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1148 Results from 2018

Shailendra Malik

Shailendra Malik SVP - Tech Delivery (Enterprise Search) at DBS Bank

Why banks care to build an ecosystem?

I’ve been asked this question on multiple forums that why a bank is required to sell soaps, it is not their place to be and they’re not good at it so why bother, and they’re not wrong. This is not a bank’s competency so why invest time, money, resources and effort in building this platform or ecosystem. Why banks are willing to build mobile apps t...

Digital Banking Trends

Shaun Thomas

Shaun Thomas Product Manager at Namescan

How Taiwan has become a global leader in Anti-Money Laundering compliance

In 2016, Taipei-based Mega International Commercial Bank Co was fined a record $180 Million USD by authorities in New York, for having a “Hollow Shell” in their compliance program. As a result of this record-breaking fine, shockwaves were sent throughout Taiwan to official circles, at the same time legislators were considering new regulations t

/regulation Fintech

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Questions - often stupid.. on the long journey to the Fintech future at large - updated version

Questions on the long journey Summarizing milestones - my own experience mostly based on Fintech in Finland and the other Nordics. (Union Bank of Finland>Merita Bank>MeritaNordbanken>Nordea Bank, Mobey Forum, Visa Advisory board, EU Expert Groups, Real Time Economy Program, Tieto, MyData etc): 1950s - Strong emphasis on payment standa...

Digital Banking Trends

Richard Miller

Richard Miller Product Owner at RegDefy (MV37)

Crossing the trust boundary with DLT pt1: Consortiums

Earlier this year I wrote about the main reasons for using Distributed Ledger Technology (DLT) to solve your use case. In summary these were: Trust Boundary Extension: does your use case need trust between parties who would not normally trust each other? Does an agreement or consensus need to be reached? Disintermediation: is there a middleman th...

Blockchain Observations

Rik Coeckelbergs

Rik Coeckelbergs Independent Advisor, Opinion Maker and Consultant at The Banking Scene

The war on cash: National Banks Strike Back

Last week I blogged about contactless cards. The title started with “The war on cash”. This confused quite some readers, according to the comments when discussing my blog of last week. Interesting stuff, and good inspiration for a new blog. My new post will be dig deeps in these comments and concerns on the increasing digitization of payments. What...

/payments Trends in Financial Services

Anna Kuzmina

Anna Kuzmina Expert at Fintech

WeChat Pay in Russia

Previously, I wrote a couple of articles on Alipay and WeChat Pay, their history and strategy, their progress on the Russian ground. Not only them, Alibaba and Tencent, overall. Since then, things were constantly moving forward. FT Confidential Research, 2018 First of all, WeChat Pay continued skyrocketing, obviously getting to Alipay popularit

/payments Fintech

Katharine McNamara

Katharine McNamara Director at Konductor

Money Marketing: How banks and fintechs are using tech and communications to boost brand

Marketing a new business is difficult whatever the service or product you're trying to supply. Making your voice heard in noisy marketplaces and prying customers away from established brands is a first hurdle many well-meaning enterprises never overcome. Imagine then how hard it is when your new business provides a service which involves the handl...

/startups Marketing in Financial Services

Retired Member

Retired Member 

Mobile App AB Testing - To B or not to AB

Things You Should Consider Before A/B Testing A/B testing. It’s something we’ve probably all heard of, perhaps even used, but it can often be misunderstood and misused as well (even when approached with the best of intentions!). Today I'm going to be taking a look at what A/B testing can be used for, some of the potential challenges you’ll face al...

Retired Member

Retired Member 

What is the Future of Bank Branches?

There are many Bank branches (Retail Banks) operating across India. Do we really need so many branches of the bank to tap customer base? I personally feel going forward there will be following activities happening in the retail-banking arena • Consolidation of Banks will lead to better Service, reduction of operation cost by closing down branches...

/retail Disruption in Retail Banking

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Four big screens

The Real Time Economy Program in Finland (2006- ) did early on set goals like: - Real Time Tax reporting of salaries, pensions and social support (for salaries ready in 2019 - rest in 2020). Dividend, interest and other investment income already there. - Full migration to electronic structured invoicing and e-receipts - Automated accounting and au...

/ai Data Management 101

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