4299 Results from /regulation
Sriram Natarajan Risk Dog at Credit Risk Fraud Cards Professional
Our new world of Web 2.0 promises to leave you with less guilt pangs in life. I got this feeling earlier this week when I received an invitation to sign up to www.bet2give.com . The tagline is "a real-money market where all the winnings are donated to non-profit organizations chosen by the winners. It covers a wide array of topics, from U.S....
12 January 2008 /payments /regulation
Retired Member
When doing a little research recently I was stunned by an article from the New York Times: “After a year of relative stability following the revaluation of the dollar, the world money markets have again been rocked by wild and unpredictable fluctuations.” The stunning thing is that ELLIOTT V. BELL wrote this on March 10, 1935 in the New York Time...
11 January 2008 /regulation Operational Risk Management
We should all be saying Happy New Year! Well, actually we have already, especially to tax authorities around the world. Many of them have just received a New Year's present of cash from the financial services industry, funded by investors. Why? Well, as cross border investment steadily increases at over 16% a year, each time there's a dividend p...
07 January 2008 /regulation /wholesale Innovation in Financial Services
The onset of the New Year gets me thinking on what are the likely fads and buzz words in 2008. 2007 has already enriched our vocabulary with 'sub prime' , 'Ninja loans' and other such terms that a Credit dog's delight. Come to think of it, some of the fads like mobile payments have been around for some time now! I came across a report by Javelin...
07 January 2008 /regulation /retail
Is it me or does there seem to be a lack of convergence on the subject of security in internet banking these days? From a user perspective I have accounts with ING, Nationwide and Barclays to name but three. I also work with many banks in their back offices trying to make operations both more secure and more efficient (tough job to do both at on...
19 December 2007 /security /regulation Innovation in Financial Services
A survey of more than 4500 online US adults results in oh so many details about monetary losses because of phishing. How is it possible to be so conclusive? Details on the methodologies employed in conducting the survey may or may not be bolstering. I bet on may not. What is an online US adult? Whatever the definition, does it change over time...
17 December 2007 /regulation
I see that financiers have noticed that there's been a 12.4% increase in de-listings of foreign companies on US exchanges. The explanation appears to be either "a pent up demand to leave the US" or "the increasing unattractiveness of the US capital markets". Not only are these symptoms not causes, I'm not sure they're really ...
05 December 2007 /security /regulation Innovation in Financial Services
Further to my jottings to on the subject of using mobile numbers as citizen IDs, I thought I would get more into details on the subject. Mobile phones can be the tipping point of reaching out the 'next billion' unbanked mass. Prima facie, I am sure we all agree that riding on an existing infrastructure is much better alternative than trying to st...
04 December 2007 /payments /regulation
What is it about politics and embarrassing metadata? UK readers will be familiar with the row about dodgy political donations that is currently surrounding the Labour party. It was perhaps only a matter of time before metadata gave someone's secrets away - as it has a habit of doing in political rows. Well, it happened this weekend - the Sunday...
03 December 2007 /security /regulation Information Security
Just the other day, I was reading a series of reports by Boston Consulting Report (BCG). Normally, such reports use statistics like a drunk using a lamp-post - for support than illumination. But these reports are an exception! The report on India particularly fascinated me. According to BCG, the next big opportunity for banks is the 'billion ' unb...
02 December 2007 /regulation
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