14 Results from 2019
Joris Lochy Product Manager at Intix | Co-founder at Capilever
1. Introduction "Open" has recently become a new buzzword in the financial services industry, i.e. open data, open APIs, Open Banking, Open Insurance…, but what does this new buzzword really mean? "Open" refers to the capability of companies to expose their services to the outside world, so that external partners or even compet...
16 December 2019 Fintech
In March of this year, the World Wide Web celebrated its 30th anniversary. In these 30 years, there has been an exponential increase in the number of websites. Today there are over 1.5 billion websites on the world wide web. Although less than 200 million are active, these are still astronomical figures, which make it almost impossible for users t...
19 November 2019 /retail Customer Service 2015-2019-2025
Abstraction is a fundamental concept in software engineering. An abstraction is a simplified version of something technical (with unwanted details omitted), which allows to hide away complexity via a simpler "interface" and is the main tool of a software engineer to cope with the ever-increasing complexity. Normally every programmer/user...
06 November 2019 /devops Banking Architecture
1. The IoT hype We have all heard about the "Internet of Things" (IoT) as this revolutionary new technology, which will radically change our lives. But is it really such a revolution and will it really have an impact on the Financial Services Industry? To refresh our memory, the Internet of Things (IoT) refers to any object, which is able...
22 October 2019 Innovation in Financial Services
1. Introduction Microservices are the new hot trend in the application architecture landscape. Like SOA (Service Oriented Architecture) and cloud a few years ago, "microservices" is the buzzword used by marketeers to position their solution as cutting-edge technology. The concept of microservices is however not new. Leading technology co...
07 October 2019 /cloud /devops Banking Architecture
Hundreds of blogs and articles have been published about PSD2, all calling it a revolution in the banking and payment landscape. With the deadline of PSD2 roll-out (14th September) just passed, I am surprised however how much practical questions (specifically on how the PSD2 APIs can practically be used by TPPs) I can’t find an answer on, even whe...
24 September 2019 /payments The future of Payments in Europe
1. Introduction Just as "Cloud", "IoT" (Internet of Things), "Open Banking" and "Machine Learning", "Big Data" is one of the most written buzzwords in the financial services industry today, but just like the other mentioned terms a clear definition is not so easy to provide. Especially as "Big...
09 September 2019 Data Management 101
PFM, BFM, Financial Butler, Financial Cockpit, Account Aggregator… - Will the cumbersome administrative tasks on your financials finally be taken over by your financial institution? 1. Introduction Personal Financial Management (PFM) refers to the software that helps users manage their money (budget, save and spend money). Therefore, it is oft
28 August 2019 /retail Personal Finance
1. Introduction "Open" has recently become a new buzzword in the financial services industry, i.e. open data, open APIs, open banking…, but what does this new buzzword really mean? "Open" refers to the capability of companies to expose their services to the outside world, so that external partners or even competitors can use th...
13 August 2019 Open Banking
1. Introduction Digital Investment Advice Tools (also called IATs, Robo-Advisors, Automated Investment Advisors, Digital Investment Managers or Digital Wealth Management Tools) play an increasingly important role in the world of investment advice and wealth management. These tools are already in use for decades in wealth management firms (often in...
30 July 2019 /retail Innovation in Financial Services
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