3856 Results from /retail
Joris Lochy Product Manager at Intix | Co-founder at Capilever
In my blog "The Missing Link in Fraud Prevention: Real-Time Customer Dialogue" (https://bankloch.blogspot.com/2025/06/the-missing-link-in-fraud-prevention.html) I argued for moving fraud checks earlier in the payment flow. Rather than waiting until a customer has signed and submitted a payment, banks should interact during the initiatio
15 September 2025 /retail /crime Exposing Financial Crime
Alex Kreger Founder and CEO at UXDA Financial UX Design
Traditional banks often find themselves in a challenging position. On one hand, they possess a deep and sophisticated portfolio of financial products and services—ranging from complex credit facilities to wealth management, business banking, and personalized advisory. On the other hand, fintech startups and neobanks have captured mindshare and mar...
12 September 2025 /retail /devops Banking Strategy, Digital and Transformation
Livia Bernardini CEO at Future Platforms
We’ve been able to pay online for more than two decades, but for much of that time, there were really only two options: credit or debit cards. Over the last ten years or so that’s changed. Embedded payments have introduced a whole range of methods: digital wallets, Buy Now Pay Later (BNPL), account-to-account (A2A), and stablecoins, to name but
09 September 2025 /payments /retail Banking Strategy, Digital and Transformation
Cliff Bunting Director at PurplePatch Broking Ltd
From July 2026, Buy Now Pay Later (BNPL) providers will fall under full FCA oversight. Most firms are already working on tightening their controls. But a larger issue is at risk of being overlooked. Preparing for regulation often leads to increased data purchasing. Yet many BNPL providers may not realise just how much they’re already overpaying, s...
09 September 2025 /payments /retail Banking and Lending Solutions
At the end of August, Revolut launched a new savings product in Belgium — a non-regulated account with daily interest payouts. As the first of its kind in Belgium, the news made headlines, and LinkedIn buzzed with speculation: Is this the future of banking in Belgium, or just clever packaging? At first glance, it feels fresh and exciting. A sav
08 September 2025 /retail /predictions Fintech World
Sergiy Fitsak Managing Director, Fintech Expert at Softjourn
As fintech platforms expand globally and adopt emerging technologies, they face a rapidly shifting regulatory environment. From data privacy and payment security to open banking and AI explainability, compliance is no longer just a box to tick; it is central to product design, user trust, and operational scalability. This article outlines the key r...
08 September 2025 /payments /retail Banking Strategy, Digital and Transformation
Anton Tekhtelev Head of Product and Business Development at Fintech Expert
When we talk about user experience, the first things that come to mind are colors, layouts, and interactions. But during my work, I discovered something bigger — good UX in fintech is not just about pixels. It’s about processes. The Problem With “Late Feedback” When I started working in fintech, my product design reviews revealed a clear pattern:
08 September 2025 /retail /startups User Experience
Giving feedback on UX of your fintech app or website is a daily ritual for senior managers, product leaders, and stakeholders. But too often, feedback sounds like judgment instead of collaboration. And that kills motivation faster than any pixel misaligned on a screen. I remember lots of cases when I was staring at some new feature and thinking: “...
06 September 2025 /retail User Experience
It’s a wake-up call for product owners, digital project managers, and designers in banks and financial institutions. You can—and must—move UX (user experience) and digital branding to the center of strategy and weave them into the DNA of the business. Because if you don’t, you’re not just risking a bad app rating—you’re risking the future of your ...
03 September 2025 /retail /markets Banking Strategy, Digital and Transformation
Viacheslav Kostin CEO at WislaCode Solutions
The user experience (UX) in banking applications is a critical factor in transforming everyday financial tasks into intuitive and satisfying experiences. By focusing on streamlined interfaces and customer-centric designs, these apps build lasting confidence and encourage regular use. Incorporating elements such as rapid QR-based transactions and i...
28 August 2025 /payments /retail Mobile Financial Services (MFS)
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