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Retired Member
The GST introduced in India in 2017 aimed to streamline indirect taxation and create a unified market. While the Goods and Services Tax (GST) has had a significant impact on the Indian economy, it has also presented both challenges and benefits for small and medium-sized enterprises (MSMEs). Challenges Faced by MSMEs under GST Compliance Burden: ...
05 October 2024
Is fintech losing its steam? Hardly. While some may argue that innovation in financial technology has plateaued, the reality is that we're on the brink of a new revolution—one led by artificial intelligence (AI). Far from slowing down, fintech is rapidly evolving, and AI is transforming not just the "how" but the "why" of financ...
04 October 2024 /ai /payments Fintech
When partnering with larger solution provider, one of the most critical stages is the onboarding process. For the service provider, onboarding is not just about integrating systems and ticking off compliance checklists; it's about instilling confidence in the solution partner that you can seamlessly fully understand and manage the work. Larger sol...
02 October 2024 /payments /people Banking Strategy, Digital and Transformation
Imagine running a fast-growing e-commerce business, and your customers are asking for more than just products—they want a full financial experience with your brand. They want branded checkouts, payment cards, or even a loyalty-driven debit card. But here’s the problem: you’re not a financial institution (FI). So how do you offer these services? T
01 October 2024 /retail /startups Embedded Finance
In an increasingly globalized economy, cross-border payments are integral to the operations of multinational corporations, small and medium enterprises (SMEs), and digital businesses. Cross-border payments facilitate trade, support global e-commerce, and enable remittances, but the complexities surrounding them present significant challenges f
30 September 2024
Understanding the Power of Influencer Partnerships In today's digital age, influencer partnerships have emerged as a powerful tool for brands to grow their presence and reach their target audience. By leveraging the influence of social media personalities, brands can tap into the trust and authenticity that influencers have cultivated with their
29 September 2024 /startups Business
In today’s fast-paced business environment, optimizing transactions between businesses is crucial for maintaining efficiency and profitability. One significant way to achieve this is through the integration of digital payment solutions. This article explores the nature of business-to-business (B2B) transactions, the rise of digital payment soluti
29 September 2024 /payments E-commerce
“Our ability to manufacture fraud now exceeds our abilities to detect it.” This observation was not made by a banker, but the actor Al Pacino. And it leads one to wonder, how pervasive is fraud and the unremitting threat of fraud in American life? Certainly bank leadership recognizes the relentless growth of this criminal activity, even as they con...
27 September 2024 /wholesale /crime
The adoption of AI/ML in banking is not just a technological advancement; it is a strategic imperative that is reshaping the industry. From personalised consumer banking experiences to efficient commercial operations, AI/ML technologies are driving significant improvements in customer satisfaction, operational efficiency, and financial performance...
27 September 2024 /ai /regulation Artificial Intelligence and Financial Services
In an era where digital transformation is imperative, introducing Vishvasya—the National Blockchain Technology Stack—marks a critical juncture in India's journey toward establishing a robust digital public infrastructure (DPI). Developed and launched by the Ministry of Electronics and Information Technology (MeitY), Vishvasya aims to leverage bloc...
27 September 2024 /regulation /predictions Blockchain Observations
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