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3771 Results from /retail

Luke Allchin

Luke Allchin Director - North America at RFI Global

The Rise and Fall of Liquid Wealth in the United States

New data shows that liquid wealth has declined significantly since 2022 after a steady increase since the pandemic. Why is this? And, with overall wealth rising, where are US investors putting their money? The pandemic drove liquid wealth to new levels The COVID-19 pandemic was a watershed moment for the global economy, and its effects are still ec...

/wealth /retail Trends in Financial Services

Sam Boboev

Sam Boboev Founder at Fintech Wrap Up

Deep Dive: Visa’s Product Ecosystem and Strategy

Hi there, and welcome to this edition of Fintech Wrap Up! Let’s dive into some exciting updates from the payments world. This week, the spotlight is on Visa, one of the leading names in digital payments. Since its inception in 1958, Visa has been a pioneer in facilitating seamless transactions globally. With operations spanning over 200 countries ...

/payments /retail

Sam Boboev

Sam Boboev Founder at Fintech Wrap Up

Deep Dive: Visa Direct

In this Deep Dive edition of Fintech Wrap Up, I take a closer look at Visa Direct, a versatile push payment solution that leverages Visa’s global payment network. We dive into how it enables real-time transactions across multiple use cases, from person-to-person money transfers to business payouts. I break down the core components like the Funds

/payments /retail

Nikunj Gundaniya

Nikunj Gundaniya Product manager at Digipay.guru

How to choose the best virtual card provider for your business

Virtual cards have become an essential financial tool for modernized businesses. They have made digital payment solutions simple while offering security and convenience to their customers. Choosing the right prepaid virtual card provider impacts your business operations, customer satisfaction, and overall progress of your business. By understandi...

/retail

Fiaz Sindhu

Fiaz Sindhu Head of Community Banking at FIS

Building a Strong Foundation for Treasury Management Success

"The best way to predict the future is to create it." This timely quote could apply to many aspects of banking but holds especially true for community bankers trying to establish themselves as first choice treasury management providers to their business customers. Why is this strategy important today? Rising interest rates create challeng...

/retail /markets

Sergiy Fitsak

Sergiy Fitsak Managing Director, Fintech Expert at Softjourn

The Silent Risk in Fintech: Staying Ahead of Technical Debt and Compliance Challenges

In today’s high-stakes digital environment, financial institutions and fintech innovators are under constant pressure to deliver secure, compliant, and seamless experiences—without slowing down innovation. From digital banks and payment platforms to investment and personal finance apps, the margin for error is razor-thin. A single overlooked vulne...

/payments /retail Banking Strategy, Digital and Transformation

Aymeric Monod-Gayraud

Aymeric Monod-Gayraud Co-Founder at LoanTube (#Sifted100)

The Real Decisioning Structures Behind the UK Credit Industry

In the UK, when it comes to borrowing, the discourse typically revolves around credit scores. Specifically, those three-digit numbers are provided by agencies like Experian, Equifax, and TransUnion. We’re told that these figures determine our financial fate and whether we can secure a loan or mortgage. What we’re not told is that there’s a catch. ...

/retail /inclusion Innovation in Financial Services

Alex Kreger

Alex Kreger Founder and CEO at UXDA Financial UX Design

Your App's UX Is Not a Design Problem—It’s a Business Problem

Digital banking has rapidly ascended to the forefront of customer engagement. Yet, despite millions invested in digital app interfaces and innovative functionality, many banks continue to underestimate one vital truth: poor User Experience (UX) isn’t merely a design problem—it’s a hard-hitting business problem. The stakes are high, and ignoring UX...

/retail /markets Innovation in Financial Services

Frank Moreno

Frank Moreno CMO at Entersekt

U.S. banks in danger of getting a red card at 2026 FIFA World Cup

In a little over a year, North America will play host to the 2026 FIFA World Cup. And, with concerns already mounting around the red tape surrounding the 5.5 million fans expected to descend on 11 U.S.cities, banks have been warned that they should beef up their fraud protection for the hundreds of millions of additional transactions ahead of and ...

/retail /crime Exposing Financial Crime

Ray O'Brien

Ray O'Brien Advisor at FLOWX.AI

Bridging the Operational Divide: What Banking Can Learn from Process-Heavy Industries

When Reputation Meets Reality For decades, banking has been seen as the pinnacle of risk management. Compliance frameworks, regulatory oversight, and sophisticated financial models create the impression of an industry that leaves little to chance. Yet, beneath this perception lies a critical weakness. While banks excel at monitoring financial risk...

/retail /startups Banking

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