989 Results from 2010
Retired Member
For an industry which has been established as part of part of the bedrock of society for centuries, the degree and speed of change experienced in the banking sector over the past 15 years has been little short of astonishing. In the USA, of the Top Ten banks trading in 1995 only four remain as they were. In Europe, the landscape has been simi
25 March 2010 /retail
Peter Gullberg VP Product Strategy at Todos AB - a Gemalto company
Most of the Swedish Banks are in the move towards making their customers become electronic citizens, by equipping their customers with a banking card that also contains an electronic identity. This enables the customers to access eGovernment functions, and making it more convenient for be an electronic citizen. Banks need to equip their customers ...
25 March 2010 Online Banking
Within the payments industry I see an unsustainable model forming. Volumes of payments that need to be scanned are on the up. There have been several new regulations recently such as those set out by NACHA in the US, SEPA in Europe and similar schemes in Canada and elsewhere around the globe. These will force many banks into having to scan new tr...
25 March 2010 /payments
Elizabeth Lumley Global FinTech Commentator at Girl, Disrupted
I spent most of yesterday at the FIX Protocol EMEA event. For my string of live Tweets, follow the #finxlive hashtag, or @LizLum. From now on we will try to incorporate #finxlive into our live Tweets from events, to make it easier to watch the 140 character nuggets of news, comment, and gossip from Finextra's roving journos. Now, back to FIX - as e...
24 March 2010 Data Management 101
The power of the alerts announcement from Visa and Wells is all about the 'network effect', that dot.com-era label for networks gaining in import as they gain in size and diversity of content. When EBay acquired PayPal, what was overlooked by observers is the network effect of the underlying fraud-analytics and commerce databases, working in tande...
24 March 2010 /payments /regulation
Listening to people from different parts of Europe, everybody claims that banking went online, and the role of branches significantly decreased. In my example, the last times i visited a branch of my bank was when i opened my account and when i applied for a mortgage loan. For every other reason i use online and mobile banking, and of course ATMs ...
24 March 2010 /retail Innovation in Financial Services
Yesterday the Times (UK) reported how there are leaked plans by the UK government to force banks to provide basic bank accounts to anybody that wants to open one. The Times article describes a basic bank account in this way: Basic bank accounts allow individuals to pay in wages, benefits and a pension and provide a cash card to withdraw money. The...
24 March 2010 /retail
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
Case for TSU and integrated e-invoicing, supplier finance, automated factoring and more
23 March 2010
With smartphones now having the bandwidth to handle sophisticated payment transactions, I see this as the year when mobile payments will really start to take off. This is down to the tremendous growth opportunity in mobile payments, not only for banks wishing to capitalise on the ubiquity of the mobile phone, but also for operators to offer their ...
23 March 2010 /payments
Elektronische Rechnungsabwicklung – einfach, effizient, sicher Thorough report for the most important market - with a 54bn€ savings potential according to Deutsche Bank Research. http://www.ecommerce-ostbayern.de/download/ERechnung/teil1/Rahmenbedingungen_und_Marktueberblick.pdf
22 March 2010 /payments Innovation in Financial Services
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