Join the Community

23,263
Expert opinions
43,814
Total members
393
New members (last 30 days)
186
New opinions (last 30 days)
29,062
Total comments

Latest expert opinions

clear
clear

132 Results from 2022, /startups

Retired Member

Retired Member 

FinTech on Sale: The Upcoming Shopping Spree

In 2009, former Fed chair, Paul Volcker, said that the ATM has been the only useful innovation in banking over the previous 20 years. How much innovation have banks done since? Does the current market downturn create an opportunity for them to catch up? I would argue so, yes. If they want to of course. Brendan Greeley, wrote in the FT over the wee...

/startups /markets Fintech

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Is SNBL more sustainable than BNPL?

In my blog "Buy Now Pay Later - A credit in disguise? (https://www.finextra.com/blogposting/20660/buy-now-pay-later---a-credit-in-disguise) I raised already some concerns about the Buy Now Pay Later movement. While at first sight it seems indeed a more transparent and more user-friendly solution than payments via a credit card, in reality it ...

/retail /startups BNPL

Retired Member

Retired Member 

The future of work

Digital is completely transforming the way people work across the globe and allowing people to become more interconnected. Machine automation takes away the stresses attached to manual labour and boosts productivity, increasing the value of an employee's output. Equally, automation outsources repetitive, time-consuming tasks, enabling employees to...

/payments /startups The future of Payments in Europe

Shabnam Wazed

Shabnam Wazed Founder & CEO at AGAM International

Scoring an open goal – how lenders can evolve their models and consumers can create credit histories

By Shabnam Wazed, Founder and CEO of AGAM International Banks and lenders have historically focused extensively on a borrower’s current financial information when evaluating their likelihood of repaying a loan on time. Lending decisions are made on factors like payment history and outstanding debt. But millions of conscientious people - potential ...

/startups /inclusion Artificial Intelligence and Financial Services

Retired Member

Retired Member 

Insurance-linked investments are opening up new opportunities for diversification

The current volatile economic environment, with the war in Ukraine, interest rate uncertainty, and the lingering effects of COVID, has enforced the need for investors to diversify their portfolios with uncorrelated assets. Insurance-linked investments, once dominated by catastrophe coverage, actually have a variety of options that, while lesser-kn...

/startups /markets Alternative Investments

Abhinav Paliwal

Abhinav Paliwal CEO at PayNet Systems

7 Must Needed Attributes for BNPL

BNPL is not the same as traditional lending. It creates a rare win-win-win for Consumers, Merchants & Banks. Here are 7 key attributes that make BNPL work as it is meant to 👇�� All these parameters need to be in place, simultaneously 1. POS finance has existed for a long time. This usually involves a loan application which is then approved ...

/payments /startups Banking and Lending Solutions

Ralph Rogge

Ralph Rogge CEO & Co-Founder at Crezco

Top tips to drive financial inclusion and better cash management for SMEs

Cash is king! Cash is more valuable than profit, revenue, stock or receivables, and remains critical for any businesses. It's an unavoidable necessity to pay for staff and suppliers and provides you with the necessary confidence to invest further in your businesses. Unfortunately, it is also one of the biggest challenges companies face. A recent s...

/startups /inclusion

Ketharaman Swaminathan

Ketharaman Swaminathan Founder and CEO at GTM360 Marketing Solutions

Blockchain Loyalty Programs - Sizzling Or Fizzling?

I’ve been asked many times to share my take on the latest status of Rakuten Coin, an altcoin that I wrote about in How Blockchain Can Crack The Holy Grail Of Loyalty Programs four years ago. That is not strictly true. I’ve been asked only once, by a certain @droskill on Twitter. The Rakuten coin was launched in 2018 - but I can find a single mentio...

/startups /crypto

Chris Principe

Chris Principe CEO at APB, Inc.

CRYPTO to CBDC

CRYPTO to CBDC - Payments have gone through significant innovation in recent history. Each time innovation has improved the convenience, speed, and security of money. Let’s review these money milestones. Barter to Coins; An early form of payment was to trade goods as payment for needed goods. The difficulties were equal measure of value, physical s...

/startups /markets The future of Payments in Europe

Retired Member

Retired Member 

Sequoia warns start-ups: It is not the strongest, most intelligent that survive

You may have seen Sequoia Capital’s recent presentation to start-up founders, titled “Adapting to Endure”. I first saw it here. It’s more than 50 slides, so here’s my summary in under 1000 words – for those, like me, who lose focus after 10 slides. In case you’re not familiar with Sequoia: they are one of the first, and biggest VC funds in the wo...

/startups /markets

Now Hiring