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1026 Results from 2017

Keith Stonell

Keith Stonell Managing Director, EMEA at Guidewire

Insurtech and Bots in 2018: Should insurers dream of electric sheep?

The movie Blade Runner (and the novel it is based on, Do Androids Dream of Electric Sheep?) depicts a future world where artificial intelligence is taking over. It is a striking dystopia where robots – the replicants – have more humanity than their human masters. Reimagining the future of insurance can get a little bleak too. Insurers might be con...

/ai Fintech innovation and startups

Gerard Hergenroeder

Gerard Hergenroeder Retired IBMer and Banking Executive at Payments Shark

I predict Bitcoin will crash in 2018.

Bitcoin is a fraud, nothing more than a ponzi scheme. I do feel sorry for those people buying at today's prices. I remember studying the tulip crash in the 1600's. I predict Bitcoin will crash in 2018. When it crashes you get nothing, not even a beautiful tulip. Here's a list of market crashes: Market Crashes: The Tulip and Bulb Craze (1630s) Mar...

/payments

Retired Member

Retired Member 

Full steam ahead

Yesterday ESMA published the long outstanding reference data for equities and bonds. Captains of the industry might worry little about abbreviations such as LIS, SMS, ADT, AVT or ADNT. But the engineers below deck understand perfectly well that these are the crucial coordinates to keep the ship on course. The reference data allows you to work out ...

/regulation /wholesale MiFID

Retired Member

Retired Member 

The Terrible, Horrible, No Good, Very Bad Omni-Channel Day

I have been proclaiming for some time that ‘omni-payment’ is the missing element in many retailers’ full omni-channel customer service offering. What I mean is that many retailers offer their goods and services in-store and through various digital channels, but payments are often still processed by different systems and operate in silos. There are...

/payments Disruption in Retail Banking

Retired Member

Retired Member 

Why I said No to a Bitcoin debit card

I got a call from a trusted chum who has been a wonderful source of advice and inspiration to me in building our non-bank for the credit impaired. He is London-based, progressive, innovative and fearless. He also knows a thing or two about creating brands, with a globally successful one of his own. “Have you thought about doing a bitcoin debit c...

Fintech

Retired Member

Retired Member 

Thinking strategically, what do we do with all this data?

Back in the 1700’s Benjamin Franklin famously once said – ‘A place for everything and everything it’s place’, fast forward to 2017 and the increasingly regulated world that we live in today, this statement couldn’t be more fitting. What is the point in recording everything and then 'dumping' it in a box or vault with no strategy about how you migh...

/regulation MiFID

Monica Hovsepian

Monica Hovsepian Global Industry Strategist, Financial Services at Opentext

BANKS: DON’T BE A SCROOGE WITH PERSONALIZED OUTREACH

It’s the time of the year that you either love or dread – get-togethers, office parties, decorations, lists for Santa, Starbucks holiday cups. Plus, your email starts exploding with offers for pre and post Black Friday sales. What is really curious to me is the amount of personalized and targeted emails I am receiving these days from retailers. I h...

/ai /retail

Retired Member

Retired Member 

Mobile money holds the key to financial inclusion

Following the meteoric rise of Bitcoin, which recently skyrocketed in value past $11,000, it’s clear that advancements in the fintech industry are changing the monetary landscape as we know it. Whether through a cryptocurrency or other emerging technology, such as mobile money and blockchain, physical cash is being replaced by digital alternatives...

/inclusion Financial Inclusion

Retired Member

Retired Member 

Bitcoin futures - the best idea ever?

I read yesterday that Cboe is bringing forward the launch date for its Bitcoin futures contract in a bid to usurp its rivals at the CME. This set me thinking about the likely impact of these contracts on the price of Bitcoin itself. As my good friend John Lothian has always maintained, futures markets are all about risk transfer and not irresponsi...

/regulation

Retired Member

Retired Member 

Blockchain in Action : Round-up of blockchain stories from Nov 2017

One more month down in 2017, and the blockchain momentum is only accelerating with many more interesting applications and use cases across all industries, all geographies and all sizes of organizations. In this post I am sharing a round-up of some of the interesting stories of blockchain in action for Nov 2017. Former Credit Suisse and UBS execs...

Fintech

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