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139 Results from 2022, /predictions

Akshaya Chandra

Akshaya Chandra Head of Innovation, Technopreneur at Tata Consultancy Services

Underwriting 4.0

They say permanence in life is flux itself. It is more true now in 2022, in a world coming out of the throes of a Global pandemic, into a War situation and possibly at the face of a Economic recession. There is a rather fast and furious change in how we consume financial services – thanks to some of these headwinds. For decades, Insurance customer...

/regulation /predictions Innovation in Financial Services

Lissele Pratt

Lissele Pratt Co-founder at Capitalixe

Cross-Border Payments: What They Are, And Where They're Headed

The cross-border payments landscape constantly evolves with new players, technologies, and regulations. This can make it difficult to keep up with the latest developments. This guide will provide you with a complete overview of the current state of cross-border payments, including the major players, the latest technologies, and the most important r...

/payments /predictions Borderless World

Andrew Beatty

Andrew Beatty Head of Wealth, Retirement & International at FIS

Bank Branch Transformation: The Crucial Role of Technology

In my last blog we discussed the evolving role and positioning of bank branches in the digital age. This blog considers the crucial role of technology in delivering a truly omnichannel and seamless banking experience, and its implications for the bank branch of the future. Bank branch economics are changing fast, but many people still like to vi...

/retail /predictions Banking Strategy, Digital and Transformation

Maria Stankevich

Maria Stankevich 

Buy high, sell low - why are people losing money?

Since 2009, Bitcoin and cryptocurrency markets have gone through many cycles of growth and recession, even within larger ongoing trends known as bull and bear markets. Though every market decline to date has been accompanied by recovery and significant growth, so-called crypto winter can be very stressful and difficult to survive through for both ...

/crypto /predictions Cryptocurrency Insights

Donica Venter

Donica Venter 

Branching Out: How Will Banks Move From Bricks and Mortar to Digital?

Traditional brick and mortar banks are slowly but surely becoming a thing of the past. Even before the pandemic, physical branches have been disappearing from our streets at a frightening pace. “We know that the future of banking is digital,” says Jan Ludik, CEO of Traderoot. The trend of physical bank closures has largely been driven by the rapid...

/retail /predictions Banking Strategy, Digital and Transformation

Frank Cummings

Frank Cummings CEO at AML Partners LLC

Headline: Mass-shooting horrors demand better response—Metadata a way forward?

July 4 revelers in Highland Park, IL, experienced another mass-casualty shooting in America. Stunningly, at this point it’s no longer surprising to see these news alerts. Something has to change. I wrote here a couple weeks ago that RegTech behavior-monitoring technologies have the potential to warn of impending violence—like school shootings and ...

/crime /predictions RegTech

Retired Member

Retired Member 

VUCA IN PAYMENTS: HOW PSPS CAN HELP YOU MANAGE A VUCA ENVIRONMENT

You may have heard the term VUCA in relation to challenges that businesses face. But what does VUCA really mean and what’s the best approach to dealing with changeable, challenging situations. We break down the concept and outline the ways that payment service providers can help merchants to manage a VUCA environment. What is VUCA? The term VUCA ...

/payments /predictions

Leo Lipis

Leo Lipis Chief Executive at Lipis Advisors https://www.lipisadvisors.com

What’s next for BNPL?

There has been a lot of news recently around Buy Now Pay Later (BNPL), such as Apple’s announcement of a BNPL solution, Revolut rolling out its ‘Pay Later’ product in Ireland, as well as proposed regulations in the UK. BNPL is certainly a hot topic in many markets, but some service providers have been struggling with issues such as valuation, whil...

/payments /predictions BNPL

Andrew Beatty

Andrew Beatty Head of Wealth, Retirement & International at FIS

Bank Branch Transformation: Finding the Right Mix

Bank branch networks continue to decline steadily. Consumer research shows that U.K. banks are cutting branches at a rate of 60 per month[1], and a similar pattern is apparent in many other countries. Few doubt that the future of banking is largely digital, so how will bank branches survive? This blog explores a new role for the bank branch in a d...

/retail /predictions Banking Strategy, Digital and Transformation

Kartik Swaminathan

Kartik Swaminathan Author - 3F: Future Fintech Framework & Founder at Fintastech (Fintech Consulting & Coaching)

Fintech and Regulatory Unbundling

Fintech is a highly regulated sector, and thereby many (or most) of the Innovation and new business models / propositions, depends on policies and norms from regulators. Historically financial regulators have been better focussed in terms of the policies on Financial Risks. Then with retail banking and branches, some focus started to come on Operat...

/regulation /predictions Fintech

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