1148 Results from 2018
Robert Siciliano Security Analyst at Safr.me
So maybe Christmas now means the very predictable gift card swap, but hey, who can’t use a gift card? But beware, there are a ton of scams. This includes physical, not just digital, gift cards. Regardless of who gave you the card, you should always practice security measures. Below are two common ways that fraudsters operate. Transform Gift Card t...
06 December 2018 /security
Humans have evolved a new body part: the cell phone. One day it will be part of anatomical illustrations of the body in health and medical books probably an appendage on your head. I’m not a Dr. so don’t quote me. For now, we have to figure out a way to keep this appendage juiced up without being lured into a data-sucking battery-charge station. T...
Samee Zafar Director at Edgar Dunn Company
Ban them? Block them? Back them? Governments and central bankers have long been exercised by the disruptive nonsense of cryptocurrencies. Some countries are actively experimenting with cryptocurrencies with rather unimpressive results. These include Uruguay, Senegal, Tunisia, and Venezuela. Venezuela’s cryptocurrency, the petro, backed by the coun...
06 December 2018 /payments
Retired Member
Gift cards continue to play an extremely important role in incentive marketing. Last year alone, the North American corporate market spent over $80 billion on incentives – including merchandise, experiences, and gift cards. Everyone has used a gift card at some point in their lives; gift cards are as ubiquitous as cash or cards at modern retails s...
05 December 2018 /payments Payments strategies 2015-2020-2030
The introduction of new payment types has created a greater need for a strong, flexible card infrastructure than ever before. That’s easy for issuers to lose sight of; mobile services are new, exciting and backed by demonstrable customer demand. Fundamentally, however, mobile services rely heavily on card payments. All this innovation is pushing ...
05 December 2018 /payments Digital Banking Trends
Sam Goffman Business analyst at Forex
On Saturday, December 1, the cost of Bitcoin rose to the level of $4,300. Then it dropped again: today, December 5, the cryptocurrency is trading at $ 3,850. Last weekend, several events occurred at once that have already influenced the situation in the industry and may change it in the future. 77.6% miners use renewable energy sources CoinShares ...
05 December 2018 /inclusion Financial Services Regulation
Alexander Dunaev co-founder at ID Finance
Around 1.7bn people are unbanked according to the World Bank, down from 2.5bn only seven years ago. Considerable progress has been made in just a few years with innovations in fintech taking much of the credit for providing financial services access to almost a billion people. However, 50 percent of adults globally still remain excluded from the t...
05 December 2018 /regulation /inclusion Biometrics
In today’s information age, a daunting challenge for financial organisations of all sizes is determining the right approach to the storage of large volumes of data in a safe, cost-effective, compliant and easy-to-access manner. Deploying solutions on premise can be complicated and put stress on budgets and infrastructure space as the process would...
05 December 2018 /security /regulation Information Security
Hakan Eroglu Advisor at BIS Innovation Hub (all opinions are my own)
In the European Union, PSD2 has created an important initial framework for open banking. API standardization is essential for building a fully-functioning open banking ecosystem – and the Berlin Group’s NextGenPSD2 has emerged as the leader among several PSD2 API standardization initiatives that have been launched. Over the past few months, versio...
05 December 2018 Open Banking
Ambrish Parmar Digital Leader, Strategist, at Thought leader and Start-up Advisor
Time to read: 5 minutes to gain a different perspective 'The true measure of any society can be found in how it treats its most vulnerable members.' – Mohandas Karamchand Gandhi Reflections… I found myself in a High Street branch of a bank, and I was partially drawn to a conversation/transaction between an elderly couple and the bank cashier. It a...
05 December 2018 /retail /inclusion Banking Strategy, Digital and Transformation
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