33 Results from 2018, /wholesale
Bob Lyddon Consultant at Lyddon Consulting Services
The Eurozone banking system will have to gear itself up this autumn to take over the supply of credit from the Eurosystem, as the Eurosystem’s version of QE - called Asset Purchase Programmes – is wound down. The winding-down is in stages. There will be no new purchases to start with, and then the proceeds of maturing bonds will no longer be re-inv...
09 October 2018 /payments /wholesale SEPA and European Payments
Retired Member
Conforming to GDPR across the Customer Lifecycle One of the most talked about regulations in recent years has been GDPR (General Data Protection Regulation). This EU law was adopted in April 2016 and came into force on 25th May 2018. As well as providing data protection and privacy rights to EU residents, it has wide reaching implications globally...
27 September 2018 /regulation /wholesale Financial Services Regulation
The Top Risks in Restructuring With great organizational change comes great responsibility. Therefore, in order to create a sustainable growth, companies must learn strategies on how to manage the risks in restructuring. Such risks involve an impact on ROI that may occur when applying new changes to business practices. In the midst of restructur...
25 September 2018 /retail /wholesale Financial Risk Management
With Fintechs and other challengers threatening to pick off the most profitable parts of Corporate Banking such as international money transfers and the provision of FX services, never has there been a more important time for banks to invest in fundamentally improving the ways that they serve their corporate customers if they are to retain and gro...
24 September 2018 /ai /wholesale Innovation in Financial Services
Turkish bank Non-Performing Loans (“NPLs”) will soon be reaching World Class levels, even if the bar has been set very high by the banking systems of Greece and Cyprus: only NPL levels of 40-45% of total loans gets you into this elite club. This is where a main result of the decline in the value of the Turkish lira will play out, and we have to be ...
09 September 2018 /wholesale Trends in Financial Services
Most industries have undergone regulatory overhauls over the past century; by my observation, none have done so more rigorously than the financial industry, which sometimes falls short of optimum self-regulation. Yet when you, as a business owner, build a culture that imposes self-regulation, you can reduce risk and build trust with your customers...
06 September 2018 /regulation /wholesale Financial Risk Management
Sufyan Khan Head of Pre Sales / Solution Consulting - Europe at Oracle
In November 2016, the Bank of England (BoE) published the results of its 2016 banking stress tests which measured the resilience of UK’s major banks’ balance sheet in adverse scenarios. These incorporated a synchronised UK and global recession with associated shocks to financial market prices, and an independent stress of misconduct costs. The str...
31 July 2018 /regulation /wholesale Banking Regulations
Fintech - Financial Technology has greatly disrupted the way that banks and financial institutions operate today. Think about it, today its hard to imagine not using Paypal. But just like Paypal totally disrupted the financial system, we have a whole suite of changes that are just around the corner. I turned to nine financial experts to predict the...
18 July 2018 /wholesale Digital Banking Trends
A Difficult Task, But a Necessary One The Challenges of Gauging Effective Risk Appetite Managing a bank’s risk appetite strategy is unique to each organization. Unlike some areas that are more clearly regulated — for example, FDIC-insured deposit accounts — the level of risk an institution is willing to incorporate into its overall management port...
16 July 2018 /regulation /wholesale Financial Services Regulation
There was an lol for me today, thanks to an article in the Cyprus Business Mail announcing that Non-performing loans (“NPLs”) in the Cypriot banking system had fallen in March 2018 by almost €2.1bn to €19.9bn compared to February’s figure, and that this was the lowest figure for NPLs since December 2014, according to figures issued by the Central ...
13 July 2018 /wholesale SEPA and European Payments
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