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Retired Member

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DORA Regulation: Mandatory ICT Risk Reporting for European Financial Institutions

On November 29, 2024, the European Commission introduced the Commission Implementing Regulation (EU) 2024/2956, laying down detailed technical standards for the application of Regulation (EU) 2022/2554, known as the Digital Operational Resilience Act (DORA). This update, which will officially come into force 20 days after its publication in the Off...

/regulation /retail Financial Services Regulation

Retired Member

Retired Member 

Inefficient card programs are costing you

Unlock operational efficiency with automation and scale Financial institutions are laser focused on efficiency, and rightly so. A poor efficiency ratio – the relationship between your expenses and your revenue – will slow the movement of money through your institution to a crawl and negatively impact your service to customers. Efficient operations...

/payments /retail

Retired Member

Retired Member 

Unlocking Growth: The Power of Payment Gateways in the Digital Era

The Role of Payment Gateways in the Digital Economy In today’s fast-paced digital world, payment gateways are the engine that powers seamless transactions. They don’t just process payments—they build trust, enhance customer experiences, and open doors to global markets. At ITIO Innovex, we specialize in White Label Payment Gateway Solutions designe...

/payments /devops

Retired Member

Retired Member 

Is Fintech Neglecting the Creator Economy?

The creator economy has seen an impressive surge of investment in recent years. In 2023 alone, this sector was valued at around $100B, and by Q4 2024, this figure has more than doubled, reaching $250 billion. However, while new projects keep coming up all the time, recent reports show that most of them are focused on the front end of creators’...

/payments /inclusion

Retired Member

Retired Member 

The Untapped Potential of Personal Data as a Digital Asset

The Untapped Potential of Personal Data as a Digital Asset In today’s digital era, personal data has become the cornerstone of the global economy, powering everything from artificial intelligence to targeted marketing. Yet, despite its indispensable role, individuals—the very source of this data—remain on the periphery of its value chain. Data has...

/people /predictions Data Management and Governance

Retired Member

Retired Member 

How to Start a Window Installation and Repair Business | Step-by-Step Guide

Learn how to start a window installation and repair business with expert tips on licensing, tools, marketing, and finance. Build a profitable business today! Excerpt of How to Start a Window Installation and Repair Business Starting a window installation and repair business is a lucrative opportunity in the construction and home improvement industr...

/startups Business

Retired Member

Retired Member 

Starting Your Business Law Firm: Essential Steps & Legal Insights

Discover how to start your business law firm with tips on choosing a niche, creating a business plan, marketing strategies, and building strong client relationships. Starting your own business law firm can be a rewarding venture, offering the freedom to establish your brand and provide specialized legal services to clients. From choosing the right ...

/startups Business

Retired Member

Retired Member 

MREL and BRRD: EU Banks’ Progress and Remaining Shortfalls

The Minimum Requirement for Own Funds and Eligible Liabilities (MREL) and the Bank Recovery and Resolution Directive (BRRD) are pivotal components of the European Union's strategy for financial stability. On November 27, 2024, the European Banking Authority (EBA) published its 2024 MREL Dashboard, providing comprehensive insights into the progress ...

/regulation /wholesale Banking Strategy, Digital and Transformation

Retired Member

Retired Member 

Navigating Financial Security in 2025: Expert Strategies

With the evolving global economy and technological advancements, navigating financial security in 2024 requires strategic planning and adaptability. By focusing on diversified investments, digital tools, and informed decision-making, individuals can safeguard their wealth and achieve long-term stability. This year’s economic challenges also highli...

/inclusion Financial Inclusion

Retired Member

Retired Member 

How Open Banking, Accounts APIs, and BaaS APIs Are Reshaping Payments

In today’s fast-changing fintech world, APIs (Application Programming Interfaces) are at the core of innovation. They enable businesses to create efficient, personalized financial solutions by connecting platforms, automating processes, and driving collaboration. This guide explores three key types of APIs—Open Banking, Accounts APIs, and BaaS

Fintech innovation and startups

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