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3845 Results from /retail

Viacheslav Kostin

Viacheslav Kostin CEO at WislaCode Solutions

Top 5 Fintech Features Revolutionising Personal Finance

Managing personal finances can be a daunting task, but fintech innovations are simplifying the process with powerful tools. From automating savings to providing detailed spending insights, these features enable individuals and financial professionals to take control of their money. This article examines five key fintech functionalities that are re...

/retail Innovation in Financial Services

Shawn Conahan

Shawn Conahan Chief Revenue Officer at Wildfire Systems, Inc.

Marketing: The Most Critical Component of Your Loyalty Rewards Program

The top reason why companies don't achieve significant user adoption of a loyalty rewards program is due to a simple lack of marketing. In general, large banks and corporations are really great at cross-selling "core" banking and finance products, but not so great at conveying the benefits of a rewards program. This is almost certainly ...

/retail Fintech

Mark Jackson

Mark Jackson Managing Director - Product & Capabilities at Valuedynamx - a Collinson Company

Rethinking banking loyalty: Why behavioural rewards are gaining ground

Whether it’s acquisition or retention, loyalty is becoming harder to pin down in banking. In the U.S., inertia still defines how most people interact with their banks. The average adult keeps the same checking account for nearly 17 years, with many citing the only reason they haven’t switched because “it’s the account they’ve always had.” This

/payments /retail Banking Strategy, Digital and Transformation

Sergiy Fitsak

Sergiy Fitsak Managing Director, Fintech Expert at Softjourn

The Modernization Imperative: Why Financial Services Cannot Afford Legacy System Inertia

The financial services sector has reached an inflection point where legacy system modernization has shifted from strategic advantage to business imperative. Institutions operating on decades-old infrastructure face mounting pressure from regulatory evolution, competitive disruption, and customer expectations that legacy architectures simply cannot...

/payments /retail Banking Strategy, Digital and Transformation

Alex Kreger

Alex Kreger Founder and CEO at UXDA Financial UX Design

Internal Innovation Illusion: Why In-House UX Could Cost You the Market

Beneath the surface of every large retail bank lies a truth rarely voiced in boardrooms but whispered in team huddles: genuine digital transformation cannot succeed on in-house talent and legacy alone. While product teams brim with bold ideas—AI-driven analytics, intuitive dashboards, brand’s digital leadership—their proposals repeatedly collide w...

/retail /devops Innovation in Financial Services

Retired Member

Retired Member 

Elder Financial Exploitation: What Financial Institutions Must Do

Elder financial exploitation is more than just a fraud issue — it’s a pressing public health and consumer protection challenge. As the population ages and digital channels become more prevalent, older adults are increasingly targeted by scammers and abusers, often with greater frequency and success. From romance scams to trusted caregivers abusing...

/retail /crime

Leon Fischer-Brocks

Leon Fischer-Brocks Co-Founder | CEO at Bloxley

From Blitzscaling to Building: How Smart Fintech Founders Are Winning Seed Rounds

As a founder that just completed a seed round, I’ve seen firsthand how much the funding environment has changed over the past couple of years. Yes, in 2025, there is more capital flowing into fintech again, but early-stage startups are playing by an updated rulebook. Investors are more disciplined, timelines are longer, and expectations are hig

/retail /startups Digital Banking

Retired Member

Retired Member 

Why solid accounting practices are fundamental to business resilience in 2025

In the early days of the COVID-19 pandemic, the turbulence felt unprecedented. Fast forward to 2025, and turbulence is now the norm rather than the exception. Whether it's the impact of economic policies on global stock markets, disruption from emerging technologies or environmental events, barely a month goes by without a new headline event. From...

/regulation /retail Financial Risk Management

Viacheslav Kostin

Viacheslav Kostin CEO at WislaCode Solutions

Top 7 Mobile Banking Features That Make Life Easier

Mobile banking has become a cornerstone of modern financial management, offering tools that make handling money faster, safer, and more intuitive. For banks, fintech startups, and individual users, these apps deliver efficiency and flexibility, reshaping how we interact with our finances. This article highlights seven standout features that are re...

/retail Mobile Financial Services (MFS)

Alex Kreger

Alex Kreger Founder and CEO at UXDA Financial UX Design

The End of Average: AI Is Rewriting the Rules of Digital Banking CX

In 2024, banking crossed a critical threshold. No longer satisfied with being simply digital and inspired by interactions with Chat GPT, customers began demanding something deeper—experiences that understand them. Banks turned to a powerful ally: artificial intelligence. The result? A seismic shift from transactional to transformational. AI didn’t...

/ai /retail Innovation in Financial Services

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