Join the Community

23,785
Expert opinions
40,549
Total members
365
New members (last 30 days)
200
New opinions (last 30 days)
29,210
Total comments

Latest expert opinions

clear
clear
Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

The huge-savings curse. Part II (e-invoicing)

Like in e- and mobile banking the e-invoicing as an interconnecting-customers service was not started off as a good-for-society at large program – but for customer convenience. I still remember how customers complained that we had outsourced the keying in on ever-growing lengths of reference numbers and other payment data from branch and back-offi...

/payments /retail Innovation in Financial Services

Retired Member

Retired Member 

Compliance Relics: The Case Against PDFs and Screenshots

Screenshots and PDFs have long served as the fallback tools of digital recordkeeping. They're easy to create, straightforward to file, and for a long time, they seemed “good enough.” But in today’s regulatory environment, where agencies like the SEC and FINRA are demanding complete, contextual, and verifiable records, “good enough” is quickly be

/regulation /wealth Fintech

Retired Member

Retired Member 

Financial Deregulation - A False Sense of Security

In December 2021, JP Morgan agreed to pay $200 million in fines for failing to monitor employee communications on unauthorized channels, primarily WhatsApp, SMS, and iMessage. Initially seen as a high-profile, isolated incident meant to set an example, it turned out to be the opening salvo in a sweeping, industry-wide enforcement campaign. By 2

/regulation /wealth Fintech

Adam Lieberman

Adam Lieberman Chief AI Officer at Finastra

Building skills-based organizations, fluent in Gen AI

Generative AI offers the potential to transform the delivery of financial services and the way organizations operate, but it must be used responsibly and with understanding. Ensuring all people within an organization are able to explore its potential in a safe and compliant way is a fundamental consideration and one that should shape every organiz...

/ai /people Artificial Intelligence and Financial Services

Greta Ranonyte

Greta Ranonyte CEO at Fintech Hub LT

€152 Billion Is Just the Beginning: How Much Further Can Lithuania’s Fintech Sector Grow?

As annual financial reports begin to surface, it’s clear that Lithuania’s fintech sector is gaining impressive momentum. In 2024, revenues generated by electronic money and payment institutions (EMIs and EPIs) in Lithuania grew by 25%. The volume of payment transactions surged by one-third compared to the previous year, reaching an impressive €152...

/startups /predictions Fintech

Ruchi Rathor

Ruchi Rathor Founder at Payomatix Technologies

Every Business Needs a Digital-First Payment Strategy-Why ?

“The way businesses handle payments is no longer a back-end decision. It’s a front-line strategy that shapes customer experience, trust, and growth.” In today’s always-on world, digital transformation is no longer a trend — it’s a necessity. Businesses are embracing cloud platforms, AI tools, and automated workflows to stay competitive. Yet one are...

/payments Fintech

Retired Member

Retired Member 

How to Choose the Right Business Idea: NPCS Startup Selector Tool Simplifies Startup Selection

The thought of starting a business can provide a fair level of excitement, but choosing the perfect idea for a business can surely be a difficult task. There are industries and businesses, investments to explore, but most entrepreneurs always find themselves stuck at the most important task, selecting one. In the modern day where every business is...

/startups /inclusion

Barley Laing

Barley Laing UK Managing Director at Melissa

Five ways to ensure compliance with stricter global fraud prevention regulations

Nasdaq’s 2024 Global Financial Crime Report highlights $3.1 trillion of illicit funds flowing through the global financial system. As a result, financial crime and fraud prevention regulations are being tightened up globally. In the UK, for example, a new ‘Failure to Prevent Fraud’ criminal offence will be enforced from September, as part of the Ec...

/regulation /identity Data Management and Governance

Steve Pannifer

Steve Pannifer SVP Digital Identity at Fime

Trust in the Future of Finance: Key insights from Money20/20 Asia

With Money20/20 Europe in full swing right now, I wanted to take a look at the main themes from the event in Asia earlier this year, which focused on "Trust in the Future of Finance". It is an important topic. Many of the pain points in the digital economy are related to trust, not least the rampant fraud occurring within an ever-increas...

/regulation /identity

Alex Rees

Alex Rees Information Technology at Facctum

Breaking the Compliance Cost Spiral: How Automation Is Transforming Financial Crime Compliance

Financial institutions are pouring record sums into financial crime compliance, yet the system remains riddled with inefficiencies. According to LexisNexis Risk Solutions, global financial crime compliance costs have surged to $206 billion annually, driven by more complex regulations, heightened enforcement expectations, and legacy technology lim...

/regulation /crime RegTech

Now Hiring