Join the Community

23,532
Expert opinions
41,339
Total members
353
New members (last 30 days)
187
New opinions (last 30 days)
29,153
Total comments

Latest expert opinions

clear
clear

5079 Results from /payments

Retired Member

Retired Member 

Capitalising on future IT

As anyone who works in the sector knows, the financial world revolves around data – and this could well see banks become one of the largest adopters of cloud services. However, as Gartner recently noted, the cloud is overhyped in the banking industry and there is still a way to go before institutions capture the transformational benefits. The mos

/payments

Retired Member

Retired Member 

Putting service levels at the heart of payments hubs

Most would agree that a bank can benefit from a centralised payments hub that is scalable and offers rich functionality. But while reducing the number of hubs brings a higher level of consolidation, what banks need is a more service-focused approach to payments. As discussed in my previous blog, service level payments means offering a differentia

/payments

Sriram Natarajan

Sriram Natarajan Risk Dog at Credit Risk Fraud Cards Professional

Cash is my only GOD!

This weird 'fatwa' by Somali Islamists seems to reiterate the fact that only paper money (cash) is the God they recognize! I found this quite intriguing. I have heard and even empathized with numerous objections to mobile / E -money - security, cost, usage issues, etc. But I haven't seen anything like this! The 'green shoots' of Mobile money and El...

/security /payments

Brett King

Brett King CEO & Founder at Moven

The iPhone 5 Debit Card - coming soon

200 individuals were the first to receive credit cards issued by Diners Club in 1950, the brainchild of Frank McNamara. It was the start of a completely new era in personal credit and payments. American Express entered the credit business with its own card in 1958, within five years had issued more than a million cards. Today there are more than ...

/payments /retail Innovation in Financial Services

Retired Member

Retired Member 

Payment Services - the voice of the new customer

Customers today are more discerning than ever before and expect so much more from their banks. They are looking for positive experiences and expect their needs to be satisfied instantaneously. At the same time, banks have a myriad of challenges to navigate through – mounting pressure from regulators, increased competition and so on. Payment servi...

/payments

Retired Member

Retired Member 

What financial services can learn from manufacturing: part 3

In my previous two blogs I have discussed different areas of manufacturing that financial services firms and vendors could learn from. In this final post in this series, I want to look at Supply Chain Theory and the factory model Everyone in the United States remembers when the Japanese auto makers began to take over the U.S market. As a result, th...

/payments

Retired Member

Retired Member 

Please insert your card into the contactless reader

This blog was created while Mark was working at The Logic Group. As more brands adopt contactless technology, how many consumers and staff at the check-out really understand its benefits and how to use it? Recently Neira Jones, Head of the Payment Security Team at Barclaycard, reported in an interview with Grocery Trader that there are now around ...

/payments /retail

Retired Member

Retired Member 

Sibos: the real theme is cost reduction

We’ve been gearing up for Sibos for a couple of months now and in all our discussions with London-based international bankers, the show’s themes of the three Rs: Regulation, Rebuilding Trust and Recovery, seem to be ringing true. However, it’s also clear that regulatory compliance will be taking the lions’ share of companies’ resources and atte...

/payments /sibos Finextra@Sibos

Miloslav Hoschek

Miloslav Hoschek Freelancer at e-Silk Road, NGO

The deflation helix differs from deflation spiral

Let's define at first the abstract new terminology related to our theme. We will suppose that the deflation spiral has limited constraints and frames. We will explain here how the deflation spiral transform to a deflation helix under the influence of a negative discount rate. cont. copyright Miloslav HOSCHEK PhD independent consultant mhoschek/ad...

/payments /regulation Payments strategies 2015-2020-2030

Nick Ogden

Nick Ogden Chairman at Ogden Research

Ignoring the hype in the move towards a cashless society

There’s been a lot of talk recently about the idea of ‘cashless society’ and numerous journalists seem to be jumping on the bandwagon in a bid to write a colourful story. This usually involves testing out the concept by living without cash for a week or so, throwing in a few humorous anecdotes along the way – no money for the tooth fairy, no money...

/security /payments

Now Hiring