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Steve Carpenter

Steve Carpenter Chief Operating Officer of North America at Creditsafe

Tariff Turbulence: Why Betting on Reversals Could Backfire

U.S. businesses are in limbo. Faced with ongoing tariff uncertainty, many are choosing to stockpile inventory and delay payments—some anticipating that current policies may ease over time, others preparing for long-term continuation. But leaning too heavily on short-term tactics while waiting for political clarity is a risky bet. April’s historic ...

/payments /markets

Kirill Lisitsyn

Kirill Lisitsyn Co-founder & CEO at Torus

Demystifying interchange fees: Understanding Profitability Dynamics in Card Transactions

I often encounter three misconceptions about interchange fees. They may seem trivial, but they are truly fundamental to understanding the payment market, which will help you discuss fees more meaningfully with your partners and influence your company's revenue. First of all: where did the commissions come from and where are they flying to? One of t...

/payments

John Adam

John Adam Chief Revenue Officer at Aimprosoft

5 high-ROI uses of RAG models in banking and fintech

General purpose AI tools like ChatGPT often require extensive training and fine-tuning to create reliably high-quality output for specialist and domain-specific tasks. And public models’ scopes are simultaneously limited to and diluted by training materials. Output is based on their range of unidentified training material so it may diverge from o...

/ai Artificial Intelligence and Financial Services

Naina Rajgopalan

Naina Rajgopalan Content Head at Freo

How Family Offices Are Advancing Digital Security Standards

Digital security has never been more important for family offices. With sensitive data at stake, advancing protection measures isn’t optional—it’s necessary. From leveraging cutting-edge software to adopting smarter protocols, explore how family offices strengthen their defenses against modern cyber threats. Streamlining Family Office Security w...

/security /wealth

Nikunj Gundaniya

Nikunj Gundaniya Product manager at Digipay.guru

Top Neobanking Features Banks Must Offer in 2025

Your customers don’t want to wait anymore. They want all payments to be instant and quick. They just want to tap, pay, and move on. So, if your banking experience feels slow, cluttered, or outdated, they’ll leave. By 2026, over 500 million users are expected to use neobanking platforms worldwide’ says Plaid. And that number is only rising. The me...

/retail

Jamel Derdour

Jamel Derdour CMO at Transact365 - www.transact365.io

Financial Inclusion Through Innovation: Scaling Digital Payments in India

India’s shift toward becoming a global leader in digital payments continues at a rapid pace. UPI, mobile wallets, and fintech platforms have scaled impressively: UPI recorded 18.67 billion transactions worth ₹25.14 trillion in May 2025, averaging 602 million transactions daily. (The Times of India) For FY24–25, UPI handled approximately 186 billio...

/payments /markets Payments strategies 2015-2020-2030

Paul Quickenden

Paul Quickenden Chief Commercial Officer at Easy Crypto

How to invest like you’re uber rich (even if you’re not!)

Let’s be honest - ‘Invest like the uber rich’ sounds like classic headliner clickbait. But here’s the thing… in a tokenised world, that headline is actually starting to hold up because the old barriers to high-value, long-horizon investing are crumbling fast and blockchain is the earthquake shaking the establishment's foundations. There’s always

/inclusion /crypto

Ben O'Brien

Ben O'Brien Managing Director at Jaywing

What the PRA’s Discussion Paper could mean for mid-tier IRB permissions

The Prudential Regulation Authority (PRA) has confirmed that it will publish a Discussion Paper (DP) this summer, aimed at improving access to Internal Ratings Based (IRB) model permissions for residential mortgages among mid-tier banks. The IRB approach, which allows firms to use their own credit risk models to determine capital requirements, rem...

/regulation

Paul Holt

Paul Holt EMEA Group Vice President at Digicert

DORA Is Here – Why Global Financial Institutions Must Act Now

The Digital Operational Resilience Act (DORA) is now very much in play across the EU, setting a new standard for cyber and operational resilience in financial services. While it is a European regulation, its implications are anything but local. Any organisation working with EU-based financial institutions is now part of the DORA conversation, no

/regulation /retail Banking Regulations

Joseph Ibitola

Joseph Ibitola Head of Demand Generation at Flagright

Establishing “Expected Behavior”: Using Median, Standard Deviation and Avg to Detect Suspicious Txns

In AML and fraud monitoring, expected behavior refers to the normal patterns of transactions for a given customer, their typical transfer amounts, frequency of transactions, usual beneficiaries or destinations, etc. Defining this baseline is critical because it enables compliance teams to distinguish routine activity from anomalies. Unusual transa...

/regulation /crime RegTech

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