred to as vendor enablement or vendor adoption. It is the single biggest hurdle for companies seeking to migrate from checks to electronic payments such as ACH or virtual card. Because mo...
21 February 2012 /payments Payments strategies 2015-2020-2030
The growing adoption of iPads by financial services companies has unnerved RIM, the makers of Blackberry smartphones and traditionally the sector’s choice for mobile communications devices. For RIM to dominate the tablets market much the same way it has the smartphone space, and after a disappointing 2011 launch of the first Blackberry Playbook, ...
21 February 2012 /wholesale
Pat Carroll Founder/Executive Chairman at ValidSoft
Two security flaws in the Google Wallet have been revealed in the last few days, highlighting the vulnerability of this technology. First zvelo showed how your Google Wallet PIN could be hacked using a brute force attack, and a few days later The Smartphone Champ discovered a way to reset payment options so that anyone who finds an unlocked smart...
21 February 2012 /security /payments Innovation in Financial Services
The key to implementing a successful e-invoicing process is to design and set up a solution that meets both business and regulatory requirements. Especially in a cross-border environment the legal design is an essential part where you and your business partners want 100% assurance. There is not so much ‘good’ you can do in sending an invoice, but ...
21 February 2012
Robert Siciliano Security Analyst at Safr.me
Insurance is intended to have your back in the event that something goes wrong, but some individuals have found loopholes in the system, effectively turning insurance companies into their own personal banks. These scammers have long been known to engage in “slip and falls,” claiming “whiplash,” and engaging in elaborate scams that can take years t...
21 February 2012 /security /regulation
The recent launch of Barclays’ new Pingit app is another significant milestone on the road to true mobile money, taking consumers one step closer to using their phone as their wallet. While many other banks are working on similar schemes, Barclays has taken the market by surprise with its timing. Going solo on a big innovation like this is a bold a...
20 February 2012 /payments Finance 2.0
Elizabeth Lumley Global FinTech Commentator at Girl, Disrupted
I took part in two panel discussions last week focusing on very similar themes - the customer. More specifically - the bank customer. Those outside the banking world - in any other retail-orientated industry really - may not see this emphasis on 'the customer' as anything strange. But most within 'our' world know what a strange and wondrous develo...
20 February 2012 /retail Social Banks
Too many companies assume that when a product is universal, it must appeal to everyone and the same message, sent to all recipients should be enough to convince them to sign up. Not so. Even in the niche space of eBilling (versus the broad spectrum of eMarketing), there is still value in profiling your clients, as it allows them to choose how t...
20 February 2012
Enrico Camerinelli Supply Chain Blockchain Personal Coach at Aite Group
I see a change in the way supply chain finance (SCF) is being perceived in the market. I still have to form myself a more structured opinion so I'll just jot down my thoughts as they come. "Old" SCF: Basically the management of cash and capital to support the execution of supply chain processes (e.g., delivery of the goods). "New&quo...
17 February 2012 /payments /wholesale Financial Supply Chain
In a previous posting, I pointed to a statistic which said that MPESA accounts for more than half of the world’s mobile money users. Mobile money services in countries outside of Kenya have just not had the uptake that the industry leader enjoys. But could interoperability be part of the solution to that problem? Taken at face value, interoperab...
17 February 2012 /payments
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