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Will Variable Recurring Payments kill direct debits?

The world of consumer banking received an innovation boost when the EU regulation PSD2 enforced the rails for Open Banking. This disruptive force offers new ways to streamline payments and is predicted by Juniper Research to handle more than $116 billion in global payment transactions by 2026. Innovations such as Open Banking often have a domino e...

/security /payments

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Customer Centricity Shapes Financial Services Reform.

What does customer centricity mean to financial services? "Customer-centricity" is a term that many organizations have adopted. While it is vague, it refers to many things that can profoundly impact how organizations interact with their customers. Unfortunately, most financial institutions do not have a strong customer focus, primarily d...

/retail /identity Banking Strategy, Digital and Transformation

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Confidentiality by Design - The Future of Fraud

Those working in the financial services are constantly facing a fraud dilemma that is unlikely to end, seeing fraud surge 24% during the COVID-19 pandemic alone. Financial institutions (FIs) are still struggling to find the right solution that can balance making real use of their data via analytics and collaboration, whilst remaining completely co...

/security /crime Transaction Fraud Systems and Analysis

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Data Literacy – the critical pillar in Digitalization and Innovation

Introduction Data Literacy is the ability to read, write, understand, and communicate with data effectively so that information is used to enable quick business decisions and business outcomes. To put it simply, Data Literacy is really about the skills and competencies to work with data and information. The need for Data Literacy today is extremel...

/retail

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What Does Market Capitalization Mean in Crypto?

Crypto market cap is one of the most important indicators for evaluating and ranking cryptocurrencies. It is because the higher the market cap of a cryptocurrency, the more dominant it is considered to be in the market. Cryptocurrency market capitalization is an indicator that measures the total value of a cryptocurrency. The stock market cap i

/startups /crypto Cryptocurrency Insights

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UK Businesses threatened by rising insolvency threat

According to a report from the Office for National Statistics, there were over 5,600 registered company insolvencies between April and June. This represents a 13% increase on the previous quarter and an 81% rise from Q2 2021. Weakening consumer demand and soaring costs, in addition to a volatile economic climate, are wreaking havoc for businesses....

/payments /people

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Crypto News: Ethereum launches testnet and Google partnership with Coinbase

Google partners with Coinbase to accept crypto payments. Google announced a new deal with Coinbase that will allow a subset of customers to pay for cloud services with cryptocurrencies. It will take effect in early 2023. The co-founder and CEO of Coinbase, Brian Armstrong, said they are excited that Google Cloud has selected Coinbase as its strat

/crypto Cryptocurrency Insights

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Start-Up Branding In Fintech

Fintech start-up brands are an attractive and challenging area of conversation. Who doesn’t like to talk about brands? On the other hand, how well have fintech brands done? Digitalisation in fintech start-ups is focused on features, functions and cliches. People use features and functions and are sought to be persuaded by cliches. But they consum...

/payments Bigger than Technology

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That Old Issue Of Cash

it is probably not the fullest picture that those use cash and frequent ATMs are not digital friendly or are but haven't fully embraced digital. But that is not the point. We need to address the why of digital(that would need an essay of essays, but let's be economical). If we go back to SMS banking and then move onto Internet banking, with which ...

/payments /startups After hours

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Where next for banks on their rock-strewn cloud journey?

The banking sector was not quick to take the cloud model to its heart. A combination of heavy investment in legacy systems and an in-built cultural reticence around letting go of on-premises control may have been to blame. But those early faltering phases on the cloud journey are now over, largely due to a change in the risk appetite from CISO’s. ...

/cloud /devops Banking Architecture

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