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Sergio Artimenia

Sergio Artimenia CEO at Geomotiv

When “Sustainable” Means Nuclear: ESG’s Surprising Pivot to Defense

The acronym ESG — environmental, social, and governance — has long been associated with solar farms, wind turbines, and corporate ethics policies. Yet new data suggests a striking turn: an increasing share of ESG equity funds in Europe are now channeling money into nuclear weapons manufacturers. According to Bloomberg, funds that claim to “promo...

/sustainable /markets Sustainable compliance

Sergio Artimenia

Sergio Artimenia CEO at Geomotiv

Trump’s Tariffs and the Laffer Curve: A Historical Lesson in Taxation

When Donald Trump reintroduced tariffs as a central pillar of U.S. economic policy, many commentators framed it as a political maneuver rather than an economic one. Yet the trajectory of tariff revenues under his administration provides a textbook case study of the Laffer Curve — the economic principle that illustrates the relationship between tax...

/people /markets Behavioral Economics in Banking

Sergio Artimenia

Sergio Artimenia CEO at Geomotiv

AI hype-to-reality gap is rattling investors

American stock markets slipped this week after the Financial Times highlighted findings from a new Massachusetts Institute of Technology (MIT) report on artificial intelligence (AI) adoption. The study paints a sobering picture: U.S. businesses have poured an estimated $40 billion into AI initiatives, yet only 5% of companies report any measurabl...

/ai /predictions Artificial Intelligence and Financial Services

Sergio Artimenia

Sergio Artimenia CEO at Geomotiv

Trump’s New Gamble: Partial Nationalization of Tech Companies

In a move that could redefine U.S. industrial policy, the Trump administration is considering acquiring stakes in semiconductor companies that previously received government subsidies under the CHIPS and Science Act of 2022. According to Reuters, officials are weighing whether the government should take equity positions in firms that have benefite...

/regulation /predictions

Sergio Artimenia

Sergio Artimenia CEO at Geomotiv

Debt-Fueled Crypto Buying: How Loss-Making Public Companies Inflate Their Market Value

A growing number of loss-making public companies — from biotech firms to gold miners, hotel operators, EV manufacturers, and even vape producers — are tapping debt markets to acquire cryptocurrency, hoping the move will boost their share prices. According to Financial Times, around 154 publicly listed companies have either raised or committed to r...

/wealth /crypto Operational Risk Management

Sergio Artimenia

Sergio Artimenia CEO at Geomotiv

Trump ‘De-Banking’ Executive Order Could Shield Conservatives and Crypto Industry

Washington, D.C. — The U.S. President Donald Trump is reportedly preparing an executive order that would impose penalties on banks and financial institutions that deny services based on political or religious affiliation, or due to involvement in certain lawful yet “high-risk” industries — including cryptocurrency. According to The Washington Post...

/regulation /inclusion

Sergio Artimenia

Sergio Artimenia CEO at Geomotiv

Understanding the Role of PSD Agents in the Payment Services Directive

In this post I will explore the world of Payment Services Directives (PSD), where PSD agents are the unsung heroes, diligently working behind the scenes to ensure smooth transactions. If you've ever wondered who these mysterious figures are and what role they play in the grand scheme of payment services, you've come to the right place. In this com...

/regulation /inclusion Financial Inclusion

Sergio Artimenia

Sergio Artimenia CEO at Geomotiv

Exploring the Benefits of EMD Agents in the Electronic Money Directive

In this article I will explore the Electronic Money Directive (EMD) which emerged as a pivotal regulatory framework, guiding the operations of electronic money transactions across the globe. At the heart of this directive, EMD agents play a crucial role, ensuring compliance, enhancing security, and fostering trust in the digital payment landscape....

/regulation /retail Banking

Sergio Artimenia

Sergio Artimenia CEO at Geomotiv

Why Do Neobanks Fail? Challenges and Lessons.

In the ever-evolving world of banking, neobanks have emerged as digital disruptors, promising a seamless and innovative banking experience. However, not all neobanks succeed in this competitive landscape. In this article, I will take a deep dive into the key reasons for their failure and explore the challenges that they are facing. Failure to deli...

/payments /retail Banking

Sergio Artimenia

Sergio Artimenia CEO at Geomotiv

How Neobanks and Digital Banks Differ

The rise of neobanks and digital banks has revolutionized the banking industry. They offer innovative solutions and user-friendly interfaces that make managing your finances a breeze. Whether you prefer the simplicity of a neobank or the comprehensive services of a digital bank, there's no denying that these alternatives are changing the way we ba...

/payments /retail Banking

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