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64 Results from 2023, /wholesale

Dmitriy Wolkenstein

Dmitriy Wolkenstein CEO at TIMVERO

Navigating the Non-Uniform Data Landscape: The Promise of Feature Stores

Hi all, Today we are continuing with our series of articles about data usage, AI/ ML modeling, and analytics in banking. Start. In today’s data-driven world, businesses have a wealth of information available to them, gathered from a myriad of sources. However, a common challenge that most organizations face is the non-uniform format of this data, w...

/retail /wholesale Big Data

Dmitriy Wolkenstein

Dmitriy Wolkenstein CEO at TIMVERO

Addressing Data Censoring in Credit Analytics and Model Building

Hi all, Nice to see you again. In this topic, we would like to start with an example to describe the problem of loan portfolio analysis better. Problem example: Data censoring, or the process in which some data is not available or biased, presents a significant problem for businesses across various sectors. This issue becomes highly prevalent when...

/retail /wholesale Big Data

Dmitriy Wolkenstein

Dmitriy Wolkenstein CEO at TIMVERO

Deconstructing the Data Dilemma in Banks: Banks have a false sense of having data

Hi all, It's Dmitriy from TIMVERO. Today we are starting our series of articles about data usage, AI/ ML modeling, and analytics in banking. First one is going to be about issues with data availability. So, let’s start. In today’s banking sector, institutions may find themselves perched upon a false sense of data availability. Often, they may beli...

/retail /wholesale Big Data

Retired Member

Retired Member 

The future of trade finance – views from Sibos

Trade digitization, driven by advances in technologies such as blockchain and AI, has been a topic of conversation at Sibos for the last several years. Yet challenges remain, contributing to the widening of the trade finance gap. Many transactions still rely on paper due to traditional practices and fragmented supply chains across jurisdictions. M...

/wholesale /sustainable Banking Strategy, Digital and Transformation

Mantvydas Štareika

Mantvydas Štareika CEO at CapitalBox

Why the SME lending gap needs alt finance to embrace collateralized lending

Despite making up 99 percent of European companies and the backbone of its economy, small- and medium-sized enterprises (SMEs) remain underfunded in the billions of euros. Recent research estimates the gap is about 400 billion euro in the E.U. alone. These businesses are overwhelmingly underbanked, and it’s keeping them from growing. This situatio...

/wholesale /startups Small Business Lending Innovation

Retired Member

Retired Member 

Chief Data Literacy Officer (CDLO) – the new champion in the data world

The Chief Data Literacy Officer is not yet a role in the Data Management organization but must be – very soon. While the role of the Chief Data Officer has not completely been recognized or manned in many cases, and may not have matured as of now, is the need for a new entry into the C-suite world truly warranted? Well, the response to this is an e...

/retail /wholesale Analytics in Banking

Prateek Duhan

Prateek Duhan Senior Consultant at Capco

The DNA of a Successful Transformation Organization (Part 5)

Replacing Anecdata with Real Insights The Irish mathematician, physicist, and engineer Lord Kelvin left us with numerous scientific inventions and these striking words of wisdom: “What is not defined cannot be measured. What is not measured, cannot be improved. What is not improved, is always degraded.” In the previous four installments, we made a...

/wealth /wholesale Fintech

Steve Sabin

Steve Sabin SVP, Division Executive, Lending at FIS

The next generation of commercial loan servicing systems in three dimensions

As interest rates rise and growth slows for commercial lenders, investment in the back office is back with a vengeance. That’s great news for loan servicing operations, which look set to benefit in more ways than one from a renewed focus on cost cutting and efficiency. In the boom times, when lending is one of the biggest drivers of top-line re...

/wholesale /markets Banking and Lending Solutions

Viren Patel

Viren Patel Financial Services Industry Strategist at Workday

What next for AI and ML in financial services?

Financial services firms are using Artificial Intelligence (AI) and Machine Learning (ML) more and more heavily. The latest research from The Bank of England and Financial Conduct Authority, for example, suggests that 72% of UK firms in the sector are developing or deploying ML, a branch of AI that gives machines the ability to "learn" f...

/retail /wholesale Artificial Intelligence and Financial Services

Alex Ford

Alex Ford President, North America and Chief Revenue Officer at Encompass | RegTech Association | Women in RegTech

Can RegTech help address risk and regulatory challenges in a changing banking landscape?

As more banks concentrate on digital transformation to power growth and operational efficiency, the opportunity to simultaneously leverage technology to mitigate risk and promote transparency - particularly via RegTech solutions, is continuing to increase in relevance globally. This is a topic that I discussed as part of a panel of industry exper...

/regulation /wholesale RegTech

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