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Leon Gauhman

Smart Apple: Why Big Tech’s latest gambit on savings is a pivotal moment for embedded finance

If the traditional banking industry was waiting for a sign that Big Tech’s threat looms larger than ever, Apple’s launch of a game-changing savings account via Goldman Sachs may be it. With 4.15%

01 Jun 2023
Embedded Finance
Leon Gauhman

Three customer centric leadership lessons for pioneering financial services brands

Outgoing Salesforce President and former BT CEO Gavin Patterson’s call to UK boards to “get digitally literate” underlines a growing concern about the gap in digital skills and leadership at the top ...

07 Dec 2022
Digital Bank Transformation
Leon Gauhman

Farewell Barclays, Chase, HSBC: Why banks in the future won't be brands

By Leon Gauhman CSO/CPO of digital product consultancy Elsewhen and Alessandro Hatami, managing partner of Pacemakers. The world’s biggest banks came out of 2021 in robust shape. A slew of positive ...

03 Feb 2022
Banking Strategy, Digital and Transformation
Leon Gauhman

Is DeFi the silver bullet to help struggling SMEs secure easier access to finance?

2021 has been a remarkable year for the entrepreneurs pioneering the growth of Decentralised Finance (DeFi). While traditional banks have exhibited the same kind of suspicion that they direct at cry

14 Sep 2021
DeFi
Leon Gauhman

Can Pennyworth deliver the next-gen banking dream? Only by upping its game

In an open letter to the founders of Pennyworth, Leon Gauhman, chief strategy officer at Elsewhen, explains why superb customer experience, best in class product innovation and disruptive fintech

01 Dec 2020
Banking Strategy, Digital and Transformation
Leon Gauhman

Regulatory easing is unleashing crypto's potential: banks have the opportunity to get on board fast

Cryptocurrencies such as Bitcoin and Ethereum are increasingly viewed as a tantalising proposition by investors, especially in this era of COVID-19 inspired low interest rates. However, incumbent ban...

09 Sep 2020
Leon Gauhman

Four reasons why traditional banks can’t afford to dither over Crypto banking

Banks and financial institutions were shockingly slow to respond to the rise of fintech - now they are in danger of making the same mistake with the rapidly emerging crypto banking sector. While legac...

23 Jul 2020
Cryptocurrency Insights
Leon Gauhman

4 Digital Transformation Lessons that Banks Need to Learn from Covid-19

When COVID-19 is finally brought under control, several key sectors will be remembered for the way they stepped up and took responsibility during the crisis. Healthcare is the most obvious, but superm...

20 May 2020
Fintech

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