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189 Results from 2018, /payments

Retired Member

Retired Member 

The day I stopped carrying my cards

Digital overdrive is driving the ubiquitous plastic money out of users’ wallets. The change is not only rampant in developed economies but also in fast growing digital economies such as India and China. Just like every common individual, I too used to carry cards for payments and routine financial transactions. Until recently. Thanks to increasing ...

/payments Disruption in Retail Banking

Tom Hay

Tom Hay Principal Consultant at Payment Systems Europe

Banks versus tech giants - it's not all about the technology

Apple, Alibaba, Google and Tencent are all moving into payments. Alibaba is also moving into consumer loans and small business loans. How should banks react to the tech giants muscling into their industry? First it is important to understand the difference between Apple, Google and co, and banks. The name “tech giants” highlights that they tend to ...

/payments

Retired Member

Retired Member 

The Science of Motivation with Mark McKoy

When people ask why I’ve ventured into the corporate incentives market after building a successful life in sports, wellness, and public speaking, there is one word that comes to mind: “Motivation.” Motivation is an integral part of external and internal success. So is having the proper mindset. Sports is an industry that teaches you both, and it is...

/payments

Anna Kuzmina

Anna Kuzmina Expert at Fintech

Risky Georgia

Georgia is nice . I mean not the US state but the country — former USSR republic. Sweet home for the Caucasus Mountain villages and the Black Sea beaches. Delicious, dizzy and soulful place in memory of its visitors. But you can’t get by without laris (₾) here. Even though many of cafes, stores and hotels accept bank cards, and most of them suppor

/payments Fintech

Retired Member

Retired Member 

The Women Shaping Payments in 2030

Last week, I was delighted to sit on a panel session at this year’s European Women Payments Network in Amsterdam. The annual conference brought together more than 250 women for two days of interactive panels, networking and plenary sessions. Its aim? To promote diversity in payments and Fintech, debate the hot topics, and celebrate the women pushi...

/payments Fintech

Tony Craddock

Tony Craddock Director General at Emerging Payments Association

Keep Pouring Tea for the Tillerman

I have heard that HM Treasury is considering removing tax benefits to those investing in start-up companies, EIS and SEIS. This must be avoided at all costs. The financial technology industry (Fintech) has grown rapidly in the UK in the last decade, stimulated by five factors: 1. Entrepreneurial talent 2. Favourable regulatory backdrop 3. Willingne...

/payments /startups

Retired Member

Retired Member 

Survey Says... Prepaid Is The Go-To Reward For Clinical Trials And Focus Groups

Market research and focus groups are proven to be effective ways to collect important customer feedback, and can be an integral part of a product’s success or failure. Customer feedback–especially direct, straight-from-their-own-mouth–tells companies what it is that they want, and allows businesses to improve their products, services, strategies, ...

/payments

Anna Kuzmina

Anna Kuzmina Expert at Fintech

Russian fintech miracle : Payment kiosk

Once upon a time in cold Russia of 2000 something important happened. A new payment system was born. It would soon dominate the whole country, become part of daily life of every single Russian, and spread across the borders to neighbouring Ukraine, Belarus and various X-stans. The invention so ingenious that it is still unclear why it did not take...

/payments Fintech

Brendan Jones

Brendan Jones COO at Konsentus Ltd

The Implications and Requirements of PSD2 open banking for Programme Managers

In a recent dialogue with the EBA, they stated about PSD2 open banking regulations that: “Ignorance of them can of course not be used to justify non-compliance”. Further adding: “Non-compliance amounts to a breach of law, with the resultant consequences for the legal entity.” With that mind and with a deadline of March 14 2019 looming less than 6...

/payments /regulation Open Banking

Bob Lyddon

Bob Lyddon Consultant at Lyddon Consulting Services

What we learned about the UK's New Payments Architecture

On 18th October 2018 Pay.uk - the re-branded New Payment System Operator - held a launch event and distributed brochures about their procurement process for a strategic partner with whom to develop the New Payments Architecture - or "NPA" - for the UK's retail payments. The prospectus was entitled "Enabling a vibrant UK economy"...

/payments Transaction Banking

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