Join the Community

21,947
Expert opinions
44,032
Total members
431
New members (last 30 days)
179
New opinions (last 30 days)
28,659
Total comments

Latest expert opinions

clear
clear
Steven Rackham

Steven Rackham CTO for Financial Services at NetApp

Why the advantages different sized businesses have in DORA compliance shouldn't be overlooked

The deadline for organisational compliance with DORA is at our doorstep. With the 17th of January 2025 just under 6 months away, it’s safe to say that the clock is ticking for financial services to be ready for the regulation. Preparing for such a significant piece of regulation can be difficult for financial organisations of all sizes, but it is ...

/security /regulation Financial Services Regulation

Steven Rackham

Steven Rackham CTO for Financial Services at NetApp

Tackling DORA is a challenge for the entire business – not just the IT team

The enforceable deadline for DORA is now under a year away and organisations in the FS sector are in a difficult position. Preparing for any change in regulation is hard enough, but with the European Banking Authority yet to publish the final technical specification or a list of critical IT providers, businesses are effectively still in the dark i...

/regulation /cloud Banking Regulations

Steven Rackham

Steven Rackham CTO for Financial Services at NetApp

Money 20/20 2023 takeaways

As one of the largest financial services events, it was great being able to attend Money 20/20 in Amsterdam this year. My first time at an event that started in 2012, that hosts over 20,000 people across 3 locations with sessions ranging from fintechs, traditional banks, IT companies and regulators, my expectations were to really get a feel for th...

/regulation Banking

Steven Rackham

Steven Rackham CTO for Financial Services at NetApp

Why now is the time to modernise mainframe data

‘Mainframe is dead!’ has long been a cry within the IT industry but the reality is, many organisations still rely heavily upon mainframes with data sitting on them around the 12EB (yes, exabyte) mark and growing at approximately 10-20% per year. This is especially true in financial services where still a lot of the ‘crown jewels’ are kept. Mainfram...

/security /crime Banking Architecture

Steven Rackham

Steven Rackham CTO for Financial Services at NetApp

How the financial services industry can prepare for DORA

Big Tech’s influence is becoming more and overarching across numerous different sectors. From retail to politics, Big Tech is slowly infiltrating our lives. One sector which is trying to ensure it keeps some control is the financial services sector. Last July, the Bank of International Settlements published a paper arguing that the reliance of fin...

/regulation Banking Regulations

Steven Rackham

Steven Rackham CTO for Financial Services at NetApp

Seizing the AI opportunity in the FS sector by maximising your data

People and businesses around the world create a staggering 1,145 trillion megabytes of data per day. Data is transforming all our lives, from accelerating the diagnosis of diseases to optimising retail pricing. Data fuels AI technologies and AI can only be as good as the information which it harnesses. According to PwC, AI has the potential to co...

/regulation /cloud Banking Strategy, Digital and Transformation

Steven Rackham

Steven Rackham CTO for Financial Services at NetApp

Can the hybrid cloud alleviate the issue of cloud concentration risk in the FS sector?

The financial services (FS) sector is the engine behind the economy of the United Kingdom and virtually every other developed economy, contributing around 8.6% to the total economic output in the UK. Resilience is therefore critical for the FS sector, to keep the lights of the UK economy firmly ‘on’ for both businesses and the people that rely on ...

/retail /wholesale Banking Regulations

Steven Rackham

Steven Rackham CTO for Financial Services at NetApp

Consumer trust is crucial for banks to undergo successful digital transformation

In an era rife with conspiracy theories fuelled by the pandemic, trust in government and large organisations has become more fragile. It’s an issue which is ever so delicate for the financial services (FS) sector. And because interactions are increasingly digitally-led, the custodians of personal data are having a precarious time. Digital transfor...

/retail /wholesale

Steven Rackham

Steven Rackham CTO for Financial Services at NetApp

How can the Financial Services improve sustainability in the cloud? And why?

Whether it’s efficient customer support, open banking or business analysis, data is fundamental to today’s Financial Services sector. But with the rising importance of data comes calls for more sustainable practices globally. While it’s easy to think of planes or agriculture when discussing our carbon footprint – because these elements exist in the...

/retail /cloud

Steven Rackham

Steven Rackham CTO for Financial Services at NetApp

From open banking to open finance: what’s next for innovation in financial services?

Open banking has been a game-changer for financial services. It has enabled financial institutions and third-party providers (TPPs) to exchange data and services – not only enhancing existing capabilities but delivering improved experiences to market with access to transaction data. Take a mortgage application, for example. With open banking, cu...

/inclusion /predictions Innovation in Financial Services

Now Hiring