191 Results from 2012, /retail
Brett King CEO & Founder at Moven
Baby Boomers and Gen-X have in common the need to experience life in all it’s glory. Whether that is born out of a sense of adventure, the need for tactile feedback or in the sense of face-to-face social connections, at the core of much of our buying behavior historically has been the need to ‘touch and feel’ a product before a purchase. There’s a...
07 October 2012 /retail Innovation in Financial Services
Retired Member
With the universal banking model being an accepted fact of life for the UK’s ‘Big Four’ banks, these institutions have struggled to shake off the taint of association with their investment arms, whose vilification in the press has led to a catastrophic loss of trust amongst a number of customers, and younger customers in particular. To many, it i...
02 October 2012 /retail
Pat Carroll Founder/Executive Chairman at ValidSoft
BT recently conducted a survey amongst 1000 of its staff in a bid to gauge their attitudes and approaches to online security. What caught my eye about this survey is the simple fact that going online is an everyday occurrence and it made me think about just how far we have come with the internet. Most of us are reliant on the internet for our shop...
02 October 2012 /security /retail Online Banking
Cash don't disappear- that is a fact. Don't deny it. Or is it possible to replace cash with alternative low cost solution. For laymans terms, cash is low cost payment method. But as everyone who knows thing or two behind cash, it is expensive, hard to control and unreliable payment method- but so hard to replace. Over the centuries, cash payment ...
27 September 2012 /payments /retail Payments strategies 2015-2020-2030
Just in case you missed it ... The iPhone 5 has finally landed!! While the usual queues greeted the latest instalment of the world’s best loved smartphone, in mobile payment circles, all the talk is about what hasn’t been included rather than the array of new features that have. The decision to omit NFC capabilities by Tim Cook et al has surprised...
25 September 2012 /retail Finance 2.0
Alex Noble Account Director at McAfee
On one level, selling Direct Line in an IPO looks straight forward. The business model is proven and is made up of strong, well established brands. It is the leading UK personal lines insurer with a 19% market share in motor and 18% in home, which equates to 4.2 million personal motor and 4.3 million home in-force policies. It would be a mistake, ...
20 September 2012 /retail Unified Communications in Financial Services
Samarth Shekhar Regional Manager EMEA at SixThirty Ventures
Further to my previous post calling for more SWIFT-style sharing of IT and back office among European Banks we now have (1) Deutsche Bank calling upon rivals to share investment banking technology; (2) ING promoting an API developer portal for building open source Retail Banking software; and (3) the ECB moving closer to a European banking union...
14 September 2012 /retail /wholesale
With the economic outlook in Europe still far from rosy, and signs of a further stumble coming from North America, consumers across the Northern hemisphere are getting used to the idea of having to make their money go further. This is apparent in retail banking as much as in any other consumer-facing industry and, combined with a regulatory and
12 September 2012 /retail
Will they, won’t they? Maybe, Yes…No? Sooner or later…There has been a lot of debate about whether Apple will include NFC in the new iPhone 5. Some analysts have drawn conclusions from the launch of the Passbook wallet service that it will happen. I don’t know if it will happen tomorrow, I hope it does, but the debate about whether Apple will do...
11 September 2012 /retail Innovation in Financial Services
We in Britain love a moan. The glass is always half empty and nothing is ever good enough for the average man on the street. But when it comes to the banking industry, many feel the criticism is justified. Personally I think that this is an emotional reaction and is often unilaterally and wrongly used to criticise ALL parts of these large instituti...
11 September 2012 /payments /retail
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