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Joseph Ibitola

Joseph Ibitola Head of Demand Generation at Flagright

AUSTRAC’s New AML/CTF Rules: Raising the Bar for Fintech Compliance

Australia is overhauling its anti-money laundering/counter-terrorism financing (AML/CTF) framework with a new set of AML/CTF Rules introduced in August 2025. AUSTRAC (the Australian financial intelligence unit and regulator) tabled the Anti-Money Laundering and Counter-Terrorism Financing Rules 2025 in Parliament on 29 August 2025 after two rounds...

/payments /regulation Fintech

Jas Shah

Jas Shah Fintech Strategist at Fintech: Under the Hood

A Stablecoin Primer: Money for the Digital Age

Hey Fintechers and Fintech newbies 👋�� It feels like there's at least one major stablecoin announcement each week now, and it’s become the norm. Just recently: BVNK now covers all 50 US states - The full-stack stablecoin payments provider announced the expansion of its stablecoin services across the US, and is able to support customers ...

/crypto

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Resilience in Your Wallet: Don't kill Cash

A quiet revolution is unfolding in our wallets. Cash - once king of payments - is steadily being pushed aside. In the UK, it now accounts for just 12% of all transactions. In the Netherlands, only one in five in-store payments are made with physical money. And in Sweden, just 10% of purchases involve cash. The message is clear: digital is dominan

/payments /inclusion Payments strategies 2015-2020-2030

Maxim Neshcheret

Maxim Neshcheret Regional Manager at CMA Small Systems AB

Cross-border innovation: how regional payment platforms challenge the global dollar

As global trade adapts to shifting geopolitical and economic landscapes, the underlying payment infrastructure is undergoing rapid transformation. For decades, cross-border payments relied heavily on USD-based correspondent banking networks. Now, regional coalitions in Africa, the Middle East, Asia, and Europe are establishing sovereign payment sy...

/payments /predictions Borderless World

Anne Willem De Vries

Anne Willem De Vries Co-founder and CEO at Silverflow

Why Cultural Alignment is the Missing Piece in Payment Partnerships

At its core, the payments industry is an intricate network of providers, schemes, processors, merchants and regulators, each playing a role in moving money securely and efficiently. No single organisation can operate in isolation. Those who try inevitably discover that innovation slows, resilience suffers and opportunities are missed. The future o...

/payments /identity

Craig Ramsey

Craig Ramsey Head of Real-Time Payments at ACI Worldwide

Banking on inclusion: what instant payments could mean for millions

The EU’s financial landscape is seemingly entering a perfect storm. The outlook for GDP growth has been revised down by 0.2% for 2025. Meanwhile, fluctuating tariff changes are impacting the Eurozone’s economic recovery, and geopolitical uncertainty is creating a volatile environment. In the midst of these challenges, the Instant Payments Regulati...

/payments

James Richardson

James Richardson Global Head of Solutions at Bottomline

Are you managing risk effectively in your payments infrastructure?

Business leaders and their CFOs are contending with global trade-related pressures, persistent inflation, and the looming possibility of recession. Some may experience reduced revenue and liquidity issues. Others who hold different currencies may face unexpected losses due to ebbs and flows in foreign exchange rates. This volatility makes it diffi...

/regulation Financial Risk Management

Prakash Bhudia

Prakash Bhudia HOD – Trading & Growth at Deriv

Is Nvidia’s $5 trillion milestone within reach or already priced in?

Nvidia reported Q2 revenue of $46.7 billion and adjusted earnings per share of $1.05, both ahead of expectations. The company projected Q3 revenue of $54 billion, also above consensus. Yet the stock fell more than 3% in after-hours trading, reflecting investor concern that at a $4.3 trillion market cap, growth may already be priced in. With China ...

/markets

Steve Pannifer

Steve Pannifer SVP Digital Identity at Fime

What eIDAS means for the payments industry

Regulatory burden or future opportunity? The European Union eIDAS programme is hugely ambitious. The goal is to provide individuals and businesses with digital identity tools as an enabler across the entire EU digital economy – supporting the secure, convenient, privacy-respecting and inclusive access to services. At the centre of the initiative i...

/payments /identity Digital Identity Management

Anton Tekhtelev

Anton Tekhtelev Head of Product and Business Development at Guavapay

Why Fintech UX Is About Processes, Not Just Pixels

When we talk about user experience, the first things that come to mind are colors, layouts, and interactions. But during my work at Guavapay, I discovered something bigger — Good UX is not just about pixels. It’s about processes. The Problem With “Late Feedback” When I joined, our product design reviews revealed a clear pattern: 7 out of 10 comm

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