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Sanju Biswas

Sanju Biswas Marketing Head at Abhiloans

Why Choosing the Right Financial Product is Still a Big Problem (and How Marketplaces Help)

In today’s world, individuals are expected to take full charge of their finances. Whether it’s for health emergencies, retirement, education, travel, homeownership, or just growing wealth, people need to make smart decisions about money. But one thing hasn’t changed much choosing the right financial product is still a struggle. This article explor...

Personal Finance

Barnabás Birmacher

Barnabás Birmacher CEO and Co-Founder at Bitrise

Cloud, Compliance and UX: Navigating Change in European Banking

The past decade has seen wholesale adoption of cloud infrastructure across the finance industry. This trend has been underpinned by US technology providers, from Microsoft Azure to Oracle and Google Cloud, decreasing their prices as economies of scale in US-based data centres accelerate. And while going cloud native brings benefits to product deve...

/retail /devops Fintech

Foday Joof

Foday Joof Principal Economist at Central Bank of The Gambia

Currency Shocks and Trade Imbalance: The Gambia’s Dalasi Dilemma

Dr. Foday Joof, an economic expert, has linked The Gambia’s persistent dalasi volatility to its heavy trade deficit and low market confidence, warning that the country’s overreliance on imports and limited exports continues to put pressure on its currency. In an interview with The Voice, Dr. Joof explained that over 90 percent of goods consumed in...

Alex Kreger

Alex Kreger Founder and CEO at UXDA Financial UX Design

Will AI Ignite the Next Flock of Black Swans? Scramble for Antifragile Digital Banking Starts Now

Have you ever seen a live black swan? I hadn't until recently. During my recent vacation, every morning and evening on the way to breakfast and dinner, I passed a flock of black swans housed on the hotel grounds. By the second day, they became just part of the scenery — beautiful, yes, but familiar. It made me think. In his book, Nassim Taleb des...

/ai /predictions Innovation in Financial Services

Onkar Chachad

Onkar Chachad Product Manager at Veefin

Cash Management Reimagined in 3D

From tedious spreadsheets to sentient AI companions, the world of cash management is on the brink of a sci-fi revolution. Let's explore a future that's closer than you think. For decades, the heart of corporate finance has been the Cash Management System (CMS). It’s a world of screens filled with complex tables, multi-level authorization workflows,...

/payments

Joseph Ibitola

Joseph Ibitola Head of Demand Generation at Flagright

What’s the Best Dynamic Risk Scoring Algorithm?

Comparing Moving Averages, Simple Averages, and Weighted Scoring for AML & Fraud Financial crime risk is not static. A customer’s risk profile can shift rapidly with new transactions, behaviors, or data. Yet historically, many financial institutions relied on one-time or infrequently updated risk scores, leaving blind spots. In fact, in 2024 a...

Prashant Bansal

Prashant Bansal Sr. Principal Consultant at Oracle

Navigating the AI Paradox in Banking: Strategies for Value Realization and Futureproofing

The global banking sector has made substantial investments in Artificial Intelligence (AI), driven by the promise of enhanced operational efficiencies, sophisticated fraud detection capabilities, and hyper-personalized customer experiences. Despite high adoption rates, a paradoxical challenge persists: a significant portion of these AI initiatives...

/ai Artificial Intelligence and Financial Services

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Proof Over Policy: The New Era of Data-Driven Compliance

Regulatory pressure remains one of the most critical challenges facing financial institutions today. Regulations differ by country, are often vague or even contradictory, and continue to evolve - whether through the introduction of new rules or updates to existing ones. At the same time, regulators are becoming significantly more demanding, both

/payments /regulation RegTech

Roman Eloshvili

Roman Eloshvili Founder and CEO at XData Group

AI Is Coming For Managerial Tasks, But Not For Human Leadership

Speaking as a company leader, I can say from personal experience that a lot of management tasks today no longer require in-depth human involvement. Filling out reports, checking deadlines, scheduling meetings, making their summaries after the fact — all of these are tasks that artificial intelligence can already do faster and with greater precisio...

/ai /predictions

John Bertrand

John Bertrand MD at Tec 8 Limited

Stablecoin plus Regulatory Oversight = Economic Growth

US has opened the door for Stablecoin innovation for Governments, Corporations and consumers by enacting on the GENIUS Act. This is a regulatory framework for stablecoins, backed by low-risk assets such as cash ($) and US T-Bills. This can drive value for: Government Economic Growth Stablecoins move instantly and with sub-second finality settlement...

/regulation /crypto Banking Strategy, Digital and Transformation

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