3843 Results from /retail
Konstantin Dubovitskiy Sr. Account Executive at Checkbook.io
Interbank payments ecosystem is extremely complex and involves a lot of moving parts that most of us (even those in payments), never encounter. By the end of this article you will better understand how banks communicate with one another, what do those communication channel look like and how do funds get settled depending on the channel. Definitions...
14 October 2025 /payments /retail Banking
Eric Bierry CEO at SBS
Customers expect more from banks than ever before between instant payments, personalized offerings and seamless digital experiences–putting pressure on banks to innovate quickly. To meet customers' evolving demands, banks are rethinking the technology that powers their services, from cloud infrastructure to the core banking systems that store and p...
14 October 2025 /retail Banking
Alex Malyshev CEO, Co-founder at SDK.finance, white-label FinTech Platform
White-label digital banking is rapidly maturing - and by 2026, it will no longer be viewed merely as a shortcut to market but as a core enabler of financial innovation. The numbers alone tell the story. According to various industry forecasts, the combined white-label and Banking-as-a-Service (BaaS) market is expected to reach around USD 60 b
14 October 2025 /retail
Luke Allchin Director - North America at RFI Global
As 2026 fast approaches, US households are rethinking their approach to investing. A mix of economic uncertainty, shifting attitudes toward risk, and evolving market perceptions is reshaping how everyday investors allocate their money. Data shows that this shift is fueling a surge in mutual fund investing. For financial institutions, this is more ...
14 October 2025 /wealth /retail
Shawn Conahan Chief Revenue Officer at Wildfire Systems, Inc.
For many years, rewards programs have been synonymous with credit cards. From airline miles to cashback bonuses, banks and issuers have relied on these incentives to drive spending and deepen customer relationships. But recent shifts in consumer behavior suggest it may be time for financial institutions to broaden their approach. Debit cards are s...
13 October 2025 /retail Fintech
What is AFT? According to Visa’s official documentation, Account Funding Transactions (AFTs) is a transaction type used to withdraw funds from a Visa or Mastercard account for the purpose of funding another account. In simple words - it is an inverse of OCT (Original Credit Transfer). In simpler terms, it means that any user can input their deb
13 October 2025 /payments /retail Payments strategies 2015-2020-2030
Teo Blidarus CEO and Co-Founder at FintechOS
Building societies occupy an essential place in UK financial services. Member-owned, locally trusted and community-first, they are built on relationships as much as products. Members expect to sit down, talk through decisions and get advice they can believe in. That trust is a strength. The challenge is delivering it alongside the speed and simpli...
13 October 2025 /ai /retail Fintech
Alex Kreger Founder and CEO at UXDA Financial UX Design
If users can’t easily find, trust, use, and enjoy your digital banking or fintech service, you’re already behind. We’ve seen financial institutions invest millions and spend years developing a “killer app,” only to treat it as a technical deliverable instead of a living customer relationship. In finance, success is decided in seconds—a quick glan
10 October 2025 /retail /devops Innovation in Financial Services
Dhiraj Sharma Senior Consultant at TCS
In the ever evolving business and complex technology landscape in financial services organizations, decommissioning outdated and legacy systems is major and multifaceted problem for financial service industry, carrying significant financial, operational, regulatory and competition risks. Complexities associated with data migration, dependency on o...
09 October 2025 /retail
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
When we roll-out e-banking starting in 1982 at Union Bank of Finland I used to underline that innovation progresses when the next customer takes it in use – on the way to a critical mass of users. Otherwise it will stay as an invention. The key to our success was that - then a wide network of branches - competed with personal selling – pushing e-b...
08 October 2025 /retail /inclusion Innovation in Financial Services
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