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5062 Results from /payments

Retired Member

Retired Member 

Card usage in developing countries: incentivising is key

According to a recent Visa Europe study, cash is not going away. The study found that 35% of people in 2010 stated that they: "prefer to pay in cash for everything I buy." This is down from 54% in 2002, but up from 18% in 2008. Amazingly, that study was conducted with European respondents where card usage is high. Unsurprisingly, cash is...

/payments

Brett King

Brett King CEO & Founder at Moven

Your Internet Banking is looking tired...

Is it just me or have you noticed that the pages behind the login for your bank haven't changed much in the last 5 or 6 years? According to the omnipresent Wikipedia, Stanford Federal Credit Union was the first financial institution to offer online internet banking services to all of its members in October 1994. Interestingly, while the Gramm-Leac...

/payments Online Banking

Elizabeth Lumley

Elizabeth Lumley Global FinTech Commentator at Girl, Disrupted

FinTech in Atlanta hothouse - the Twitterview Transcript

Last week Finextra embarked on an unusual Twitterview. Instead of a mostly linear stream of Q&As with one or two people, we decided to moderate a discussion, or Twitter-chat, with a group of start-ups, consultants and advocates who represented the city of Atlanta, Georgia in the US. It seems Atlanta has been a hotbed of banking innovation sin...

/payments Social Banks

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Time for WHY not!

Once invoicing has migrated from paper and PDF to structured form - increasingly in the soon ready open global ISO standard - a wealth of productivity enhancing practices can be launched. Examples: - automated accounting (as e-invoices carries increasingly common posting codes) especially for the SME-sector - creating de-facto real time accounting

/payments Innovation in Financial Services

Retired Member

Retired Member 

Payment Screening in the Cloud

This week RBS found the spotlight in an unenviable way when it was fined GBP 5.6M by the Financial Services Authority (FSA) for insufficient controls over payments screening processes. According to news articles, the list of transgressions include a breakdown of manual procedures and also inadequate technology functionality. Regulators in the UK ...

/payments /sibos

Retired Member

Retired Member 

Can we tolerate tolerance of SEPA?

I was musing the other day, as you do in the dog days of summer, on the difference between tolerance and toleration. And the difference, I found, is more than just nominal. ‘Tolerance’ can be defined as a general disposition of mind which is inclined to tolerate a line of action, for example, of which one does not really approve. ‘Toleration’, on t...

/payments /wholesale

Elizabeth Lumley

Elizabeth Lumley Global FinTech Commentator at Girl, Disrupted

Where can you find a hell of a lot of FinTech engineers?

The Finextra Twitterview - Atlanta FinTech Universe When: Augist 18th, 2010, 10:00 EDT (15:00 BST) Where: Follow @Finextra and @kpetralia, @simEngine, @johnbhayes, @SBatTTV, @atlantapayments, @steve_atl, @MelanieBrandt, @DCoxATL and @tjsweeney. Hashtag: #finxlive As some of you know, I'm on Twitter (@LizLum). One day, @tjsweeney (Tim Sweeney, ...

/payments /retail Social Banks

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Addictive e-experience

I should have known - it is not possible to realize how good something can be before you get to use it. It is not quite possible either to see the next steps before you take the previous. Even if a good part of my daily work has been and continues to be innovations in these fields. Now I am amazed at how easy and addicting it is to pay the bills. Y...

/payments Innovation in Financial Services

Retired Member

Retired Member 

SEPA: The Future is Integration Management

It’s not quite so fashionable to talk about SEPA these days. After all – aren’t we all wishing the rules and solutions were are all defined and implemented? But there’s still a fundamental challenge that banks (and corporate treasuries) face: integration among both legacy formats and legacy systems. Payments hubs are still often discussed as a sol...

/payments /sibos

Retired Member

Retired Member 

How Many POS Security Documents Does One Need?

As the old joke goes, “the great thing about standards is that there are so many to choose from.” This certainly seems to be the case with point-of-sale (POS) devices, where there are now a number of overlapping initiatives aimed at improving payment card security. While this may seem to be unnecessarily redundant, it is important that POS vendors...

/security /payments

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